PB Fintech Limited

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), Mumbai – 400051 BSE Limited Department of Corporate Services/ Listing Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400001 SYMBOL: POLICYBZR SCRIP CODE: 543390 Sub.: Intimation u

rs. 26.4

with Death, Disease, Disability. That mission is what we have built our business around for 17 years. 26.4 Mn Unique Transacting Customer in Insurance (till date) 7.5 Mn Unique Transacting Customers in Pai

₹29,9341

s with an aim to help the Indian middle class secure social security FY26 Total Insurance Premium: ₹29,9341 Cr FY26 Total Loan Disbursal: ₹30,740 Cr New Initiatives Insurance marketplace focused on provid

₹30,740

class secure social security FY26 Total Insurance Premium: ₹29,9341 Cr FY26 Total Loan Disbursal: ₹30,740 Cr New Initiatives Insurance marketplace focused on providing end-to-end insurance solutions to

67%

new initiatives to further strengthen their leadership positions with increased growth momentum +67% YoY Protection New Premium (Q4FY26) 145.7 Mn Registered Consumers (till date) 245K+ Health Clai

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gistered Consumers (till date) 245K+ Health Claims Supported (FY26) 26.4 Mn Transacting consumers2 (till date) 90%+ CSAT 67.3 Mn Insurance Policies Sold (till date) +25% (Q4FY26 vs Q1FY26) Core O

90%

rs (till date) 245K+ Health Claims Supported (FY26) 26.4 Mn Transacting consumers2 (till date) 90%+ CSAT 67.3 Mn Insurance Policies Sold (till date) +25% (Q4FY26 vs Q1FY26) Core Online Loan Disb

25%

4 Mn Transacting consumers2 (till date) 90%+ CSAT 67.3 Mn Insurance Policies Sold (till date) +25% (Q4FY26 vs Q1FY26) Core Online Loan Disbursals 3.5 Lacs Credit cards issued (FY26) 2.5 Mn Month

50%

ll date) Enablement platform for 450K+ partners with presence in ~19K pin codes UAE Business: ~50% Non-motor portfolio; Profitable in FY26 Corporate Insurance; 50K+ Corporates & SMEs covered No

₹6,152

. T O T A L I N S U R A N C E P R E M I U M T O T A L L E N D I N G D I S B U R S A L F Y 2 2 ₹6,152 Cr F Y 2 2 ₹6,607 Cr ↓ F Y 2 6 ↓ F Y 2 6 R E V E N U E F Y 2 2 ₹1,425 Cr ↓ F Y 2 6 ₹29,9

₹6,607

R A N C E P R E M I U M T O T A L L E N D I N G D I S B U R S A L F Y 2 2 ₹6,152 Cr F Y 2 2 ₹6,607 Cr ↓ F Y 2 6 ↓ F Y 2 6 R E V E N U E F Y 2 2 ₹1,425 Cr ↓ F Y 2 6 ₹29,934 Cr ₹30,740 Cr ₹

₹1,425

U R S A L F Y 2 2 ₹6,152 Cr F Y 2 2 ₹6,607 Cr ↓ F Y 2 6 ↓ F Y 2 6 R E V E N U E F Y 2 2 ₹1,425 Cr ↓ F Y 2 6 ₹29,934 Cr ₹30,740 Cr ₹6,794 Cr 4.9x 49% CAGR 4.7x 47% CAGR 4.8x 48% CAGR R E

“~50% Non-motor portfolio; Profitable in FY26 Corporate Insurance; 50K+ Corporates & SMEs covered Notes: 1.”

“T O T A L I N S U R A N C E P R E M I U M T O T A L L E N D I N G D I S B U R S A L F Y 2 2 ₹6,152 Cr F Y 2 2 ₹6,607 Cr ↓ F Y 2 6 ↓ F Y 2 6 R E V E N U E F Y 2 2 ₹1,425 Cr ↓ F Y 2 6 ₹29,934 Cr ₹30,740 Cr ₹6,794 Cr 4.9x 49% CAGR 4.7x 47% CAGR 4.8x 48% CAGR R E N E W A L A R R (core online) Q 4 F Y 2 2 ~₹260 Cr ↓ Q 4 F Y 2 6 ₹1,126 Cr (~80% margin) 4.4x P R O F I T A F T E R T A X F Y 2 2 ₹(833) Cr ↓ F Y 2 6 ₹670 Cr Profitable (since FY24) 45% CAGR ∆ +₹1503 Cr Top Notch Execution & Delivery.”

“T H E F L Y W H E E L I N N U M B E R S ₹935 Cr renewal revenue in FY26.”

“Renewal Revenue Insurance Credit 43% CAGR 935 W H A T T H I S C H A R T S A Y S ~15x since FY19 668 From ₹64 Cr to ₹935 Cr trail revenue.”

“471 318 222 162 102 64 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 43% YoY CAGR since IPO Compounding rate has not decelerated.”

“# Top 5 One of the 5 Largest distribution player of life in FY26 32% CAGR (Fresh Term + Fresh Savings) Increasing Premium scaling, 4-year compounded Term insurance market share 14 L I F E ( T e r m + S a v i n g s ) | W H E R E W E S T A N D 4th largest life distribution player in India.”

“PB Fresh Life Premium · Indexed (FY22 = 100) PB Total Life Premium · Indexed (FY22 = 100) 300 464 100 100 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 4 - Y E A R C A G R Growing double the market 4 - Y E A R C A G R F Y 2 6 G R O W T H 32% Sustained at scale 3x In 4 Years 47% 33% Sustained at scale Maintained at scale 15 L I F E | Q U A L I T Y O F B U S I N E S S Scale only matters if the book is clean.”

“11 22 S A V I N G S B U S I N E S S Savings premium scaling at 52% 4-yr CAGR.”

“600 500 400 300 200 100 0 100 Total Premium | Indexed (FY22 = 100) CAGR since IPO: 52% 527 75% Pure ULIP 25% Capital Guarantee 1 2 3 SIP/MF-led traffic engine Capital Guarantee bridges risk + growth ULIP pricing & structural tax advantage FY22 FY23 FY24 FY25 FY26 Mutual fund-grade economics.”

“3rd 4x 40% Largest retail fresh health player (end of FY26) Retail Health Fresh Market share growth, last 4 years Of all new lives in retail health through PB in FY25 30 G E N E R A L I N S U R A N C E – K E Y G O A L S Becoming the leader in General Insurance Build the largest acquisition engine in the country with focus on customer experience, persistency, and profitability.”

Models

2

Sub.

1

UAE Business

1

In the event of an untimely demise

1

Quotes

1

Rejected

1

Strategic Stakeholder Value

1

New Add-ons

1

Sub.

Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 – Investor Presentation Dear Sir/Madam, In furtherance to our earlier communication dated May 06, 2026 and pursuant to Regulation 30 read with Schedule III and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed the Investor Presentation pertaining to the Investor Conference/Analyst Meet – “PB Fintech Limited – Analyst Day 2026” held today, i.e. May 11, 2026. Further, the Investor Presentation has also been uploaded on the Company’s website at https://www.pbfintech.in/pdf/pbfintech-analyst-day-2026.pdf You are requested to kindly take the same in your records. Thanking you, Yours Sincerely For PB Fintech Limited Bhasker Joshi Company Secretary and Compliance Officer Encl.: A/a PB Fintech Limited India’s Largest Online Insurance & Credit Marketplace Results Analyst Day – 2026 P B F I N T E C H | A N A L Y

UAE Business

~50% Non-motor portfolio; Profitable in FY26 Corporate Insurance; 50K+ Corporates & SMEs covered Notes: 1. India Insurance Premium excludes GST. 2. Unique Consumers; 3. As of Q4FY26 Ended CSAT: Customer Satisfaction Score; Protection: Health + Term 3 J O U R N E Y S I N C E I P O What we said. What we delivered. Four years post-IPO, the operating plan has played out. T O T A L I N S U R A N C E P R E M I U M T O T A L L E N D I N G D I S B U R S A L F Y 2 2 ₹6,152 Cr F Y 2 2 ₹6,607 Cr ↓ F Y 2 6 ↓ F Y 2 6 R E V E N U E F Y 2 2 ₹1,425 Cr ↓ F Y 2 6 ₹29,934 Cr ₹30,740 Cr ₹6,794 Cr 4.9x 49% CAGR 4.7x 47% CAGR 4.8x 48% CAGR R E N E W A L A R R (core online) Q 4 F Y 2 2 ~₹260 Cr ↓ Q 4 F Y 2 6 ₹1,126 Cr (~80% margin) 4.4x P R O F I T A F T E R T A X F Y 2 2 ₹(833) Cr ↓ F Y 2 6 ₹670 Cr Profitable (since FY24) 45% CAGR ∆ +₹1503 Cr Top Notch Execution & Delivery. On track for ₹1,000 Cr PAT in FY27. 4 How Policybazaar Solves Insurance? C H A L L E N G E S O U R S O L U T I O N F O R C O N S U M E

In the event of an untimely demise

01 Future investments Income halts, the SIP funding the goal stops; the non-negotiable plan ends. 02 Regular cash flow disappears 03 Immediate expenses arrive Daily household expenses still need money every single month. Last rites, medical bills and pending fees hit the family at the worst time. W I T H W A I V E R O F P R E M I U M – A T R I P L E B E N E F I T P R O D U C T , Y O U R G O A L C O N T I N U E S . Immediate support - Life cover payout for urgent family expenses. Plan continues seamlessly insurer pays all premiums, and your family receives full maturity. Continued income every year to support your family’s monthly expenses W A I V E R O F P R E M I U M E X P L A I N E D : H O W D O E S I T W O R K ? WOP: Waiver of Premium 26 S A V I N G S | P O R T F O L I O V I E W Savings – Wealth Management Platform Fully digital investment portfolio management – track, switch, reallocate 27 L I F E | T H E E C O S Y S T E M We’re now the ecosystem of Life Insurance From the first qu

Quotes

Maximum approval certainty Quotes Engine Enhancing Conversion through Precision matching 0 1 Personal Details 0 2 Loan Customization 0 3 Video KYC 0 4 Instant Approval 71 U N S E C U R E D C R E D I T Scaling responsibly with risk pre-filtering at source Pre filtering early delinquency RAW customer entry (PB Platform) PB Risk Score Filter Intercepts users pre-decisioning, deprioritises high-risk profiles, re- routes better users and tags micro-segments 8%

Rejected

Hidden bottom where cohort early historic 6M delinquency is 3X higher Lender Scorecard Bureau-heavy, standard models Risk Compression at Source Identifies high-risk customers hidden within the ‘approved’ pool Mechanism Acts as a ranked risk gate to throttle exposure before bad customers enter the lender funnel Rejected 8% 8% of lender-approved customers rejected on the platform (~10% of market business rejected) Prevented ingestion of hidden high- risk cohorts Where historic early 6M delinquency ~3x higher vs baseline approved population Measurably lowers First Payment Default (FPD) and creates a cleaner vintage profile Portfolio quality ahead of expectation

Strategic Stakeholder Value

For lenders this delivers cleaner portfolios, higher underwriting confidence & reduced acquisition leakage For Paisabazaar it drives higher monetization per user, stronger partner stickiness and a durable data moat that strengthens with scale 72 U N S E C U R E D C R E D I T Expanding revenue from single disbursal to repeat lending Current Model New Model (Core Core) Partners: Live with leading Banks (HDFC Bank, Axis Bank, Yes Bank, Federal Bank & IDFC First Bank) First Disbursal (Entry point) Partner integrations enable PB to participate in repeat lending economics Repeat Loans PB earns on repeat disbursals via partner integration Customer Loan Revenue Revenue captured only at first disbursal. No repeat monetization or engagement One-time value capture PB Wallet Engagement Drives customer return and usage frequency What this unlocks Higher revenue per customer Repeat-driven growth Lower reliance on fresh acquisition Stronger partner integration 73 0 1 U N S E C U R E D C R E D I T Bui