PAYTMNSEQ2FY26November 08, 2025

One 97 Communications Limited

13,146words
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Key numbers — 32 extracted
rs,
ly, we are able to make insurance also as a part of this stack. So this stack now in next three years, we'll start to show, we'll try finding which countries can go in a different working model. So that
5 crore
th it? And, you know, what is the roadmap for it? Because the more I read about, you know, roughly 5 crore unique credit card users in India, in a longer term, if you had to take that number to 15 crore, w
15 crore
hly 5 crore unique credit card users in India, in a longer term, if you had to take that number to 15 crore, we will possibly need something like a Postpaid or a RuPay Credit Card. So what exactly are the t
20 bps
Mr. Madhur Deora: And just to add to that, on overall unit economics, we expect this to be within 20 bps, give or take of what we had earlier. Obviously, part of the input there is credit quality. And tha
, MT
ork of that is done. So it will translate into a direct revenue. Mr. Vijay Shekhar Sharma: Exactly, MTUs up and targeting better, right? We don't want to show everything to everyone, clearly. Mr. Pra
3%
xibility I was talking about was in the Postpaid product, you had flexibility to charge 0, 1, 2, or 3% convenience fee to consumers, depending on your risk assessment. Does that still remain in the new
Rs 50,000
of EMI for iPhone. It rather is a consumption credit. So, what we target are people who need up to Rs 50,000 - Rs 60,000 rupees in a month to match the expenditure, and you are expected to pay at the month en
Rs 60,000
Phone. It rather is a consumption credit. So, what we target are people who need up to Rs 50,000 - Rs 60,000 rupees in a month to match the expenditure, and you are expected to pay at the month end. So, this
0%
e that's charged, convenience fee that's charged. Just wondering if you have, you can say a charge 0% for someone, 1% or 2% for someone. It is like that. Mr. Vijay Shekhar Sharma: So, it is a conven
1%
, convenience fee that's charged. Just wondering if you have, you can say a charge 0% for someone, 1% or 2% for someone. It is like that. Mr. Vijay Shekhar Sharma: So, it is a convenience fee from t
2%
enience fee that's charged. Just wondering if you have, you can say a charge 0% for someone, 1% or 2% for someone. It is like that. Mr. Vijay Shekhar Sharma: So, it is a convenience fee from the spe
Rs 120
o, generally when we see in, let's say fiscal year 25 or in the previous half, there was roughly a Rs 120 Crs dip from operating capital, operating cash flow before working capital to after working capital
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