Poonawalla Fincorp Limited

rs,

July 25, 2025 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001. BSE Scrip Code: 524000 Dear Sir / Madam, National Stock

53%

ors, Management Team, ESG and Awards 1. Key Highlights Q1FY26- Financial Highlights AUM growth at 53% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7

₹41,273

ights Q1FY26- Financial Highlights AUM growth at 53% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 2

53.0%

6- Financial Highlights AUM growth at 53% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹6

15.8%

al Highlights AUM growth at 53% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84

₹768

ts AUM growth at 53% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ

13.6%

owth at 53% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ NII inc

7.4%

% YoY; Lower Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ NII includes fee

₹325

er Credit cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ NII includes fee and other

24.9%

cost QoQ AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ NII includes fee and other income ▪

2.5%

AUM NII PPoP ₹41,273 Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ NII includes fee and other income ▪ ▪ ▪ T

20.55%

Cr 53.0% YoY 15.8% QoQ ₹768 Cr 13.6% YoY 7.4% QoQ ₹325 Cr 24.9% YoY 2.5% QoQ CAR PAT GNPA 20.55% ₹63 Cr 1.84% Flat QoQ NII includes fee and other income ▪ ▪ ▪ The Board of Directors approv

“Develop Suspicious Transaction Report with help of AI/ML/LLM Project Implemented Project Underway Enhanced Customer Experience |Higher Productivity | Improved risk efficiency Received Technology Senate Award 2025 by Indian Express Group and Express Computer 16 Risk Management integrated into the strategy Comprehensive risk management framework RISKMANAGEMENT ARCHITECTURE Liquidity Risk Credit Risk .”

Subject

1

Reference

1

Employees

1

Employee Lifecycle Management

1

Reference

Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘SEBI Listing Regulations’) Pursuant to Regulation 30 of the SEBI Listing Regulations, we are enclosing herewith the presentation to be made to the Investors/Analysts for the quarter ended June 30, 2025. The presentation is also being uploaded on the website of the Company at the URL https://poonawallafincorp.com/investor-financials.php in accordance with Regulation 46 of the SEBI Listing Regulations. Kindly take the above intimation on record. Thanking You, Yours faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS-13918 Classification | INTERNAL Q1FY26 Sustainable | Predictable | Productive Disclaimer This presentation and the accompanying slides have been prepared by Poonawalla Fincorp Ltd. solely for informational purposes. They do not constitute an offer, recommendation, or invitation to purchase or subscribe for any securities. Furthermore, they should not be r

Employees

1. MS-Teams based Employee conversational agent 1. Predictive Analytics for Anticipating Customer Needs 2. Customer Service AI agent (with voice and chat) 2. Early Warning System 3. Human Agent Assist 3. Skill Building & Enhancement Assistant 4. Candidate Search - Sourcing Engine 5. ER Governance Tool Admin and Infrastructure-3 1. AI-driven Agreement Validation. 2. Legal document vetting, Title Search, contract analysis, etc. in multiple languages 3. Travel booking automation Operations-5 1. RC Limit Management 2. Operation Governance 3. Re-KYC 4. Auto Knock Off/ Waiver in Matured Contracts 5. Stamp Verification 1. DartGenie: Teams can directly create and build reports using natural language 2. BuildBuddy: Integrating Co-Pilot with existing toolkits to boost development efficiency and accelerating deployment 1. Agentic Layer automating data discovery, model algorithm selection, and repository creation for efficient review Finance-4 1. 2. 3. 4. Finance Bot Payment Operations Invoice Aut

Employee Lifecycle Management

AI-enabled tools for continuous support to employees from Onboarding to Career Development Focus on employee wellbeing Empowering Managers Managers to be equipped with AI-driven insights empowering decision making Our Culture Customer-First Governance-First Risk-First AI-First Impact Increased engagement with employees promoting their learning and development, navigation of career paths, and informed career choices Better outcomes for both the candidates and our hiring process. Transforming various stages of employees' journey. Fostering employee engagement with enhanced satisfaction and focus on wellness Improving managerial efficiency and fostering leadership development Leveraging Artificial Intelligence (AI) and Machine Learning (ML), emphasis on Large Language Models (LLMs), to drive towards goal of “Zero lag” in resolving employee queries 20 3. Financial Overview Assets Under Management Solid AUM growth with right product mix ▪ Robust AUM growth across all products ▪ Secured to U