Akme Fintrade (India) Limited

62%

rming rural and semi-urban finance in India. 5 States 29 Branches Points of Presence Rajasthan 62% Maharashtra 30 + Point of Presence 16% Madhya Pradesh 300 + Staff Members 07% Gujarat 14% CUR

16%

ia. 5 States 29 Branches Points of Presence Rajasthan 62% Maharashtra 30 + Point of Presence 16% Madhya Pradesh 300 + Staff Members 07% Gujarat 14% CURRENT ASSETS UNDER MANAGEMENT 2,00,000+

rs 07

Presence Rajasthan 62% Maharashtra 30 + Point of Presence 16% Madhya Pradesh 300 + Staff Members 07% Gujarat 14% CURRENT ASSETS UNDER MANAGEMENT 2,00,000+ Customers Served INVESTOR PRESENTATION

14%

han 62% Maharashtra 30 + Point of Presence 16% Madhya Pradesh 300 + Staff Members 07% Gujarat 14% CURRENT ASSETS UNDER MANAGEMENT 2,00,000+ Customers Served INVESTOR PRESENTATION BRANCHES Raj

₹767.46

f Operations Distribution Granular Book Asset Quality Liability Profile Liability Profile ₹767.46 Cr AUM in FY26 54.80% growth Y-o-Y 29 Number of Branches 100% Secured Loan Book 2.96% H1 FY26 Gr

54.80%

ion Granular Book Asset Quality Liability Profile Liability Profile ₹767.46 Cr AUM in FY26 54.80% growth Y-o-Y 29 Number of Branches 100% Secured Loan Book 2.96% H1 FY26 Gross Stage 3 Assets 2

100%

y Profile Liability Profile ₹767.46 Cr AUM in FY26 54.80% growth Y-o-Y 29 Number of Branches 100% Secured Loan Book 2.96% H1 FY26 Gross Stage 3 Assets 22 Lender relationships ₹ 19.66 Cr PAT for

2.96%

rofile ₹767.46 Cr AUM in FY26 54.80% growth Y-o-Y 29 Number of Branches 100% Secured Loan Book 2.96% H1 FY26 Gross Stage 3 Assets 22 Lender relationships ₹ 19.66 Cr PAT for H1 FY26 17.32% growth Y

₹ 19.66

of Branches 100% Secured Loan Book 2.96% H1 FY26 Gross Stage 3 Assets 22 Lender relationships ₹ 19.66 Cr PAT for H1 FY26 17.32% growth Y-o-Y ₹227.62 Cr Amount Disbursed in H1 FY26 150+ Business and

17.32%

oan Book 2.96% H1 FY26 Gross Stage 3 Assets 22 Lender relationships ₹ 19.66 Cr PAT for H1 FY26 17.32% growth Y-o-Y ₹227.62 Cr Amount Disbursed in H1 FY26 150+ Business and Collections Personals ₹

₹227.62

26 Gross Stage 3 Assets 22 Lender relationships ₹ 19.66 Cr PAT for H1 FY26 17.32% growth Y-o-Y ₹227.62 Cr Amount Disbursed in H1 FY26 150+ Business and Collections Personals ₹1 to ₹1.50 Lakhs Averag

₹1

% growth Y-o-Y ₹227.62 Cr Amount Disbursed in H1 FY26 150+ Business and Collections Personals ₹1 to ₹1.50 Lakhs Average ticket size for loans disbursed in H1 FY26 1.43% H1 FY26 Net Stage 3 Asset

“Robust Financial Performance with Strong Growth Outlook FY26 AUM guidance of ₹950 crore, supported by expansion, product diversification, and improving operational efficiencies.”

Loan management system

1

Our Strengths

1

Loan management system

Integrated platform for all activities and functions Efficiencies : streamlining back-end processes for better allocation. Focus on quality Services : Enabling Company to deliver quality services to our customers Lender Relationship Long-term partnerships : with 4 public sector banks, 3 private sector banks and 15 financial institutions. Distribution Network : In-house sales team ensuring effective distribution of services. INVESTOR PRESENTATION 11 Strengths Proven Execution Capabilities in Rural and Semi-Urban Geographies Well-Established Vehicle Finance and Small Business Lending Stable and Experienced Management Team Hub and Spoke Business Model for Efficiency COMPETITIVE STRENGTHS Access to Diversified Sources of Capital and Effective Asset Liability Management Stable and Experienced Management Team Robust Underwriting Process and Risk Management Policies Customer-Centric Approach and Deep Understanding of Target Customers INVESTOR PRESENTATION 12 Our Partners INVESTOR PRESENTATION

Our Strengths

• • • • Extensive Loan Disbursement Experience Rising Funding Assets Extensive presence through strong dealer network spread across 5 States Presence in Tier II and Tier III servicing underprivilege customers INVESTOR PRESENTATION INVESTOR PRESENTATION 16 Launching Insurance Sales & Distribution; Unlocking New Growth Horizons • Received IRDAI License on November 10, 2025, expects revenue Contribution from Q4 • Strategic expansion to use current network to cross sell products • Diversify Revenue stream beyond traditional lending • Enhancing product offering as one stop solution, rising up in value chain G R O W T H D R V E R S I : Favourable Interest Rate Outlook - A front-loaded 100 bps repo rate cut in CY25 is set to enhance margins and profitability, creating a supportive environment to expand into insurance Easing Regulatory Pressures - A potential rollback of higher risk weights and relaxed provisioning norms would boost liquidity and free up capital for expansion into high-growth