Aadhar Housing Finance Limited
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June 2026 To, BSE Limited Listing Dept. / Dept. of Corporate Services, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai - 400 001. Security Code: 544176 Security ID : AADHARHFC To, National Stoc
Inr 95
534 Aadhar Housing Finance Limited Investor Presentation FY26 1 US$ = Inr 95 Disclaimer This presentation and the accompanying slides (the “Presentation”), have been prepared b
20%
erformance. 1 PERFORMANCE SNAPSHOT Aadhar Housing Finance FY26 Key Highlights AUM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8%
22%
FORMANCE SNAPSHOT Aadhar Housing Finance FY26 Key Highlights AUM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excludin
1.08%
SNAPSHOT Aadhar Housing Finance FY26 Key Highlights AUM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of
3 bps
T Aadhar Housing Finance FY26 Key Highlights AUM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of new lab
17%
y Highlights AUM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of new labour code arising out of past se
4.4%
hts AUM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of new labour code arising out of past service cost
7 bps
UM $ 3,218 Mn +20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of new labour code arising out of past service cost of $1.
5.8%
+20% PAT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of new labour code arising out of past service cost of $1.7 Mn (Net of
13 bps
AT $ 117* Mn +22% GNPA 1.08% +3 bps Disbursements $ 1,006 Mn +17% ROA 4.4%*+7 bps Spread 5.8% +13 bps *Excluding impact of new labour code arising out of past service cost of $1.7 Mn (Net of tax $1.3
100%
el and digital focus SCALE ASSET QUALITY DISTRIBUTION LIABILITY PROFILE $ 3,218 Mn Mar-26 AUM (100% Secured Retail Book) 1.08% GNPA (Mar-26) $ 117* Mn FY26 PAT $ 794 Mn Net worth c.60% LTV1 (Mar