Fusion Finance Limited

rs,

te hereof. Fusion Finance Limited (the “Company” ) or any of their respective affiliates, shareholders, directors, employees, agents, officers, advisors or representatives (together, “Representatives”) m

₹178

ed improvement in Credit Cost Credit costs sequentially lower for the third consecutive quarter — ₹178 Cr in Q1 FY26 vs ₹253 Cr in Q4 FY25, ₹571 Cr in Q3 FY25, and ₹693 Cr in Q2 FY25. GNPA improved to 5

₹253

it Cost Credit costs sequentially lower for the third consecutive quarter — ₹178 Cr in Q1 FY26 vs ₹253 Cr in Q4 FY25, ₹571 Cr in Q3 FY25, and ₹693 Cr in Q2 FY25. GNPA improved to 5.43% in Q1 FY26 from

₹571

s sequentially lower for the third consecutive quarter — ₹178 Cr in Q1 FY26 vs ₹253 Cr in Q4 FY25, ₹571 Cr in Q3 FY25, and ₹693 Cr in Q2 FY25. GNPA improved to 5.43% in Q1 FY26 from 7.92% in Q4 FY25, whi

₹693

the third consecutive quarter — ₹178 Cr in Q1 FY26 vs ₹253 Cr in Q4 FY25, ₹571 Cr in Q3 FY25, and ₹693 Cr in Q2 FY25. GNPA improved to 5.43% in Q1 FY26 from 7.92% in Q4 FY25, while NNPA declined to 0.19

5.43%

Cr in Q1 FY26 vs ₹253 Cr in Q4 FY25, ₹571 Cr in Q3 FY25, and ₹693 Cr in Q2 FY25. GNPA improved to 5.43% in Q1 FY26 from 7.92% in Q4 FY25, while NNPA declined to 0.19% from 0.30% last quarter Disburseme

7.92%

Cr in Q4 FY25, ₹571 Cr in Q3 FY25, and ₹693 Cr in Q2 FY25. GNPA improved to 5.43% in Q1 FY26 from 7.92% in Q4 FY25, while NNPA declined to 0.19% from 0.30% last quarter Disbursements Calibrated with Qua

0.19%

693 Cr in Q2 FY25. GNPA improved to 5.43% in Q1 FY26 from 7.92% in Q4 FY25, while NNPA declined to 0.19% from 0.30% last quarter Disbursements Calibrated with Quality Focus ₹950 Cr disbursed in Q1 FY26

0.30%

2 FY25. GNPA improved to 5.43% in Q1 FY26 from 7.92% in Q4 FY25, while NNPA declined to 0.19% from 0.30% last quarter Disbursements Calibrated with Quality Focus ₹950 Cr disbursed in Q1 FY26 with enhanc

₹950

while NNPA declined to 0.19% from 0.30% last quarter Disbursements Calibrated with Quality Focus ₹950 Cr disbursed in Q1 FY26 with enhanced Industry -1 guardrails; 80% of customers in Fusion +0 and +1

80%

s Calibrated with Quality Focus ₹950 Cr disbursed in Q1 FY26 with enhanced Industry -1 guardrails; 80% of customers in Fusion +0 and +1 — reflecting high portfolio quality and disciplined lending Coll

98.5%

quality and disciplined lending Collections and Portfolio Quality Improving Current CE improved to 98.5% in Q1 FY26 vs 96.24% in Q1 FY25. New book, now 40% of total portfolio post guardrail implementatio

Vision

1

Mission

1

Vision

“Fusion Finance with a social vision and business orientation aims to provide underprivileged women with economic opportunities to transform the quality of their lives.”

Mission

“A self-sustainable financial institution which leverages the distribution network to channel other products and services.” August 10, 2025 | © Fusion Finance Limited | www.fusionfin.com 27 Tech Capabilities & ESG August 10, 2025 | © Fusion Finance Limited | www.fusionfin.com 28 Tech Interventions||Strengthening compliance, reducing fraud, and enabling seamless digital onboarding Aadhaar-Based Verification Integrated with government database for live ID, name, and age checks Future-ready: OTP-based API under development for seamless scalability Real-Time Voter ID Validation 100% real-time validation across all branches Reduces identity fraud Paperless Digital Signing Secure virtual document execution (Qsign) Upcoming launch of face- matched, OTP-authenticated signatures to ensure non- repudiation Geo-Fencing & Location Intelligence Village level geo-fencing and monitored route planning Distance-based policies for smarter resource deployment Event-based tagging throughout loan lifecycle