Prudent Corporate Advisory Services Limited

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ndra (E), Mumbai – 400 051 NSE EQUITY SYMBOL: PRUDENT To, BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai- 400 001 SCRIPT CODE: 543527 ISIN: INE00F201020 Sub.: Investor Presentati

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ed as a president of ICAI. A diversified play in wealth management 5 Our Journey so far First ₹100 bn in 16 years Next ₹900 bn in around 9 years ▪ 2000 – Started offering Financial services as “Pr

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I. A diversified play in wealth management 5 Our Journey so far First ₹100 bn in 16 years Next ₹900 bn in around 9 years ▪ 2000 – Started offering Financial services as “Prudent Fund Manager” ▪ 2

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Financial services as “Prudent Fund Manager” ▪ 2003 – Incorporation and obtained ARN ▪ AUM – ₹ 100 bn ▪ 2006 – Launched partner network ▪ 2010 – Launched Property Advisory ▪ 2016 – Obtained SE

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Launched Property Advisory ▪ 2016 – Obtained SEBI RIA License and launched Fundzbazar ▪ AUM - ₹ 200 bn ▪ 2017 – Launched NPS on Fundzbazar ▪ 2018 – Launched Policyworld ▪ 2018 – Launched Fundzbot

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– Launched NPS on Fundzbazar ▪ 2018 – Launched Policyworld ▪ 2018 – Launched Fundzbot ▪ AUM – ₹ 300 bn ▪ 2019 – Launched Prudent Private Wealth ▪ 2019 – Launched Fixed Income Investments on Fund

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Broking on Fundzbazar ▪ 2021 – Acquired MF Assets of Karvy Stock Broking Limited ▪ AUM – Crossed ₹ 1000 bn ▪ Listed on BSE & NSE ▪ Launched Smallcase, Insurance & Bank Fixed Deposit on Fundzbazar.

40 %

rray of analytical tools to enable them to make informed investment decisions. AUM Growth CAGR of 40 % FY 20 -2 5 Total AUM Equity to Total AUM 96.2% 92.6% 93.5% In₹ Crs 96.7% 87.7% 82.6% Visi

96.2%

informed investment decisions. AUM Growth CAGR of 40 % FY 20 -2 5 Total AUM Equity to Total AUM 96.2% 92.6% 93.5% In₹ Crs 96.7% 87.7% 82.6% Vision To be the mostpreferredgroupin financialservice

92.6%

d investment decisions. AUM Growth CAGR of 40 % FY 20 -2 5 Total AUM Equity to Total AUM 96.2% 92.6% 93.5% In₹ Crs 96.7% 87.7% 82.6% Vision To be the mostpreferredgroupin financialservices cate

93.5%

tment decisions. AUM Growth CAGR of 40 % FY 20 -2 5 Total AUM Equity to Total AUM 96.2% 92.6% 93.5% In₹ Crs 96.7% 87.7% 82.6% Vision To be the mostpreferredgroupin financialservices cateringto

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ons. AUM Growth CAGR of 40 % FY 20 -2 5 Total AUM Equity to Total AUM 96.2% 92.6% 93.5% In₹ Crs 96.7% 87.7% 82.6% Vision To be the mostpreferredgroupin financialservices cateringto the masseswitht

“* Includes AUM of ₹2,104 crore acquired from Indus Capital As on 30th September 2025 A diversified play in wealth management 9 Other Financial Products Insurance Leads the pack - Insurance Distribution Revenue growth CAGR of 40% FY21 -25 ₹ in crore Gennext- a wholly owned subsidiary is registered as an insurance broker for life and general insurance with IRDAI.”

“166.2 25.6 29.8 110.8 190.8 31.8 30.3 128.7 108.0 15.0 22.6 70.4 FY23 FY24 FY25 49.6 3.8 19.6 26.2 FY21 66.6 7.0 23.5 36.1 FY22”

“₹ 35,059 A diversified play in wealth management 10 For Q2 FY26”

““Creating a Second Pillar of Growth” FY20 FY20 FY25 FY25 Increasing share of Insurance products from 7.2% in FY20 to 11.7% in FY25 2.7% 3.0% 11.7% 8.2% 1.0% 7.2% MF Products Insurance Products Stock Broking & Allied Services Others 83.5% MF Products Insurance Products Stock Broking & Allied Services Others 82.6%”

“of Investor ( In Millions) ~125% ~112% 71 263 ~5% 1980 2023 2025 2047 E ~20% 6,4% CAGR 4.6 1980 7.5% CAGR 54 2024 2025 2047 E USA INDIA USA INDIA Source: The Mutual Fund Route to Viksit Bharat @2047 - AMFI A diversified play in wealth management 16”

“Source : AMFI Peers commission income compared to Prudent (Value rebased to 100) in FY15 470 440 430 370 360 230 210 140 110 100 in FY25 100 70 250 40 50 60 20 20 10 140 Peers AUM compared to Prudent (Value rebased to 100) in FY15 630 500 390 380 370 310 260 260 220 120 in FY25 160 60 70 230 30 90 80 30 230 20 A diversified play in wealth management 26 Consistent Growth Through All Market Phases How Prudent Stays Ahead ?”

“Source : Internal Data A diversified play in wealth management 27 Factors Behind AUM Growth SIPs Providing Stability to Net Flows Gross Equity Flows through SIPs is providing stability to net sales with the same growing at a CAGR of 28% FY20-25 & now almost every second rupee of flows comes from SIPs.”

“We believe our net sales will closely track gross SIP flows going forward.”

“The mix of the physical and digital model allows it to selectively target markets for expansion, especially in Tier 2 or Tier 3 cities.”

“Annualizing this, we are expecting gross flows from SIPs of Rs 11750 crores in FY26 which is 11% of the FY26 opening AUM.”

Premium

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No. of policies

2

Individual Equity AUM

2

AUM

1

No. of Investors

1

No. of MFDs

1

Monthly MF SIP Flow

1

AUM per Investor

1

AUM per MFD

1

Stock Broking

1

AUM per MFD

₹3 .44 Cr. * Includes AUM of ₹2,104 crore acquired from Indus Capital As on 30th September 2025 A diversified play in wealth management 9 Other Financial Products Insurance Leads the pack - Insurance Distribution Revenue growth CAGR of 40% FY21 -25 ₹ in crore Gennext- a wholly owned subsidiary is registered as an insurance broker for life and general insurance with IRDAI. It distributes insurance products offered by various life and general insurance companies in India. Other Financial Products Stock Broking & Allied Services Insurance Prudent corporate has now become licensed corporate agent. Within life insurance, we focus on retail products like term insurance & traditional products like par, non-par & annuity plans. Retail Health insurance is the primary focus within general insurance. Other Financial Products

Stock Broking

Company’s brokerage business primarily consists of stock broking and allied services that they offer to retail customers for trading in equities, equity derivatives & currency.

Other Financial Products

Company offers a wide range of other financial products such as PMS, AIF, Bonds, Corporate and Bank Fixed Deposits, Smallcase, NPS, Unlisted Securities & LAS. 166.2 25.6 29.8 110.8 190.8 31.8 30.3 128.7 108.0 15.0 22.6 70.4 FY23 FY24 FY25 49.6 3.8 19.6 26.2 FY21 66.6 7.0 23.5 36.1 FY22

Diversification

“Creating a Second Pillar of Growth” FY20 FY20 FY25 FY25 Increasing share of Insurance products from 7.2% in FY20 to 11.7% in FY25 2.7% 3.0% 11.7% 8.2% 1.0% 7.2% MF Products Insurance Products Stock Broking & Allied Services Others 83.5% MF Products Insurance Products Stock Broking & Allied Services Others 82.6%

Diversification has led to

1. 2. 3. De-risking portfolio concentration from one product offering to multiple product offering Creating multiple pillars of growth which would lead to next growth chapter Cross Offerings help in maximising margin profile A diversified play in wealth management 11 Investor Presentation Q2 FY2026 Rationale & Strategy A diversified play in wealth management 12 z A growing & underpenetrated MF industry Two decades of experience in retail wealth management Geographical penetration Technology Embedded Approach SIP’s keeps the AUM growth robust Delivering Sustained Performance A complete ecosystem of Financial Products makes “PRUDENT corporate” a prudent choice for MFDs & Client’s A Strong Platform Unique B2B2C business model bridging the gap between AMCs, MFDs and retail customers z A growing & underpenetrated MF industry z 25 years of experience in retail wealth management + + A complete Eco System z = A sustainable roadmap Long Lasting relationship with MFD’s z z z Geographical penetra

Individual Equity AUM

A Focus Area for Prudent Total AUM 75.61 Equity AUM 45.75 73.10% ETF / FOF AUM 9.52 26.90% Others AUM 20.34 Individual AUM 39.80 Non-Individual AUM 5.95 Individual AUM 1.33 Non-Individual AUM 8.19 Individual AUM 4.65 Non-Individual AUM 15.69 Regular AUM 29.85 Direct AUM 9.95 ₹ in Triilion 75.00% 25.00% Regular AUM 0.36 Direct AUM 0.97 27.00% 73.00% Regular AUM 2.70 Direct AUM 1.95 58.12% 41.88% As on 30 th September 2025 A diversified play in wealth management 17