RUCHIRANSE19 August 2019

Ruchira Papers Limited has informed the Exchange regarding Investor Presentation

Ruchira Papers Limited

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RUCHIRA PAPERS LIMITED Investor Presentation

s t n e t n o C f o e b a T

l

Company Overview

Business Overview

Financial Overview

2

Company Overview

3

About Us

Incorporated in 1980. We take great pride in creating a quality range of ‘Tree-Free’ papers for writing, high-volume print and packaging

Writing & Printing paper finds its applications in printing and stationery, comprising note books, writing & publishing material, spiral notebooks, greeting cards, coloring books, colored copier paper, bill books, dairies and calendars etc

Kraft paper finds its application in manufacturing of corrugated boxes, cartons and other packaging material

WPP contributed 61% to revenues in 2018-19

One of the Largest manufacturers of ‘Kraft’ and ‘Writing & Printing’ paper in Northern India from Agro Residue

Kraft paper contributed 39% to revenues in 2018-19

Facilities located in Himachal Pradesh for manufacturing of Kraft Paper and Writing and Printing Paper

Pan India presence through strong network of distributors and dealers

A low debt company with Debt to Equity ratio at 0.11x

PAT growing at 25.69% CAGR

4

Our Journey

2006-07: Came up with an IPO and got listed on BSE & NSE.

2007-08: Launched Writing & Printing paper production in 2008

by

Production increased de- bottlenecking various at intervals post from 2008 on continuous basis

2015-16: Certified for FSC of chain custody by Rainforest Alliance

Incorporated in 1980

1983- Commenced Commercial production Kraft with 2310 TPA

of Paper

1992-1994 : PM-2 installed for manufacturing of Kraft Paper and production capability increased 21000 TPA

to

a)

De-

2017-18: Implemented Modernization and bottlenecking programmee b) Announced Greenfield for project Writing and Printing Paper Chamkaur at Sahib, Punjab,

5

Management Team

Mr. Subhash Chander Garg (Chairman & Whole Time Director)

• Subhash Chander Garg, aged 77 years,

is Law graduate and has expertise in field of taxation. He is one of the Promoters of Ruchira Papers Limited and has been looking after the affairs of the company as a Whole Time Director. He has been looking after the Taxation, Marketing and Sales functions of Ruchira Papers Limited since its inception and has acquired rich marketing experience

Mr. Jatinder Singh (Co-Chairman & Whole Time Director)

• Jatinder Singh, aged 65 years, is an Engineering Graduate from Punjab University. He is one of the Promoters of Ruchira Papers Limited and has been looking after the affairs of the company as a Whole Time Director. Over the years, he has acquired deep insight into the working of Paper Industry. He has been looking after the Finance, Administration and Raw Material Procurement of the company.

Mr. Umesh Chander Garg (Managing Director)

• Umesh Chander Garg, aged 70 years is a Graduate and has been associated with Ruchira Papers Limited right from the conceptual stage. He is controlling day-to-day affairs of the Company as the Managing Director. He has been the key man in the selection of various machineries and all expansion projects were executed under his guidance. He has been looking after the Production, Maintenance and Technical aspects of the company.

Mr. Vipin Gupta (CFO & Whole Time Director)

•Mr. Vipin Gupta, aged 50 Years is working as professional Whole Time Director With the Company. He is heading the Finance and Accounts of the Company. He is associated with the Company for the past 26 Years.. He is a Post Graduate in Commerce.

6

Competitive Advantage

Diversified Product Portfolio

Dedicated Workforce

Strong relations with Customers and suppliers

Strategic Location & PAN India Presence

Robust Balance sheet

Ruchira Papers has Ruchira Papers has diversified into better diversified into better product mix across Kraft product mix across Kraft paper and Writing & paper and Writing & Printing paper Printing paper

The Company has a highly The Company has a highly dedicated , skilled and dedicated , skilled and efficient employee base of efficient employee base of 1007 1007

Understanding customer Understanding customer needs, emerging trends and needs, emerging trends and accordingly providing accordingly providing products to customers is the products to customers is the prime responsibility prime responsibility

Plant is located in Himachal Plant is located in Himachal Pradesh and well connected Pradesh and well connected to state and national to state and national highways highways

Ruchira’s debt to equity Ruchira’s debt to equity ratio is the modest in the ratio is the modest in the industry industry

Diversification helps de- Diversification helps de- risking of business in the risking of business in the event of any volatility in event of any volatility in demand and prices demand and prices

Ruchira Papers provides Ruchira Papers provides extensive training to its extensive training to its employees on skill building employees on skill building

Strong relations with Strong relations with suppliers keeps the flow of suppliers keeps the flow of operations smooth operations smooth

The Company has a PAN The Company has a PAN India distribution network to India distribution network to market its products market its products

Ruchira is comfortably Ruchira is comfortably placed in terms of short placed in terms of short term liquidity term liquidity

7

Awards & Recognitions

Udyog Ratna Award by Himachal Pradesh in 2005

FSC Certificate (Forest Stewardship Council) from Rain Forest Alliance, New York, USA

ISO 9001 : 2015

Appreciation Award from Himachal Pradesh Corrugated Box Manufactures Association in the year 2009

Certificate of Excellence from INC 500 in 2013

8

Business Overview

9

Our Products

Writing & Printing Paper

 Manufactured by using agricultural residues, such as wheat straw, Baggase, sarkanda,

Softwood Pulp and other materials

 Writing and Printing paper is used in the fabrication of note books and writing & publishing material; coloured paper is used in the fabrication of spiral notebooks, wedding cards, shade cards, children’s colouring books, coloured copier paper and bill books

 Contributed 61% of total revenues generated in FY2019  Writing and Printing paper brands are ‘Tarang’.

‘Safeda’,

‘Kora’,

‘Savera’,

‘Karigar’,

‘Gehua’, ‘Mela’, ‘Pahari

 Manufactured by using agriculture residues, such as Bagasse, wheat straw, sarkanda and waste paper. The Company also uses some quantity of Imported Waste paper to produce value added products.

 Used in the packaging industry especially in making corrugated boxes / cartons and other

packaging requirements

 Special features of the Company’s Kraft Paper are the load bearing capacity and tensile

strength, which make it suitable for corrugated packing applications.

 Contributed 39% to the revenue in FY2019  Kraft paper brands include ‘Multani’, ‘Maati’, ‘Khadi’.  Also manufactures special tube grade paper known as DTY and POY.

Kraft Paper

10

Plant Location & Capabilities

Plant located at Kala Amb, in District Sirmaur of Himachal Pradesh and

well connected to state and national highways

For Writing Paper & Printing unit the Company has set up 8.1 MW Power

Co-generation plant for captive purpose to get uninterrupted power

supply for its operations.

The Company has set up ‘Chemical Recovery Plant’ for process of black

liquor generated during the process for captive consumption.

The Company ‘s water requirement is

sourced from ground water

through tube-wells.

s e n n o T c i r t e M n

I

140000

120000

100000

80000

60000

40000

20000

0

Production (In MT)

8 0 4 7 9

2 0 1 9 9

1 2 0 4 5

7 8 3 3 4

8 2 0 2 5

4 7 0 7 4

7 5 9 6 1 1

4 2 4 5 1 1

6 2 4 6 6

1 3 5 0 5

9 9 9 7 6

5 2 4 7 4

1 3 8 8 2 1

7 8 2 7 7

4 4 5 1 5

FY15

FY16

FY17

FY18

FY19

Kraft Writing

Total

11

Financial Overview

12

Quarterly Highlights

Revenue from Operations (Rs. In cr)

EBIDTA (Rs. In cr)

135

130

125

120

115

110

105

100

10.40 10.20 10.00 9.80 9.60 9.40 9.20 9.00 8.80 8.60 8.40

130.64

128.64

110.92

Q1FY20

Q1FY19

Q4FY19

PAT (Rs. In cr)

10.26

9.74

9.12

20.65

19.63

18.86

Q1FY20

Q1FY19

Q4FY19

PBT (Rs. In cr)

16.54

14.76

13.86

21.00

20.50

20.00

19.50

19.00

18.50

18.00

17.50

17.00 16.50 16.00 15.50 15.00 14.50 14.00 13.50 13.00 12.50

Q1FY20

Q1FY19

Q4FY19

Q1FY20

Q1FY19

Q4FY19

13

Q1FY20 Performance Highlights

Q1FY20 Performance Overview:

• Revenue from operations stood at Rs. 130.64 cr.

EBIDTA at Rs. 18.86 cr; EBIDTA margins stood at

14.43 %

• PAT at Rs 9.12 cr; PAT margins stood at 6.98 %

EPS stood at Rs. 3.76 per share

Production highlights: WPP: Production during Q1FY20 was 13587 MT. Kraft Paper: Production during Q1FY20 was 20769 MT

Net Sales Realization: WPP: NSR for Q1FY20 was Rs. 59,727/- PMT. Kraft Rs. 24,761/- PMT

for Q1FY20 was

Paper: NSR

Commenting on the financial performance of the company Mr. Jatinder Singh, Co-Chairman & Whole Time Director, Ruchira Papers Limited, said, “During the quarter under review, Industry continues to witness a slowdown, resulting Kraft Paper margins under stress, which impacted the bottom line of the Company. However during Q1 of FY 20, the company has registered growth in topline as well as in production. The Company achieved turnover of Rs. 130.64 Crore and production of 34,356 MT for the Q1 FY 20. We are planning to de-risk the seasonality nature of Kraft Paper by modifying our existing paper machine no. 01 to facilitate manufacturing of Cup Stock paper.”

14

Revenue Break-up & Margins

16.57%

16.62%

15.33%

13.10%

600

500

400

11.40%

e r o r c n

I

. s R

300

200

100

0

8.50%

8.15%

7.68%

5.37%

3.70%

346.56

362.58

417.1

447.6

493.99

18.00%

16.00%

14.00%

12.00%

10.00%

8.00%

6.00%

4.00%

2.00%

0.00%

)

%

( e g a t n e c r e P

)

%

( e g a t n e c r e P

70.00%

60.00%

50.00%

40.00%

30.00%

20.00%

10.00%

0.00%

% 1 8 . 8 5

% 9 1 . 1 4

% 5 3 . 2 6

% 9 1 . 2 6

% 5 6 . 7 3

% 1 8 . 7 3

% 3 8 . 7 5

% 7 1 . 2 4

% 0 0 . 1 6

% 0 0 . 9 3

FY15

FY16

FY17

FY18

FY19

FY15

FY16

FY17

FY18

FY19

Total Revenue

EBIDTA Margins (%)

PAT Margins (%)

WPP (% of Revenue)

Kraft Paper (% of Revenue)

15

Financial Performance

Total Income (Rs. In cr)

PAT (Rs. In cr)

500 450 400 350 300 250 200 150 100 50 0

90

80

70

60

50

40

30

20

10

0

347.92

363.73

418.10

451.35

495.88

45

40

35

30

25

20

15

10

5

0

32.49

38.02

40.24

12.83

19.47

FY15

FY16

FY17

FY18

FY19

FY15

FY16

FY17

FY18

FY19

EBIDTA (Rs. In cr)

PBT (Rs. In cr)

74.17

82.12

63.96

39.82

47.48

70

60

50

40

30

20

10

0

58.31

62.42

46.44

31.77

20.44

FY15

FY16

FY17

FY18

FY19

FY15

FY16

FY17

FY18

FY19

16

Key Ratios

30.00%

25.00%

20.00%

15.00%

10.00%

5.00%

0.00%

4.07

14.00

12.00

10.00

8.00

6.00

4.00

2.00

0.00

19.61%

12.19%

21.39%

16.13%

ROE

ROCE

25.15%

25.06%

20.98%

19.98%

23.60%

16.29%

FY15

FY16

FY17

FY18

FY19

Interest Coverage ratio

8.74

7.46

11.37

12.09

0.28

0.28

Debt to Equity

0.22

0.21

0.11

0.3

0.25

0.2

0.15

0.1

0.05

0

FY15

FY16

FY17

FY18

FY19

FY15

FY16

FY17

FY18

FY19

17

Production Highlights

54.13%

50.71%

51.22%

48.18%

48.46%

19.43%

16.81%

16.85%

16.92%

19.35%

e g a t n e c r e P

60.00%

50.00%

40.00%

30.00%

20.00%

10.00%

0.00%

s n o T c i r t e M n

I

90000

80000

70000

60000

50000

40000

30000

20000

10000

0

1 2 0 4 5

7 8 3 3 4

8 2 0 2 5

4 7 0 7 4

1 5 3 0 5

6 2 4 6 6

9 9 9 7 6

5 2 4 7 4

7 8 2 7 7

4 4 5 1 5

FY15

FY16

FY17

FY18

FY19

FY15

FY16

FY17

FY18

FY19

Raw Material (% of Revenue)

Power & Fuel (% of Revenue)

WPP

Kraft

35000

30000

25000

. s R n

I

20000

15000

10000

5000

0

27676

24702

24863

30434

28323

FY15

FY16

FY17

FY18

FY19

Capital Cost Per Tonne

) e n n o t

r e p s t i n U

( n o i t p m u s n o c

r e w o P

1400

1200

1000

800

600

400

200

0

50.48

45.56

45.62

43.86

1243

18.97

1163

18.8

1141

1200

40.58

1155

14.14

12.51

11.57

449

423

392

400

434

FY15

FY16

FY17

FY18

FY19

WPP

Kraft

WPP.

Kraft.

60

50

40

30

20

10

0

) e n n o t

r e p e b u c e r t e m

( n o i t p m u s n o c

r e t a W

18

Key Statics & Shareholding as on 30th June, 2019

Shareholding (%)

35.26%

0.67%

64.07%

Key Statistics

CMP (Rs.)

As on 16th Aug, 2019 74.30

Market Cap (Rs. In crore)

No. of outstanding shares (Crore)

Face Value BSE Code NSE Code

180

2.42

10.00 532785

RUCHIRA

Promoter & Promoter Group

Institutions

Non- Institutions

19

Disclaimer

This presentation and the following discussion may contain “forward looking statements” by Ruchira Papers Limited (“Ruchira” or “RPL” or the “Company”) that are not historical in nature. These forward looking statements, which may include statements relating to future results of operations, financial condition, business prospects, plans and objectives are based on the current beliefs, assumptions, expectations, estimates and projections of the management of operates. RPL

and markets

in which

business,

industry

about

RPL

the

These statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties and other factors, some of which are beyond RPL’s control and difficult to predict, that could cause actual results, performance or achievements to differ statements. the materially

forward

looking

those

from

in

Such statements are not and should not be construed as a representation of future performance or achievements of RPL. In particular, such statements should not be regarded as a projection of future performance of RPL. It should be noted that the actual performance or achievements of RPL may vary significantly from such statements.

20

Contact Details

Ruchira Papers Limited Mr. Vipin Gupta (CFO & Executive Director) Email: vipingupta@ruchirapapers.com;

Mr. Vishav Sethi (Company Secretary) Email: cs@ruchirapapers.com

Website : www.ruchirapapers.com

21

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