Paisalo Digital Limited

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p Code: PAISALO To, The Manager Department of Corporate Relationship BSE Limited 25 P. J. Towers, Dalal Street Mumbai -400 001 Scrip Code: 532900 (Equity) Scrip Code: Equity- 532900 NCDs-975107,

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red by Paisalo Digital Limited. 2 Index 01 Result Snapshot 02 About Paisalo 03 Strategic Pillars 04 Financial Performance 05 Environment Social Governance RESULT SNAPSHOT Q1 FY2026 www.paisalo.in

20%

Expansion Co-lending Partnership ✓ Highest-ever Total Income at Rs ✓ Net Interest Income was up 20% YoY ✓ In Q1, Company added record 50 ✓ Expanded Co-Lending Partnership 2,187 mn, up 17% YoY

17%

as up 20% YoY ✓ In Q1, Company added record 50 ✓ Expanded Co-Lending Partnership 2,187 mn, up 17% YoY at Rs 1,244 mn ✓ Customer franchise expands to ✓ Company continues to protect its record

Rs 1,244

Y ✓ In Q1, Company added record 50 ✓ Expanded Co-Lending Partnership 2,187 mn, up 17% YoY at Rs 1,244 mn ✓ Customer franchise expands to ✓ Company continues to protect its record ~11 mn this quarte

14%

argin profile. GNPA and NNPA addition of ~1.5 mn customers during the quarter ✓ AUM expands by 14% YoY to Rs 52,302 mn, while Disbursement were higher by 16% YoY at Rs 7,581 mn in Q1 stood at

Rs 52,302

le. GNPA and NNPA addition of ~1.5 mn customers during the quarter ✓ AUM expands by 14% YoY to Rs 52,302 mn, while Disbursement were higher by 16% YoY at Rs 7,581 mn in Q1 stood at 0.85% and 0.68% r

16%

during the quarter ✓ AUM expands by 14% YoY to Rs 52,302 mn, while Disbursement were higher by 16% YoY at Rs 7,581 mn in Q1 stood at 0.85% and 0.68% respectively as of Q1 FY26, compared to 0.

Rs 7,581

quarter ✓ AUM expands by 14% YoY to Rs 52,302 mn, while Disbursement were higher by 16% YoY at Rs 7,581 mn in Q1 stood at 0.85% and 0.68% respectively as of Q1 FY26, compared to 0.99% and 0.76% in th

0.85%

YoY to Rs 52,302 mn, while Disbursement were higher by 16% YoY at Rs 7,581 mn in Q1 stood at 0.85% and 0.68% respectively as of Q1 FY26, compared to 0.99% and 0.76% in the previous year, refle

0.68%

52,302 mn, while Disbursement were higher by 16% YoY at Rs 7,581 mn in Q1 stood at 0.85% and 0.68% respectively as of Q1 FY26, compared to 0.99% and 0.76% in the previous year, reflecting the

0.99%

6% YoY at Rs 7,581 mn in Q1 stood at 0.85% and 0.68% respectively as of Q1 FY26, compared to 0.99% and 0.76% in the previous year, reflecting the strong debt management infrastructure and risk

High Tech

1

High Tech

High Touch 03 Underwriting & Technology 04 Co-lending & Liability 05 Professional Management Revolutionizing and Disrupting MSME and small ticket income generation loans Engage and transact without friction to deliver a sustainable, multi-channel distribution model with 3,997 touchpoints and reach in 22 states/UTs Centralized framework for real-time evaluation of credit, credentials, and character, leveraging in-house AI/ML models to strengthen credit scoring accuracy, risk monitoring, and CRM operations Scaling up retail co- lending as a core growth lever, with a focus on deepening existing partnerships and expanding outreach through co-lender ecosystems Experienced leadership team with deep domain expertise, supported by a robust and engaged board, driving disciplined execution and long- term value creation 13 Disruption Revolutionizing and Disrupting Credit www.paisalo.in Small Income Generation Loans: The Opportunity THE PROBLEM ➢ Low availability of small loans from Financial Inst