DiGiSPICE Technologies Limited

rs,

Date: 14th February, 2025 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001 Scrip Code: 517214 National Stock Exchange of India Limited Excha

80%

n our target markets. ▪ ▪ ▪ ▪ ▪ ▪ Significant growth in Collections with CMS GTV growing by ~80% Y-o-Y. Held AEPS market leader position with Market Share above 17%. CASA has been a significan

17%

ons with CMS GTV growing by ~80% Y-o-Y. Held AEPS market leader position with Market Share above 17%. CASA has been a significant focus product in the last 1 year with 268% Y-o-Y growth in no. of CA

268%

on with Market Share above 17%. CASA has been a significant focus product in the last 1 year with 268% Y-o-Y growth in no. of CASA accounts opened. Currently opening more than 2,200 accounts per day.

33%

n INR. ‘000 Crs) 101 3 6 21 108 3 5 33 70 67 83 3 6 12 62 100. 4 Year CAGR- 33% 80. 60. 40. 20. 0. 46 1 5 1 40 15.9% 21.7% 27.6 0.7 1.3 8.7 16.9 20% 26.3 0.

15.9%

70 67 83 3 6 12 62 100. 4 Year CAGR- 33% 80. 60. 40. 20. 0. 46 1 5 1 40 15.9% 21.7% 27.6 0.7 1.3 8.7 16.9 20% 26.3 0.7 0.9 10.4 14.2 32.0 0.8 0.5 14.9 15.8

21.7%

7 83 3 6 12 62 100. 4 Year CAGR- 33% 80. 60. 40. 20. 0. 46 1 5 1 40 15.9% 21.7% 27.6 0.7 1.3 8.7 16.9 20% 26.3 0.7 0.9 10.4 14.2 32.0 0.8 0.5 14.9 15.8 FY21

20%

ar CAGR- 33% 80. 60. 40. 20. 0. 46 1 5 1 40 15.9% 21.7% 27.6 0.7 1.3 8.7 16.9 20% 26.3 0.7 0.9 10.4 14.2 32.0 0.8 0.5 14.9 15.8 FY21 FY22 FY23 FY24 Q3FY24 Q2FY25

29%

Crs) 3 1 165 1 18 6 24 2 169 3 11 7 6 32 112 108 160. 4 Years CAGR- 29% 140. 120. 100. 80. 60. 40. 20. 0. 79 11 4 6 58 127 2 - - 11 4 14 96 5.

5.0%

9% 140. 120. 100. 80. 60. 40. 20. 0. 79 11 4 6 58 127 2 - - 11 4 14 96 5.0% 43.2 8.4 25.1 1.8% 0.5 1.9 3.9 1.8 1.7 0.5 1.8 4.4 0.5 1.2 44.0 9.8 25.8

1.8%

60. 40. 20. 0. 79 11 4 6 58 127 2 - - 11 4 14 96 5.0% 43.2 8.4 25.1 1.8% 0.5 1.9 3.9 1.8 1.7 0.5 1.8 4.4 0.5 1.2 44.0 9.8 25.8 0.5 0.5 2.4 1.7 1%

1%

1.8% 0.5 1.9 3.9 1.8 1.7 0.5 1.8 4.4 0.5 1.2 44.0 9.8 25.8 0.5 0.5 2.4 1.7 1% 41.9 1.6 8.3 26.8 FY21 FY22 FY23 FY24 AEPS+Micro ATM Collections Remittance Othe

“Transaction Metrics Q3 FY25 Q2 FY25 Q3 FY24 FY24 FY23 Q-o-Q Change % Y-o-Y Change % FY24 vs FY23 Transactions Transactions Attempted (in Crs) Transactions Success (in Crs) Success Ratio 8.1 5.5 7.4 5.2 68.9% 70.5% Total transacting customers (in Crs) 4.3 4.1 9.4 5.6 59.8 4.4 34.6 22.1 36.7 23.0 63.8% 62.8% 11.5 12.4 8.6% 6.2% -1.6% 4.7% -14.1% -0.9% 9.1% -2.3% -6% -4.2% 1.0% -7.5% • Transaction limits put in place by issuer banks has had an impact on overall reduction in transaction volume.”

Geographical Presence Across

1

Services Live

1

Geographical Presence Across

2.49 L villages 6,475 Blocks FY20 FY21 FY22 FY23 FY24 9MFY25 Strong presence Growing opportunity 4 Spice Money – Key Business Update- GTV Trend Customer Gross Transaction Value (in INR. ‘000 Crs) 101 3 6 21 108 3 5 33 70 67 83 3 6 12 62 100. 4 Year CAGR- 33% 80. 60. 40. 20. 0. 46 1 5 1 40 15.9% 21.7% 27.6 0.7 1.3 8.7 16.9 20% 26.3 0.7 0.9 10.4 14.2 32.0 0.8 0.5 14.9 15.8 FY21 FY22 FY23 FY24 Q3FY24 Q2FY25 Q3FY25 AEPS+Micro ATM GTV Collections GTV Remittance GTV Other Digital Services GTV Note: All numbers are rounded off and growth percentages are calculated on absolute numbers GTV Contribution from Collections Business now in line with AEPS+ Micro ATM Business 5 Spice Money – Key Business Update- GM Trend Gross Margin (in INR. Crs) 3 1 165 1 18 6 24 2 169 3 11 7 6 32 112 108 160. 4 Years CAGR- 29% 140. 120. 100. 80. 60. 40. 20. 0. 79 11 4 6 58 127 2 - - 11 4 14 96 5.0% 43.2 8.4 25.1 1.8% 0.5 1.9 3.9 1.8 1.7 0.5 1.8 4.4 0.5 1.2 44.0 9.8 25.8 0.5 0.5 2.4 1.7 1% 41.9 1.6 8.3 26.8 FY21 FY2

Services Live

• Cash deposit + Cash withdrawal • UPI QR, Send Money, Receive Money • BBPS+ Recharge Services to go live • Prepaid Rupay Card • Gullak, Save Now pay later FD, Digital gold, Mutual fund • Insurance • • Secure Credit Card Note: All numbers are rounded off and growth percentages are calculated on absolute numbers 13 Spice Pay Solution: A UPI product designed for secure UPI transactions without exposing bank accounts. Consolidated – Financial Highlights Note: All numbers are rounded off and growth percentages are calculated on absolute numbers *During the current quarter, the market share price of DigiAsia has significantly reduced leading to reduction in the fair value of the investment as on December 30, 2024 from its carrying value. Accordingly, fair value loss of Rs. 19.6 Crs. has been recorded in Q3 FY’25. It's an unrealized loss recognized in the books of accounts, in conformity with Ind-AS. 14 Year endedGrowthGrowthGrowthFY24Q-o-QY-o-YDec'23Dec'24Y-o-Y1.Customer GTV107,81827,57526,