Fino Payments Bank Limited

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January 29, 2025 BSE Limited P.J. Towers, Dalal Street, Mumbai- 400 001 National Stock Exchange of India Limited Exchange Plaza, 5th Floor

25%

rategic Update Scan to open bank account 3 Key Highlights – Q3’25 Sustainable Business Model – 25% YoY revenue growth; as per the earlier guidance Expanding Ownership Business – customer base of 1.

1.34 crore

5% YoY revenue growth; as per the earlier guidance Expanding Ownership Business – customer base of 1.34 crores including 5+ lakh accounts opened digitally (~48 lakh digitally active customers) Building Liabil

48 lakh

ing Ownership Business – customer base of 1.34 crores including 5+ lakh accounts opened digitally (~48 lakh digitally active customers) Building Liability Franchise – average deposits up by 39% YoY at ₹1,89

39%

itally (~48 lakh digitally active customers) Building Liability Franchise – average deposits up by 39% YoY at ₹1,890 crores Customer Trust Enhancing – 52%+ YoY growth in subscription renewal income, ac

₹1,890 crore

lakh digitally active customers) Building Liability Franchise – average deposits up by 39% YoY at ₹1,890 crores Customer Trust Enhancing – 52%+ YoY growth in subscription renewal income, active customer base ~

52%

g Liability Franchise – average deposits up by 39% YoY at ₹1,890 crores Customer Trust Enhancing – 52%+ YoY growth in subscription renewal income, active customer base ~70% Digital Footprint Expanding

70%

s Customer Trust Enhancing – 52%+ YoY growth in subscription renewal income, active customer base ~70% Digital Footprint Expanding – Contributing 24% of revenue pie & 1.61% of UPI ecosystem volume in D

24%

subscription renewal income, active customer base ~70% Digital Footprint Expanding – Contributing 24% of revenue pie & 1.61% of UPI ecosystem volume in Dec’24 #HarDinFino… 4 Robust Business Model –

1.61%

income, active customer base ~70% Digital Footprint Expanding – Contributing 24% of revenue pie & 1.61% of UPI ecosystem volume in Dec’24 #HarDinFino… 4 Robust Business Model – Q3’25 Transaction Coun

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ecosystem volume in Dec’24 #HarDinFino… 4 Robust Business Model – Q3’25 Transaction Count 88.6 Crs 56% Business Volume Merchant Count 18.7 Lakhs 11% Strong Distribution Renewal Revenue ₹ 47.8 Crs

18.7 Lakh

4 Robust Business Model – Q3’25 Transaction Count 88.6 Crs 56% Business Volume Merchant Count 18.7 Lakhs 11% Strong Distribution Renewal Revenue ₹ 47.8 Crs 52% Customer Centric (% Growth YoY) Digit