Spandana Sphoorty Financial Limited

rs,

Exchange/2026-27/017 May 5, 2026 To BSE Limited, Department of Corporate Services P. J. Towers, 25th Floor, Dalal Street, Mumbai – 400001 To National Stock Exchange of India Limited, Listing

12%

ections. 2 Pivoting to growth with restored profitability and improving asset quality metrices +12% QoQ growth in AUM to ₹4,420 Cr Portfolio growth resumed after 7 quarters Disbursements pick up p

₹4,420

growth with restored profitability and improving asset quality metrices +12% QoQ growth in AUM to ₹4,420 Cr Portfolio growth resumed after 7 quarters Disbursements pick up pace - ₹1,539 Cr disbursed in

₹1,539

rowth in AUM to ₹4,420 Cr Portfolio growth resumed after 7 quarters Disbursements pick up pace - ₹1,539 Cr disbursed in Q4FY26; +30% QoQ growth Portfolio originated in FY26 contribute 80% of microfinance

30%

olio growth resumed after 7 quarters Disbursements pick up pace - ₹1,539 Cr disbursed in Q4FY26; +30% QoQ growth Portfolio originated in FY26 contribute 80% of microfinance AUM. FY26 origination repor

80%

k up pace - ₹1,539 Cr disbursed in Q4FY26; +30% QoQ growth Portfolio originated in FY26 contribute 80% of microfinance AUM. FY26 origination reporting 99.7% Net Collection Efficiency Consistent X-buck

99.7%

growth Portfolio originated in FY26 contribute 80% of microfinance AUM. FY26 origination reporting 99.7% Net Collection Efficiency Consistent X-bucket collection efficiency improvement Improvement in

96.9%

lection efficiency improvement Improvement in X-bucket Collection Efficiency. Mar-26 at 99.7% vs. 96.9% in Apr-25 86% branches above 99.5% X-bucket Collection Efficiency (95% branches above 99%) Execut

86%

y improvement Improvement in X-bucket Collection Efficiency. Mar-26 at 99.7% vs. 96.9% in Apr-25 86% branches above 99.5% X-bucket Collection Efficiency (95% branches above 99%) Executive Summary Fo

99.5%

rovement in X-bucket Collection Efficiency. Mar-26 at 99.7% vs. 96.9% in Apr-25 86% branches above 99.5% X-bucket Collection Efficiency (95% branches above 99%) Executive Summary Focused recovery effort

95%

ency. Mar-26 at 99.7% vs. 96.9% in Apr-25 86% branches above 99.5% X-bucket Collection Efficiency (95% branches above 99%) Executive Summary Focused recovery efforts H2FY26 recovery of ₹133 Cr vs. ₹9

99%

7% vs. 96.9% in Apr-25 86% branches above 99.5% X-bucket Collection Efficiency (95% branches above 99%) Executive Summary Focused recovery efforts H2FY26 recovery of ₹133 Cr vs. ₹90 Cr in H1FY26 1,1