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Step Up SIP Calculator

Calculate returns with step-up SIP. See how increasing your SIP by 10-15% yearly can grow your wealth significantly faster.

Total Invested
₹38,12,688
Total Corpus
₹86,83,833
Extra vs Regular SIP
+₹36,38,073
SIP in Year 15
₹37,975/mo
Stepping up 10% annually creates ₹36,38,073 more than a flat SIP of ₹10,000/month. Regular SIP corpus: ₹50,45,760.
Growth Projection
₹18,23,605₹36,47,210₹54,70,815₹72,94,420₹91,18,025Yr 1Yr 2Yr 3Yr 4Yr 5Yr 6Yr 7Yr 8Yr 9Yr 10Yr 11Yr 12Yr 13Yr 14Yr 15

How Step-Up SIP Works

SIP in Year Y = Starting SIP × (1 + Step-Up%)(Y-1)

Each year's increased SIP compounds for the remaining years, creating substantially more wealth than a flat SIP.