PNB Housing Finance Limited

rs,

BHFL/SE/EQ/FY2026-27/09 April 20, 2026 BSE Limited Listing Department, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Scrip Code: 540173 Dear Sir/Madam, National Stock Exchange of In

16%

4 5 6 7 8 Public Key Performance Highlights Business Highlights • Retail Loan Asset grew by 16% YoY to INR 86,946 crore; Affordable and Emerging Markets segments contribute 40% to the portfolio

INR 86,946 crore

8 Public Key Performance Highlights Business Highlights • Retail Loan Asset grew by 16% YoY to INR 86,946 crore; Affordable and Emerging Markets segments contribute 40% to the portfolio • Retail disbursement

40%

an Asset grew by 16% YoY to INR 86,946 crore; Affordable and Emerging Markets segments contribute 40% to the portfolio • Retail disbursement touched all-time high of INR 9,020 crore in Q4 FY26, growin

INR 9,020 crore

Markets segments contribute 40% to the portfolio • Retail disbursement touched all-time high of INR 9,020 crore in Q4 FY26, growing 32% YoY and 45% QoQ. For FY26,retail disbursements grew 19% YoY to INR 26,213

32%

o the portfolio • Retail disbursement touched all-time high of INR 9,020 crore in Q4 FY26, growing 32% YoY and 45% QoQ. For FY26,retail disbursements grew 19% YoY to INR 26,213 crore. Affordable and E

45%

lio • Retail disbursement touched all-time high of INR 9,020 crore in Q4 FY26, growing 32% YoY and 45% QoQ. For FY26,retail disbursements grew 19% YoY to INR 26,213 crore. Affordable and Emerging Mark

19%

gh of INR 9,020 crore in Q4 FY26, growing 32% YoY and 45% QoQ. For FY26,retail disbursements grew 19% YoY to INR 26,213 crore. Affordable and Emerging Markets contributed 47% of retail disbursement

INR 26,213 crore

,020 crore in Q4 FY26, growing 32% YoY and 45% QoQ. For FY26,retail disbursements grew 19% YoY to INR 26,213 crore. Affordable and Emerging Markets contributed 47% of retail disbursement • Revived Corporate segm

47%

etail disbursements grew 19% YoY to INR 26,213 crore. Affordable and Emerging Markets contributed 47% of retail disbursement • Revived Corporate segment with INR 335 crore disbursed during Q4 FY26 •

INR 335 crore

ble and Emerging Markets contributed 47% of retail disbursement • Revived Corporate segment with INR 335 crore disbursed during Q4 FY26 • Added 35 branches, taking the total network to 393 branches, with the

80%

he total network to 393 branches, with the Affordable and Emerging Markets segment accounting for 80% of the total branch network • Spread: Q4 FY26 at 2.12% vs 2.22% in Q3 FY26. • NIM: Q4 FY26 at 3.6

“No offering of securities of the Company will be made except by means of a statutory offering document containing detailed information about the Company.”

ESG Rating Grade

1

ESG Rating Category

1

ESG Rating Category

Leader NSE Sustainability Ratings & Analytics** Top Quintile In the Diversified Financial Services and Capital Markets industry in the S&P Global Corporate Sustainability Assessment.*** Domestic (SEBI Registered ERPs) Global *** As of 09/02/2026 ** Feb 2026. Scores are out of 100. ESG Ratings or Scores are not intended to predict a company’s future performance or serve as the sole basis for investment decisions. ESG ratings / scores do not constitute recommendations to buy, hold or sell any securities. Public 42 ESG Dashboard Environment ~2.5 GJ/ crore revenue Energy Intensity ~0.50 Ton/ crore revenue CO2e Emissions Intensity Scope 1 & Scope 2 combined using CEA & GHG protocol ~0.14 Ton/passenger CO2e Emissions Intensity (Scope 3 – Business Travel by Air) using DESNZ Database based on GHG protocol Aligning with PCAF framework & Commenced computation of Financed emissions and inventorization Social Digitalization and RO water support to government schools in Bangalore. 1 Lakh tree plant