Yes Bank Limited

rs,

(E), Mumbai - 400 051 NSE Symbol: YESBANK BSE Limited Corporate Relations Department P.J. Towers, Dalal Street Mumbai – 400 001 BSE Scrip Code: 532648 Dear Sir / Madam, Sub.: Press Release and

45%

n in growth, outperformance in CASA, improved margins & better asset quality Q4FY26 Profit grows ~45% to INR 1,068 Crs Q4FY26 Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/

INR 1,068

owth, outperformance in CASA, improved margins & better asset quality Q4FY26 Profit grows ~45% to INR 1,068 Crs Q4FY26 Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.

1.0%

ns & better asset quality Q4FY26 Profit grows ~45% to INR 1,068 Crs Q4FY26 Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.7% improves 460 bps Deposits cross m

20 bps

Q4FY26 Profit grows ~45% to INR 1,068 Crs Q4FY26 Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.7% improves 460 bps Deposits cross milestone of INR 3 Lakh Crs; CA

2.7%

fit grows ~45% to INR 1,068 Crs Q4FY26 Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.7% improves 460 bps Deposits cross milestone of INR 3 Lakh Crs; CASA Depos

66.7%

68 Crs Q4FY26 Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.7% improves 460 bps Deposits cross milestone of INR 3 Lakh Crs; CASA Deposits Cross INR 1 Lakh Crs

460 bps

Return on Assets at ~1.0% Q4FY26 NIM Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.7% improves 460 bps Deposits cross milestone of INR 3 Lakh Crs; CASA Deposits Cross INR 1 Lakh Crs ▪ Q4FY26 Net Pro

INR 3 Lakh

M Improves ~20 bps to 2.7% FY26 C/I Ratio at 66.7% improves 460 bps Deposits cross milestone of INR 3 Lakh Crs; CASA Deposits Cross INR 1 Lakh Crs ▪ Q4FY26 Net Profit exceeds INR 1,000 Crs at INR 1,068 Cr

INR 1 Lakh

I Ratio at 66.7% improves 460 bps Deposits cross milestone of INR 3 Lakh Crs; CASA Deposits Cross INR 1 Lakh Crs ▪ Q4FY26 Net Profit exceeds INR 1,000 Crs at INR 1,068 Crs, up 44.7% Y-o-Y & 12.3% Q-o-Q. FY2

INR 1,000

cross milestone of INR 3 Lakh Crs; CASA Deposits Cross INR 1 Lakh Crs ▪ Q4FY26 Net Profit exceeds INR 1,000 Crs at INR 1,068 Crs, up 44.7% Y-o-Y & 12.3% Q-o-Q. FY26 Net Profit at INR 3,476 Crs up 44.5% Y-o-

44.7%

CASA Deposits Cross INR 1 Lakh Crs ▪ Q4FY26 Net Profit exceeds INR 1,000 Crs at INR 1,068 Crs, up 44.7% Y-o-Y & 12.3% Q-o-Q. FY26 Net Profit at INR 3,476 Crs up 44.5% Y-o-Y • RoA at 1.0% v/s 0.7% Q4F

“• P&L gain from SRs: INR 446 Crs in Q4FY26 & INR 1,559 Crs in FY26 •”

“assets • Total Recoveries & Upgrades for Q4FY26 at INR 1,547 Crs and INR 4,795 Crs for FY26 • RoA at 1.0% for Q4FY26.vs.0.7% in Q4FY25 and 0.9% in Q3FY26.”

“~INR 26,982 Crs in Q3FY26 with share of Retail at ~56% Disbursements Q4FY26 Q3FY26 FY26 Retail 1 18,376 13,540 57,769 Commercial Banking 2,879 2,479 9,205 Corp.”

“The desk has increased its handling to 60+ request type & has successfully processed ~18,500 service requests in Q4 FY26—reinforcing its role as a key service channel in improving customer experience.”

“9.0% CAGR in Industry and 10.2% CAGR amongst Pvt.”

“J Project Finance .-..................................................”

“One of 5 Indian Accredited Entities to the Green Climate Fund Financed emissions: First Indian Bank to measure, disclose and develop a target to reduce financed emissions intensity for electricity generation sector Aligning with global frameworks: Founding Signatory to UNEP FI Principles for Responsible Banking.”

Provisions for Investments include

1

Provisions for NPA include

1

EMI Capability

1

Mobile App Improvements

1

Ease of Payments

1

EMI Conversion Channel

1

Sourcing and ENR Growth

1

Term Booking and Spends

1

Branch Banking

1

AePS Bank

1

Provisions for NPA include

• Reversal of INR 288 Crs from settlement proceeds of an NPA account in the Commercial segment • Even normalised for this, Provisions for NPA lower by INR 160 Crs Q-o-Q • Prudent step up in Standard Assets Provisions through one-time provision of INR 341 Crs during the quarter • Annualized Credit Costs for Q4FY26 at ~0.2% of Avg. assets. FY26 Credit Costs at ~0.2% v/s. FY25 at 0.3% of Avg. assets • Total Recoveries & Upgrades for Q4FY26 at INR 1,547 Crs and INR 4,795 Crs for FY26 • RoA at 1.0% for Q4FY26.vs.0.7% in Q4FY25 and 0.9% in Q3FY26. FY26 RoA at 0.8% v/s 0.6% in FY25 12 GrowthQ4FY26Q3FY26Q4FY25Q-o-QY-o-YFY26FY25Y-o-YOperating Profit/(Loss)1,618 1,234 1,314 31.2%23.1%5,506 4,254 29.4%Provision for Taxation (A)362 260 258 39.3%40.3%1,118 762 46.7%Non Tax Provisions (B)188 22 318 757.0%-41.0%912 1,086 -16.0%Provision for Investments(446)(566)(573)-21.2%-22.3%(1,589)(1,737)-8.5%Provision for Standard Advances / Others548 54 (21)911.2%NM509 (56)NMProvision for Non Performing Advance

EMI Capability

• Capability for EMI authorization extended to unsettled transactions implemented on the IRIS channel

Mobile App Improvements

• In house collections management portal payment reminder links and view real-time payment status to generate

Ease of Payments

• In house customer portal to make credit card payments via UPI on payment reminder links generated by Bank

EMI Conversion Channel

• New integrated channel for post transaction EMI conversion on partner app through Bank SDK made live

Sourcing and ENR Growth

• Delivered highest-ever quarterly sourcing of 2.85 lakh cards with the portfolio closing at an ENR of over 8,800 Crs 44.8% ----► 34.1% 45.3% Transactor Book ■ 29.8% 25.4 % 20.7% Revolve Book ■ EMI Book Portfolio Update