PTC India Financial Services Limited

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To BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai- 400001 National Stock Exchange of India Limited Exchange Plaza, C-1, Block

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y 09. Business Overview 05. Shareholder Information 10. FY26 Highlights 06. Board of Directors 26. Financials PFS OVERVIEW RBI-classified Infrastructure Finance Company Incorporated in Septembe

₹3,292 Crore

.Energy Storage Systems Facilities NCD / Bonds Long Term Loan Short Term Loan Commercial Paper ₹3,292 Crores Loan Assets for FY26 ₹518 Crores Total Income for FY26 CRISIL CRISIL A / Negative* CRISIL A /

₹518 Crore

NCD / Bonds Long Term Loan Short Term Loan Commercial Paper ₹3,292 Crores Loan Assets for FY26 ₹518 Crores Total Income for FY26 CRISIL CRISIL A / Negative* CRISIL A / Negative* CRISIL A1 CRISIL A1 ₹

₹319 Crore

es Total Income for FY26 CRISIL CRISIL A / Negative* CRISIL A / Negative* CRISIL A1 CRISIL A1 ₹319 Crores PAT for FY26 ICRA ICRA A- /Stable ICRA A- /Stable - - * CRISIL removed the company rating fr

26.20%

it at CRISIL A (Negative) 4 SHAREHOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited

26.26%

RISIL A (Negative) 4 SHAREHOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual F

1.31%

(Negative) 4 SHAREHOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual Funds P

2.08%

ive) 4 SHAREHOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual Funds PTC Ind

1.78%

SHAREHOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual Funds PTC India Limi

3.64%

HOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual Funds PTC India Limited Mu

64.99%

INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual Funds PTC India Limited Mutual Fun

“Driving Sustainable & Profitable Growth FY27 – Driving Profitable & Disciplined Growth 1.”

“Shift Portfolio Mix Towards Project Financing 5.”

Focus Areas

1

Notes

1

Scaling with Strength

1

Focus Areas

1. Electric Vehicle Mobility 2. Water Treatment Projects 3. Renewable Projects and allied activities 4. Power Transmission 5. Waste Management Facility 6. Roadways, Airports 7. Logistics and Warehousing 8. Compressed Biogas 9. Bio Ethanol 10.Energy Storage Systems Facilities NCD / Bonds Long Term Loan Short Term Loan Commercial Paper ₹3,292 Crores Loan Assets for FY26 ₹518 Crores Total Income for FY26 CRISIL CRISIL A / Negative* CRISIL A / Negative* CRISIL A1 CRISIL A1 ₹319 Crores PAT for FY26 ICRA ICRA A- /Stable ICRA A- /Stable - - * CRISIL removed the company rating from 'Rating Watch with Developing Implications’ and reaffirmed it at CRISIL A (Negative) 4 SHAREHOLDER INFORMATION As on March 31, 2025 As on March 31, 2026 26.20% 26.26% 1.31% 2.08% 1.78% 3.64% 64.99% 1.58% 2.12% 1.41% 3.64% 64.99% PTC India Limited Mutual Funds PTC India Limited Mutual Funds Insurance Companies FPI (Category I + Category II) Insurance Companies FPI (Category I + Category II) Body Corporates Individual

Notes

Stage 3 (>90 DPD Assets) on Assigned portfolio is ₹ 190 crore as on 31st March 2026 and ₹ 7119 Crore on 31st March 2025 which has been taken into consideration while calculating Stage 3 As % Of AUM. 15 PROMISES TO PROGRESS Improve Asset Quality De-risk Portfolio by reducing portfolio concentration Most significant improvement in FY26 compared to FY25 - 3 out of 4 accounts transitioned out of Gross Stage III - 73% of case in value out of Gross Stage III since FY25 - - - Granular portfolio approach increasingly visible across disbursements and pipeline - Avg disbursement ticket size reduced to ₹88 cr (FY26) from ₹153 cr (FY25) Focus on Distributed Infrastructure Expansion into newer/sunshine infra segments Strengthening Governance & Risk Management Leadership strengthened in FY26 with the Board and senior management team established 16 PROMISES TO PROGRESS CONTD.. Resource diversification to build financial resilience Fund-raising continues to gain momentum supported by: - robust liquidi

Scaling with Strength

Driving Sustainable & Profitable Growth FY27 – Driving Profitable & Disciplined Growth 1. Build a Granular & Risk-Optimized Portfolio 2. Drive Profitable Growth & Capital Efficiency 3. Build on Sunshine & Distributed Infrastructure 4. Shift Portfolio Mix Towards Project Financing 5. Deepen Sector Specialization 6. Resource diversification to build financial resilience 7. Deliver customer centric financial solutions 8. Focus on ESG & Sustainability Goals 9. Digital Transformation 18 TRANSFORMATIONAL PILLARS 01 02 03 04 05 Stringent Underwriting Parameters & Resilient Business Model Granular Lending & Diversified Book Asset Quality Robust and well structured ALM Sustainability and ESG focus HIGH QUALITY TEAM 19 PILLAR 1: RIGOROUS STANDARDS, ROBUST BUSINESS MODEL Robust credit appraisal management system and processes Seamless operational risk management system Maintain adequate liquidity and focus on cash flow generation Systems for effective monitoring of compliance of loan conditions E