PB Fintech Limited

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), Mumbai – 400051 BSE Limited Department of Corporate Services/ Listing Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400001 SYMBOL: POLICYBZR SCRIP CODE: 543390 Sub: Transcript of t

5%

that we have had, customers who joined us 10 years ago, and we explore that data more deeply. Only 5% of these lives; so, if 100 customers bought insurance 10 years ago, only 5 of them used a claim mo

67%

ke a long time. The remaining 85-odd customers that you're talking about and that represents about 67% of all insurance policies, have no customer who has ever claimed for the last 10 years, and have b

800%

ir situation. Because even over a 10-year period, their claims ratio at a life level is almost 700-800%. At a policy level, it is about 300%, so they cannot afford these policies. They cannot afford the

300%

year period, their claims ratio at a life level is almost 700-800%. At a policy level, it is about 300%, so they cannot afford these policies. They cannot afford their healthcare without the insurance p

42%

They cannot afford their healthcare without the insurance policy. Coming to the results, we grew 42% year-on-year, to almost ₹30,000 Cr. I wish it was ₹30,000 Cr, but it's ₹29,934 Cr, led by new prot

₹30,000

lthcare without the insurance policy. Coming to the results, we grew 42% year-on-year, to almost ₹30,000 Cr. I wish it was ₹30,000 Cr, but it's ₹29,934 Cr, led by new protection premium, which grew at 57%

₹29,934

to the results, we grew 42% year-on-year, to almost ₹30,000 Cr. I wish it was ₹30,000 Cr, but it's ₹29,934 Cr, led by new protection premium, which grew at 57% year-on-year. And the PAT is at ₹670 Cr, which

57%

00 Cr. I wish it was ₹30,000 Cr, but it's ₹29,934 Cr, led by new protection premium, which grew at 57% year-on-year. And the PAT is at ₹670 Cr, which represents 2.2% of our premium. Now, for the full y

₹670

it's ₹29,934 Cr, led by new protection premium, which grew at 57% year-on-year. And the PAT is at ₹670 Cr, which represents 2.2% of our premium. Now, for the full year, our insurance premium obviously gr

2.2%

ew protection premium, which grew at 57% year-on-year. And the PAT is at ₹670 Cr, which represents 2.2% of our premium. Now, for the full year, our insurance premium obviously grew at 42%, but for the q

46%

w, for the full year, our insurance premium obviously grew at 42%, but for the quarter, it grew at 46% year-on-year. So, what I'm trying to say is, as we get towards the end of the year, the speed has