Poonawalla Fincorp Limited

rs,

nuary 18, 2024 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001. BSE Scrip Code: 524000 National Stock Exchange of India Li

4.0%

“Technology led and customer centric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ P

4.5%

nology led and customer centric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹

₹ 21,946 crore

and customer centric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY |

58%

tric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15%

9%

ch” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA

₹ 8,731 crore

ct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA 5.3% +84 bps YoY | +34 bps QoQ

159%

ustainable RoA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA 5.3% +84 bps YoY | +34 bps QoQ GNPA

12%

oA of 4.0% - 4.5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA 5.3% +84 bps YoY | +34 bps QoQ GNPA 1.33% -36

₹ 265 crore

5%” AUM ₹ 21,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA 5.3% +84 bps YoY | +34 bps QoQ GNPA 1.33% -36 bps YoY | -3 bps QoQ N

76%

,946 crore +58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA 5.3% +84 bps YoY | +34 bps QoQ GNPA 1.33% -36 bps YoY | -3 bps QoQ NNPA 0

15%

+58% YoY | +9% QoQ Disbursement ₹ 8,731 crore +159% YoY | +12% QoQ PAT* ₹ 265 crore +76% YoY | +15% QoQ RoA 5.3% +84 bps YoY | +34 bps QoQ GNPA 1.33% -36 bps YoY | -3 bps QoQ NNPA 0.70% -19 bp

“Abhay Bhutada, an entrepreneur at the top, supported by a strong management team Targeting Prime Customer Segment • • Focused towards acquiring Prime and Super Prime Customers with no new to credit customer lending Low cost of borrowings is the key enabler for us to target this segment which in turn helps us to maintain superior asset quality as well.”

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Reference

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Reference

Regulation 30 of the SEBI Requirements) Regulations, 2015 (‘SEBI Listing Regulations’) (Listing Obligations and Disclosure Pursuant to Regulation 30 of the SEBI Listing Regulations, we are enclosing herewith the presentation to be made to the Investors/ Analysts on the Unaudited Financial Results of the Company for the quarter ended December 31,2023. The presentation is also being uploaded on the website of the Company at the URL https://poonawallafincorp.com/investor-financials.php in accordance with Regulation 46 of the SEBI Listing Regulations. Kindly take the above intimation on record. Thanking You, Yours faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS-13918 Poonawalla Fincorp Limited Investor Presentation Q3FY24 Scalable Business Model | Pure Retail Play | Digital-First Tech-Led | Customer Centric Agenda 1 2 3 4 5 6 Overview & Executive Summary Our Business Model Strategy Execution Business & Financial Highlights Digital Transformation Board Members