Anand Rathi Wealth Limited

2523%

Margins 5 Strategise. Build. Grow. OVER A DECADES UNCOMPLICATING PRIVATE WEALTH 100 76 Q2FY26Q2FY2523% Y/Y307 250 Q2FY26Q2FY2522% Y/Y91,568 75,084 Sep-25Sep-2430.6%32.5%31% Y/Y FINANCIAL PERFORMANCE FOR

2522%

ld. Grow. OVER A DECADES UNCOMPLICATING PRIVATE WEALTH 100 76 Q2FY26Q2FY2523% Y/Y307 250 Q2FY26Q2FY2522% Y/Y91,568 75,084 Sep-25Sep-2430.6%32.5%31% Y/Y FINANCIAL PERFORMANCE FOR H1 FY26 Total Revenue (R

2430.6%

CATING PRIVATE WEALTH 100 76 Q2FY26Q2FY2523% Y/Y307 250 Q2FY26Q2FY2522% Y/Y91,568 75,084 Sep-25Sep-2430.6%32.5%31% Y/Y FINANCIAL PERFORMANCE FOR H1 FY26 Total Revenue (Rs. Crs.) Profit After Tax (Rs. Cr

32.5%

PRIVATE WEALTH 100 76 Q2FY26Q2FY2523% Y/Y307 250 Q2FY26Q2FY2522% Y/Y91,568 75,084 Sep-25Sep-2430.6%32.5%31% Y/Y FINANCIAL PERFORMANCE FOR H1 FY26 Total Revenue (Rs. Crs.) Profit After Tax (Rs. Crs.) &

31%

TE WEALTH 100 76 Q2FY26Q2FY2523% Y/Y307 250 Q2FY26Q2FY2522% Y/Y91,568 75,084 Sep-25Sep-2430.6%32.5%31% Y/Y FINANCIAL PERFORMANCE FOR H1 FY26 Total Revenue (Rs. Crs.) Profit After Tax (Rs. Crs.) & Ma

2519%

R A DECADES UNCOMPLICATING PRIVATE WEALTH *Annualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wi

29%

ES UNCOMPLICATING PRIVATE WEALTH *Annualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wise AUM

32.8%

MPLICATING PRIVATE WEALTH *Annualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wise AUM mix Tota

30.2%

ATING PRIVATE WEALTH *Annualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wise AUM mix Total Net

45.5%

PRIVATE WEALTH *Annualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wise AUM mix Total Net Infl

44.4%

ATE WEALTH *Annualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wise AUM mix Total Net Inflows (

25108 bps

nualized basis 194 150 H1FY26H1FY25591 495 H1FY26H1FY2519% Y/Y29% Y/Y32.8%30.2%45.5%44.4%H1FY26H1FY25108 bps BUSINESS PERFORMANCE FOR Q2 & H1 FY26 Product wise AUM mix Total Net Inflows (Rs. Crs.) Equity M

“No.PeriodBased on last 14 Quarters PAT Growth (Y/Y %)ARWL (Consolidated)Mean Median Standard Deviation CONSISTENTLY REWARDING SHAREHOLDERS All dividends declared prior to the final dividend for FY25 have been adjusted for the 1:1 bonus issue in March 2025 to ensur e comparability.”

“In FY25 • Buyback of Rs 164.65 Crores (excluding charges & taxes) • Bonus Issue in the ratio of 1:1 2 1 Strategise.”

“Equity investment needs guidance, thereby, creating huge opportunity for wealth outfits.”

“HNI population in India is expected to grow at a CAGR of 13.8% from 2024 to 2027E.”

“OVER A DECADES UNCOMPLICATING PRIVATE WEALTH * 981 284 Mar-25Mar-19301 59 Mar-25Mar-1936 7 Mar-25Mar-1977,103 18,393 Mar-25Mar-19CAGR 23%CAGR 31%CAGR 31%CAGR 27% CONSOLIDATED PROFIT & LOSS ACCOUNT SUMMARY 4 1 Strategise.”

“No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company.”

Key Takeaway

1

Lost folio Audit

1

Key Takeaway

• A survey was conducted by Anand Rathi which showed that risk adjusted return is one of the top priorities for 93% investors. • Worldwide, the best mechanism to assess risk adjusted return is Jensen’s Alpha. The measure computes the return differential between the portfolio and benchmark by equalizing the risk of the two. • ARWL Strategy delivered Jensen’s alpha of 6.56% for the period Apr’ 14 – Sept’ 25. 1 6 Strategise. Build. Grow. OVER A DECADES UNCOMPLICATING PRIVATE WEALTH DIFFERENT PRODUCT AUDITS Clients often have significant wealth outside which is Assets Under Influence (AUI) AUI : ~ Rs 1,76,000 Crs We conduct different product audits to help clients / prospects to assess how well that money is working for them — and to identify opportunities where a structured, objective-driven PMS Audit strategy (like our 65:35:20 Equity : SP : Leverage) can improve the outcomes. Mutual Fund Audit Real Estate Audit Lost Folio Audit Insurance Audit Direct Equity Audit Structured Product Audi

Lost folio Audit

This audit aims to reconcile your complete MF holdings & helps identify any dormant/missing folios. Lost Folio audits are now auto-generated, reducing report creation from hours to minutes. 1 8 Strategise. Build. Grow. OVER A DECADES UNCOMPLICATING PRIVATE WEALTH ADVANTAGES OF CLIENT VINTAGE AND STICKINESS Client Vintage (Nos.) Client (AUM) Vintage Client Attrition (% of AUM lost) 1 9 Strategise. Build. Grow. OVER A DECADES UNCOMPLICATING PRIVATE WEALTH 0.09%0.18%Q2FY26Q2FY2580%79%20%21%Sep-25Sep-24> 3 year0 to 3 year60%59%40%41%Sep-25Sep-24> 3 Year0 to 3 Year10,977 73,257 12,781 89,357 0.18%0.28%H1FY26H1FY25 CONSISTENT & MARKET AGNOSTIC PERFORMANCE 2 0 (Q3 & Q4 FY22 PAT not presented because of Covid base year) Strategise. Build. Grow. OVER A DECADES UNCOMPLICATING PRIVATE WEALTH PAT (Rs. Crs)Growth (Y/Y %)1Q1FY2339.7133.6%-9.6%2Q2FY2342.9541.1%8.3%3Q3FY2343.2334.9%5.9%4Q4FY2342.7123.4%-4.1%5Q1FY2453.2334.0%10.5%6Q2FY2457.6934.3%2.3%7Q3FY2458.0434.3%10.7%8Q4FY2456.8633.1%2.7%9Q1FY2573