GEOJITFSL

CflGEOJIT PEOPLE YOU PROSPER WITH 22.07.2026 To, To, The Manager, The Manager, Listing Department, Listing Department, National Stock Exchange of India Limited, BSE Limited, 'Exchange Plaza', C-1, Block- G, Phiroze JeejeebhoyT owers, Bandra-KurlaC omplex Dalal Street, Sandra (E), Mumbai - 400 051 Mumbai - 400 001. Ph. No. 022-26598100 Ph. No.022 22721233 Scrip Code: GEOJITFSL-EQ Scrip Code: 532285 Dear Sir/Madam, Sub: Earnings Update Ql FY27 -Shareholders'P resentation Pursuant to Regulation 30 and 46 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 a copy of the presentation on Earnings Update - Q1FY27 is enclosed herewith . Thanking you, For Geojit Financial Services Limited Liju K Johnson Company Secretary Geojit Financial Services Ltd, Registered Office: 34/659·P, Civil Line Road, Padivattom, Kochi, 682024, Kerala, India. Phone: 0484 400 1000, 0484 641 1000. Website: www.geojit.com /gfsl. Email:mailus@geojit.com. Corporate Identity Number: L67120KL1994PLC008403 . SEBI Registration Numbers - Investment Adviser: INA200002817 . Portfolio Manager: INP000003203 . Alternative Investment Fund(AIF): IN/AIF3/24-25/1738. AMFI Registered Mutual Fund Distributor ARN: 0098 (Date of Initial Registration : 9 May 2002, Current Validity: up to 8 May 2027). !RDA Corporate Agent (Composite) Number: CA0226. GEOJIT FINANCIAL SERVICES Q1FY27 | Investor Presentation A Trusted Partner in Wealth Creation for four decades Company Business Overview Overview Table of Contents Geojit Industry 2.0 Overview Financial Highlights Thank You A 39-Year Legacy Shaping Long term Wealth Relationships • Geojit Financial Services Ltd. is a leading integrated investment services and wealth management firm, serving retail, HNI and NRI clients • Pioneer in technology-led broking and advisory, with a strong focus on annuity-oriented revenue growth • Well-diversified presence across India and GCC markets, supported by a scalable digital-first platform To be a trusted wealth partner To empower customers with research-backed by enabling smart, disciplined advisory, diversified investment solutions and and sustainable investing for technology-driven access, focusing on long- VISION MISSION long-term wealth creation term, recurring wealth creation 20 39 525 offices 16.96 lakh + 3,578 states ₹1.11 lakh crore + Years + 3 Customer Assets Experience across India & Clients Employees UTs GCC Why We Are Different The Geojit Model — Who We Serve • India's aspirational savers — people who have trusted FDs, gold, and real estate, now seeking smarter financial pathways with guidance • 79% of our branches and 77% of our clients are in Tier 2 & Tier 3 cities, where the advice gap is widest and the opportunity is greatest How We Are Different Advice-Led • For a broker, a transaction is the end Platform-Enabled • For Geojit, a transaction is the means — the entry point into a long-term wealth relationship Relationship-Built • Financial Consultants and Dealers guide clients from fixed deposits to disciplined SIP investing What This Creates • Clients who stay and invest more over time • Clients whose SIP ticket size grows because they trust the advice • Our model is built for stability, not spikes. In volatile markets, our clients don't redeem. "For a broker, transaction is the end. For Geojit, transaction is the means to the End." How Geojit Is Different From Other Retail Broker Geojit is increasingly positioned as an assisted, phygital wealth and distribution platform ( ₹ in Crores ) Other broker lens Geojit lens Transaction-led Assisted-led F&O / churn dependent Cash / delivery-oriented Digital-Only and Physical-Only Phygital Metro concentrated Tier 2/3 rooted Limited products Cross-sell wealth platform Limited NRI capability Higher earnings cyclicality Increasing recurring mix A trusted local network, diversified product stack and growing recurring revenues create a differentiated platform for long-term wealth participation. VS Full-fledged NRI capability Our Differentiated Advantage Strong Research Robust Proprietary & Advisory Technology Stack Capability In-house platforms Flip, Smartfolios, FundsGenie and Equity/commodity STEPS driving growth, research + Advisory & efficiency and client PMS/AIF offerings experience International Rapidly Scaling Recurring Presence Supporting Revenue Businesses NRI & Global Wealth ~₹26,638 Cr AUM GCC · DIFC ₹63.28 Cr income (Q1FY27) GIFT City access Diversified, End-to-End Strong Distribution- Trusted wealth platform blending Investment Services Led Franchise advisory, tech & relationships for Platform 500+ offices sustainable growth. Broking, Lending, Product Branches in Tier 2/3 locations Distribution, Advisory, PMS, AIF Digital + Physical Access Delivers Strongest Outcomes​ Digital Access (Anytime, Anywhere) ( ₹ in Crores ) Long-term Wealth Creation Research & (Stronger Insights (Data- Outcomes) backed Ideas) Assisted Engagement. (Human Support) Relationship Manager (Trusted Guidance) Physical Presence (500+ Branch Network) Built for Phygital India from Day One DIGITAL PLATFORMS PHYSICAL NETWORK Flip, FundsGenie, 525 offices across India & GCC MyGeojit, Smartfolios 79% of branches & 77% of clients In-House Platform are in Tier 2 & Tier 3 cities Households using both digital and physical channels report the strongest financial outcomes *Digital-only access does not sustain the highest outcome scores anywhere *Survey base: 4,000 households across 18 districts in 7 states Advice-led model supported by 16.96 lakh 525 79% clients offices branches in Tier 2/3 *Source: https://www.moneycontrol.com/news/business/personal-finance/households-with-phygital-channels-demonstrate-stronger-financial-outcomes-report-13969148.html ; PwC India & Dvara Research. Our People Financial Consultants & Dealers: The — Backbone of Client Trust Financial Consultants Dealers BSE Branch Managers (FCs) Equity execution & advisory Business Support Executive Sales leadership & performance Wealth & distribution advisors specialists drivers Lead branch operations, drive Primary relationship managers Execution specialists enabling Support execution, team productivity, and ensure driving AUM growth and trades and cross-sell onboarding, and servicing consistent AUM growth product penetration opportunities workflows to enhance through effective sales productivity and enable management and client scalable operations engagement 5.4 Years 5.3 Years 4.3 Years 9.2 Years Average Experience Average Tenure with Average Tenure with Average Tenure with Company Company Company 8.54 Cr Average AUM managed per sales person Customer Stickiness - Moving From Account Ownership to Relationship Depth ( ₹ in Crores ) The strategic opportunity is to convert acquisition into multi-product engagement 5 PMS/AIF/ wealth- 4 management Geojit's human- relationship assisted network Insurance and provides a platform 3 lending to deepen product attachment penetration over MF/SIP time participation 2 Active broking relationship 1 Client acquisition 30,176 1.11 lakh 16.96 lakh clients added in Q1FY27 Crore+ clients customer assets 20% of the active clients have more than one product Business Update MF Net-Inflow Share* Client Acquisition 0.473% 30,176 (Up from 0.415%) New Clients Increased market share in Equity and Equity-oriented schemes compared to the previous quarter Equity MF Resilience Asset Management AUM Growth (Geojit PMS & AIF AUM) Significant outperformance against the Industry average that witnessed +23% 5% decline in net-inflows during the quarter YoY Growth Source – * AMFI Monthly Data (Official Source) Our Evolution: From Transactions to Wealth Relationships 2020 2022 2023 2024 2025 2026 STEPS financial Digital loan Launched digital Private Wealth Launched AIF Launched digital planning division against shares Loan Against division · Geojit (Yield Plus) & loan against Mutual Funds, Investments Ltd. Non-Discretionary Insurance Policy Geojit IFSC at GIFT PMS City, and FLIP mobile trading platform. 2019 2018 2017 2015 2012 2010 2006 Launched Launched Renamed Geojit Launched New corporate FlipMe — BNP Paribas Smartfolios: FundsGenie Financial Services Selfie trading office, Kochi India's 1st partnership curated stock MF app platform mobile trading baskets 1987 1988 1995 1997 2000 2001 2005 C J George founded Renamed Geojit and Co. becomes Launched PMS Launched India’s UAE JV: The company sets M/s C J George and Co., a Geojit and Co. a Public Limited (SEBI Registered) first internet Barjeel up two subsidiaries proprietary firm at Ravipuram, Company named Geojit trading facility partnership Geojit Credits and Kochi, Kerala Securities Ltd. Geojit Technologies Experienced & Professional Management Mr. CJ George Mr. Satish Menon Mr. Jones George Ms. Mini Nair Chairman & Managing Director Executive Director Executive Director Chief Financial Officer 40+ years markets expertise Commerce graduate AICWA CFP Leads digital transformation, CX, CA with 22+ years in BFSI; former across finance, governance, leader since 1999, driving growth IFSC, NRI and Overseas Entities; ED & CEO of Essel Home Loans regulation, ESG, institutions LSE MSc, AGSM MBA and ex-EVP & CFO at Maybank Indonesia. PAN India Presence Jammu & Kashmir 500+ offices across India Uttarakhand Punjab Chandigarh Delhi - NCR Haryana Uttar Pradesh Rajasthan Bihar We have presence in Assam 20 States 3 Union Madhya Pradesh and Territories Gujarat West Bengal Jharkhand Maharashtra Odisha Geojit network Telangana 79% 77% Goa branch network and clientele are Andhra Pradesh Karnataka Tier II Tier III cities Puducherry based in and Kerala Tamil Nadu Strong Presence in the Gulf Established Network in Key GCC Markets Enabling Strategic Synergies • Barjeel Geojit Financial Services UAE • First Indian UAE Asset Management Company • HQ in Dubai, Branches in Abu Dhabi & Sharjah • Geojit Private Wealth (DIFC) (P) Limited SYRIA IRAQ IRAN Bahrain • Partnership with the Bank of Bahrain & Kuwait since 2007 KUWAIT SAUDI ARABIA BAHRAIN UAE • Joint Venture with the Bank of Kuwait OMAN Bahrain & Kuwait and JZ Associates since 2011 YEMEN • Qurum Business Group (QBG) Oman Geojit Securities LLC since 2011 Synergies from Established GCC Presence First Mover Advantage: 1st Indian Tap into NRI Affluent Leverage Network for Drive USD & INR Wealth Flows licensed brokerage in UAE Base Wealth Management towards India & GIFT City. ESG & CSR Initiatives Building Empowering Sustainable Communities Growth (CSR) Environmental Corporate (ESG) Social Governance Social Responsibility • Green building accreditation & resource efficiency • Digital Kerala history documentation program • Low-carbon, biodiversity-friendly operations • Free dementia day-care and rehabilitation support • Diverse, inclusive & engaged workforce with strong safety culture • Chronic disease support & health camps • Strong governance with Board oversight & ethical conduct • CSR focus on women empowerment, education & health Sustainability | Social Responsibility | Community Development Diversifying Revenue Streams Enhancing Visibility & Stability SEGMENTAL REVENUE MIX* WEALTH A) TRANSACTION - B) RECURRING INCOME MANAGEMENT OTHER INCOME BASED SERVICES INCOME ASSET TREASURY & TECHNOLOGY & OTHER EQUITY AND FINANCIAL MANAGEMENT INVESTMENT PLATFORM OPERATING EQUITY RELATED PRODUCTS INCOME INCOME INCOME INCOME 55.40% 32.45% 5.00% 4.19% 1.79% 1.17% Brokerage Services Mutual Fund Distribution Management Fees Treasury Income Software Income Miscellaneous Operating 34.53% 20.29% Income Interest from Clients Insurance Distribution 16.38% 10.80% Other Distribution Income Depository Services 1.36% 4.49% A well-diversified mix driving consistent growth, resilience, and long-term value. *Segmental Revenue Mix as on Q1FY27 Wealth Management Key Metrics ( ₹ in Crores ) ARR Net Flow* MF Holding Clients Avg MF AUM per clients (in lakhs) 837 817 3,20,948 3,17,940 5.76 609 606 3,12,182 5.07 5.07 4.77 449 3,03,954 3.57 2,96,400 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 FY23 FY24 FY25 FY26 Q1FY27 ARR Net Flow* MF Holding Clients Number of Sales People 2,713 3,17,940 2,427 2,90,682 2,403 2,55,781 2,27,469 2,36,878 1,718 1,785 1,465 1,401 778 785 581 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 * ARR (Annual Recurring Revenue) Net flow = MF+Third Party Products+Insurance net flow Asset Management Key Metrics ( ₹ in Crores ) ARR Net Flows Number of Clients Geojit PMS & AIF AUM 2,360 1,778 86 83 2,293 1,553 71 1,451 1,428 1,449 2,201 2,137 42 2,060 5 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 ARR Net Flows Number of Clients Geojit PMS & AIF AUM 401 2,293 1,449 2,037 1,262 318 914 201 1,004 876 701 450 102 359 26 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Transaction-Based Services Income Equity & Equity Related – Brokerage Services Customer Assets Revenue by Brokerage Vintage 1,11,445 1,10,281 51% 54% 55% 57% 60% >7 Yrs Hybrid Reach: Research Settlement & 5-7 Yrs Digital Advantage: Leverage: 97,056 10% 9% 11% 10% 2-5 Yrs platforms and Institutional- 4× Leverage 10% 20% 21% <2 Yrs 21% 20% 500+ branch Grade Real- with integrated 18% network Time Research settlement 19% 16% 13% 13% 11% June.25 Mar.26 June.26 FY22 FY23 FY24 FY25 FY26 Brokerage Income Cash Market ADTO % Online on Total Yield 52.18 46.90 800.0 50% 48% 48% 85% 89% 87% 41.96 700.0 521 505 61% 60% 0.165% 0.158% 0.155% 600.0 440 54% 500.0 400.0 12.76 11.44 300.0 9.36 200.0 0.012% 0.007% 0.010% 100.0 0.0 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Cash Market Derivatives Volume Brokerage Cash Yield Total Yield Cash Market ADTO % Delivery Broking Business B2B & Institutional Partnerships – Through Geojit’s online trading platform Through Geojit’s Online Trading Platform, clients can trade seamlessly by: partner banks’ clients can: Blocking and Blocking and Set aside funds in View their bank Contact exclusive Call transferring funds in transferring shares in their bank account balance & Centre team & toll-free their bank account to the DP account for to purchase shares demat holdings number dedicated to purchase shares clearing & settlement partner banks’ clients 3-in-1 Integrated Account: Bank, Demat and Trading NRI Repatriable (NRE) PIS (only NRE accounts) Interest Income from Clients MTF-driven interest income benefits from rising retail participation, higher Lending Book ( ₹ in Crores ) trading intensity, and a growing secured lending book. 755 735 695 650 641 What drives this income Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 T+5 MTF Lending LAS charges Up to 4× book leverage 641 572 576 Against pledged Loan against Delayed ₹576 Cr (FY25) demat holdings shares and settlement ₹641 Cr (FY26) 351 329 mutual funds fees FY22 FY23 FY24 FY25 FY26 Recurring Income Recurring Revenue AUM 26,638 Annuity-Led Distribution & 23,230 Relationship-driven Advisory revenues with Less dependent on 21,425 1,008 1,068 greater predictability short-term market 1,778 vs. transaction-based 17,871 850 volumes 961 revenues 509 1,449 12,149 1,095 1,262 4,283 739 170 3,855 914 3,831 3,794 239 450 3,000 18,501 16,115 14,728 12,200 Asset-Linked: Growing Share 8,460 Tied to client AUM, FY26 revenue — long-term investments rising every year, and advisory supporting stable FY23 FY24 FY25 FY26 Q1FY27 relationships margins Mutual Fund - Geojit Overseas AUM Geojit PMS & AIF Smartfolios Third Party AIF&PMS Mutual Fund Distribution ( ₹ in Crores ) Mutual Fund AUM (ex Overseas Entities) Mutual Fund Income 18,501 35 34 34 17,767 33 30 16,751 16,610 16,115 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Executed SIP SIP Clients (in Lakhs) 151 151 137 142 1.75 1.76 129 1.71 1.65 1.59 Jun'25 Sep'25 Dec'25 Mar'26 Jun'26 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Mutual Fund Distribution ( ₹ in Crores ) Mutual Fund Income Mutual Fund AUM (ex Overseas Entities) 131 122 14,728 16,115 12,200 83 8,460 71 61 7,774 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 AUM Per Feet on Street MF Income by Client Vintage 8.25 7.1 6.71 5.77 5.5 31% 42% 49% >7 Yrs 57% 58% 5-7 Yrs 25% 32% 2-5 Yrs 30% 24% 21% <2 Yrs 38% 19% 15% 12% 13% 5% 7% 6% 7% 8% FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Insurance Distribution ( ₹ in Crores ) Total Commission Total Premium 41 227 27 152 36% 96 37% 103 18 73 13 24% 37% 13% 6 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Total Premium New Premium % on Total Premium Number of Insurance Policies Average Premium Per Policy Life Insurance Health Insurance Life Insurance Health Insurance 4,898 19,567 2,750 24,091 2,632 2,987 777 20,206 22,691 18,656 18,514 1,31,124 10,748 11,178 12,803 12,289 1,15,858 67,854 70,257 79,424 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Insurance Distribution ( ₹ in Crores ) Total Premium Total Commission 87 549 78 399 290 234 66 152 24 18 40% 34% 36% 30% 31% FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Total Premium New Premium % on Total Premium Number of Insurance Policies Average Premium Per Policy Life Insurance Health Insurance Life Insurance Health Insurance 1,558 11,057 1,857 1,590 1,636 5,385 23,863 22,393 1,86,351 2,751 53,243 1,669 26,281 33,360 37,709 88,092 85,880 1,04,478 98,407 8,074 FY22 FY23 FY24 FY25 FY26 FY22 FY23 FY24 FY25 FY26 Asset Management Portfolio Management Services (PMS) ( ₹ in Crores ) Geojit PMS AUM Geojit PMS Income 1,633 35 1,422 31 1,262 AUM Growth: 914 19 ₹359 Cr (FY22) → ₹1,422 Cr (FY26) | +4 times growth 450 8 8 Income Growth: ₹17 Cr (FY22) → ₹31 Cr (FY26) | +1.8 times growth FY23 FY24 FY25 FY26 Q1FY27 FY23 FY24 FY25 FY26 Q1FY27 5 Distinct Portfolios Advantage Ethical Freedom Beacon Dakshin Portfolio Portfolio Portfolio Portfolio Portfolio Asset Management Geojit Alternate Investment Fund Alternate Investment Fund Geojit launched its Alternate About the product Investment Fund offering, Geojit Yield Plus - A Cat III AIF with an absolute return strategy Financial Returns Strategies Risk Profile Instruments Target an Alpha Use multi- Maintain a low- of ~150-200 strategy approach Invest in Equity risk approach bps over aligned to risk- derivatives using with dynamic benchmark return objectives quant & technical exposure strategies management 1st Ranked among long-short AIFs in India over a 6-month period 2nd and over a 1-month period Source – PMS/AIF world Technology-Driven Investment Platforms Enables business models that enhance ease of use and drive operational efficiency Advanced trading: real-time data & analytics 100% digital 27 pre-curated • Heatmaps lending platform stock baskets • Watchlists • Designed by • Options chains • Loans against Discover, track & shares & MFs SEBI-registered 360° portfolio analyse mutual Competitive analysts management & rates • Zero charges funds client engagement • Flexible beyond • Portfolio insights repayment brokerage • Fund Access to comparison • Statements • External • Tax P&L investment • Participate in tracking IPO/OFS/Buyback India's Wealth Management & Distribution: A Multi-Decade Growth Opportunity Wealth Mutual Fund Insurance Management Distribution Distribution 4% of GDP $1.1 trillion → $2.3 trillion ₹80L Cr+ AUM India's insurance penetration vs 7% Wealth AUM FY24 to FY29 (BCG 2025) Industry AUM — 6x growth in 10 years global avg 55% HNI growth 9.72 Cr 87% gap HNI population to 2029 Active SIP accounts as of Mar 2026 Life insurance protection gap 10.8% CAGR ₹32,087 Cr 31% gap UHNI wealth accumulation Monthly SIP inflows (Mar 2026) Health insurance gap Only 5% <5% penetration Pull market Household savings in equities Post-pandemic shift from push (selling) Of Indian households — massive runway (vs 30%+ in US) to pull buying (buying) Underpenetrated retail markets need trusted advice, not just products Source: https://www.amfiindia.com/articles/indian-mutual ; https://www.techsciresearch.com/report/india-wealth-management-market/42218html ; https://web-assets.bcg.com/89/d4/676a2c534cf2aa485011edbc0200/2025-global-wealth-report-june- 2025.pdf ; https://timesofindia.indiatimes.com/business/india-business/new-era-for-indias-capital-markets-young-investors-and-tier-2-cities-drive-change-retail-investing-to-be-big-player-in-10-trillion-economy-dream/articleshow/125894529.cms Tier 2 & 3 Cities: India's Wealth Growth Story From ₹1.1 Lakh Crore (2016) to ₹15.5 Lakh Crore (2026) — A Decade of Unstoppable B-30 Growth B-30 Mutual Fund AUM — The Growth Journey (₹ Lakh Crore) 18.9% of total MF AUM Today's Landscape & Tomorrow's Opportunity ₹14.4 ₹13.8 ~28% CAGR FY16→FY26 ₹10.3 ₹14.4 L Cr B-30 MF AUM (Mar 2026) ~18% of India MF industry ₹8.5 64.3% ₹7.2 ₹5.6 Equity Share in B-30 vs 38.3% equity in T-30 cities ₹4.0 ₹3.2 8.7 Lakh ₹2.6 ₹1.1 Millionaire Households in India +90% rise (2021–2026) FY16 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25 FY26 ~60 Cities Now produce HNI households Demat Accounts from Non-Metros Monthly SIP Inflows (₹ Crore) Millionaire Households (India) vs just 10–15 cities a decade ago 2019 25% FY19 ~₹7,119 2017 1.6 Lakh The Forward Opportunity 2022 45% FY22 ~₹11,305 2021 4.6 Lakh US$ 1.1 Trillion → US$ 2.3 Trillion Wealth management AUM opportunity FY24→FY29. B-30 cities are the primary source of incremental investor additions. 2024 60% FY26 ~₹32,087 2026 8.7 Lakh Source: https://www.amfiindia.com/uploads/AMFI_Investor_Trends_Feb2026_e05e1dcb05.pdf ; https://www.amfiindia.com/Themes/Theme1/downloads/AMFI_AnnualMFReport2025.pdf ; https://nsearchives.nseindia.com/web/sites/default/files/2024- 08/PR_cc_08082024.pdf ; https://www.deloitte.com/in/en/Industries/financial-services/research/financial-wealth-management.html ; https://hurunindia.com Re-shaping Geojit 2.0: The Transformation Story for the Next Phase of Growth Revenue Shift FY22 to FY26 – FY26 49% 38% 13% The shift in revenue- mix reflects Geojit’s FY25 57% 32% 11% strategy of scaling recurring, wealth and FY24 60% 27% 13% distribution-led income streams, while continuing to grow its FY23 63% 24% 13% transaction-based broking business FY22 71% 20% 9% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% Transaction-Based Recurring Business Other Business Transformation Pillar 1: Transitioning from a Broking-Led Model to a Wealth & Distribution-Driven Shifting focus from past broking-led revenue dependence and aiming for a recurring income model, we seek to transform into a robust wealth and distribution-driven franchise prioritizing consistent revenue and scalability, ensuring sustainable growth and long-term client prosperity STRATEGIC GOAL EXISTING FOOTPRINT Broking historically ~83% of revenue Recurring historically~8% Pan-India Presence with Strong of revenue Regional Anchors Extensive Pan-India network of more than 500 Broking now ~55% of offices, with extensive presence in South India, revenue leveraging a deeply entrenched regional network— Recurring now ~37% of particularly in South India—to cross-sell and upsell wealth offerings to Existing Broking Clients revenue 2,204 sales professionals 500+ BRANCHES & New Branches Planned STRONG NETWORK (Tier 2 & Tier 3 cities) Building a Scalable, Annuity-Led Wealth Distribution Franchise for Long-Term Growth. Transformation Pillar 2: Strengthening Global NRI Wealth Funnels Across the Middle East & GIFT City Advantage Channeling NRI Wealth as a Growth Engine for India NRI Entities 1st Indian 25+ Years $1 Billion+ licensed broker in UAE & in UAE · Dubai · Abu Dhabi · combined NRI AUM Oman since 2001 Sharjah managed across GCC 50,000+ clients GIFT City IFSC across UAE, Oman, Kuwait, gateway for NRI flows into Bahrain India UAE GIFT City Geojit DIFC (HNI Wealth) Gateway Barjeel Geojit JV (Mass NRIs Investing into India Barjeel Geojit (UAE) Affluent NRI wealth) · First Indian - UAE licensed AMC · Dubai, Abu Dhabi, Sharjah Geojit DIFC (UAE) HNI Wealth · USD-denominated products · Operational Q4 FY26 QBG Geojit (Oman) Sole Licensed Indian Broker in Oman · Since 2011 Oman BBK Geojit (Kuwait & Bahrain) JV with Bank of Bahrain Sole Licensed & Kuwait JV with Bank of Bahrain & Kuwait · Since 2007 / 2011 Indian Brokerage Transformation Pillar 3: Digital-Led Distribution & Client Engagement AI-Led Advisory • AI driven research • Portfolio diagnostics Scaling Distribution Through Digital & AI Data-Driven Decisions Leverage AI, data, and integrated platforms • Real Time sentiment tracking to accelerate acquisition, improve • Customer analytics engagement, and drive scalable growth. Real-Time Advantage • AI onboarding • Faster execution IT Transformation Opex (FY26): ₹10.36 Cr Integrated Platforms • One unified app • Seamless Journey Driving growth through AI, real-time capabilities and integrated customer experience Higher Acquisition Stronger Risk & Improved Client Better Operational & Retention Compliance Revenue growth Efficiency Control Q1FY27 Financial Performance & Annual Highlights Management Commentary Q1FY27 – “The investments we made during FY26 are beginning to translate into encouraging business outcomes. Our continued focus on strengthening technology, expanding our distribution network and enhancing client engagement has enabled us to build a more scalable, advice-led wealth platform, while maintaining financial discipline in a dynamic market environment. During the quarter, Revenue from Operations grew 11% YoY to ₹160.40 crore, supported by healthy traction across our wealth and distribution businesses. While profitability continued to reflect the investments made over the past year and a relatively softer broking environment, we remain confident that these initiatives position us well for sustainable long-term growth and improved operating leverage over time. Business momentum remained encouraging during the quarter. We added over 30,000 new clients, taking our total client base to nearly 17 lakh, while total customer assets crossed ₹1.11 lakh crore. Our mutual fund distribution franchise continued to outperform, with equity net-inflow market share improving to 0.473% from 0.415% in the previous quarter, significantly outperforming the broader industry. Our Asset Management business also continued its growth trajectory, with AUM increasing by 23% YoY. Our differentiated phygital model continues to strengthen customer engagement and deepen cross- selling opportunities, particularly across Tier 2 and Tier 3 markets. With a scalable technology platform, a strong distribution franchise and growing recurring revenue businesses, we remain well positioned to benefit from India's long-term financialisation opportunity while creating sustainable value for all stakeholders. Financial Snapshot ( ₹ in Crores ) Q1FY27 FY26 ₹ 640.79 ₹ 160.40 (9.78%) YoY 11% YoY Revenue Revenue From Operations From Operations ₹ 41.53 ₹ 169.95 (15%) YoY (41.68%) YoY EBITDA EBITDA ₹ 19.83 (31%) YoY ₹ 83.58 (51.54%) YoY PAT PAT Treasury Income moved from Operation income to Other Income Quarterly Performance ( ₹ in Crores ) EBITDA Revenue From Operations 100.0 90.0 181.81 80.0 160.40 70.0 144.01 60.0 49.07 38.80 41.53 50.0 40.0 30.0 20.0 10.0 0.0 Q1 FY26 Q4 FY26 Q1 FY27 Q1FY26 Q4 FY26 Q1FY27 PAT PBT 60.0 35.0 28.67 30.0 50.0 36.64 25.0 19.83 40.0 24.94 17.46 25.99 20.0 30.0 15.0 20.0 10.0 10.0 5.0 0.0 0.0 Q1 FY26 Q4 FY26 Q1 FY27 Q1 FY26 Q4 FY26 Q1 FY27 FY26 Performance ( ₹ in Crores ) EBITDA Revenue From Operations 747.91 600.0 671.08 614.13 500.0 400.0 291.38 244.00 300.0 169.95 200.0 100.0 0.0 FY24 FY25 FY26 FY24 FY25 FY26 PBT PAT 500.0 400.0 480.0 3 3 8 9 0 0 . . 0 0 460.0 370.0 440.0 3 3 5 6 0 0 . . 0 0 420.0 3 3 3 4 0 0 . . 0 0 3 4 8 0 0 0 . . 0 0 3 3 3 0 1 2 0 0 0 . . . 0 0 0 360.0 2 2 8 9 0 0 . . 0 0 340.0 2 2 6 7 0 0 . . 0 0 320.0 250.0 2 2 2 3 4 6 8 0 0 0 0 0 . . . . 0 0 0 0 191.97 222.69 1 1 2 2 2 2 2 8 9 0 1 2 3 4 0 0 0 0 0 0 0 . . . . . . . 0 0 0 0 0 0 0 149.38 172.49 220.0 1 1 6 7 0 0 . . 0 0 1 1 2 6 8 0 0 0 0 . . . 0 0 0 108.23 1 1 1 1 1 1 2 3 4 5 0 0 0 0 0 . . . . . 0 0 0 0 0 83.58 140.0 10 9 0 0. .0 0 1 1 0 2 0 0 . . 0 0 6 7 8 0 0 0 . . . 0 0 0 80.0 4 5 0 0 . . 0 0 4 6 0 0 . . 0 0 1 2 3 0 0 0 . . . 0 0 0 20.0 0.0 0.0 FY24 FY25 FY26 FY24 FY25 FY26 Profit & Loss Statement Q1 & FY27 – ( ₹ in Crores ) PARTICULARS Q1 FY27 Q1 FY26 Y-o-Y Q4 FY26 Q-o-Q A) Wealth Management Business 148.44 132.90 11.69% 168.78 (12.06%) Transaction Based Services Income Brokerage Services 58.34 61.54 54.66 Interest From Clients 27.68 25.54 29.22 Depository Services 7.59 8.20 7.66 Recurring Income Mutual Fund Distribution 34.28 29.69 33.85 Insurance Distribution 18.26 6.18 40.89 Other Distribution Income 2.29 1.75 2.50 B) Asset Management Business 8.45 7.22 16.92% 8.09 4.35% Recurring Income Geojit PMS Income 8.45 7.22 8.09 C) Other Business 3.52 3.89 (9.40%) 4.93 (28.61%) Technology & Platform Income 3.03 3.44 4.43 Other Operational Income 0.49 0.45 0.50 Total Operational Income 160.40 144.01 11.39% 181.81 (11.77%) D) Other Income 8.57 9.29 (7.82%) 7.76 10.35% Treasury & Investment Income 7.08 9.15 6.20 Non-Operational Income 1.49 0.14 1.56 Total Income 168.97 153.30 10.22% 189.57 (10.87%) *Note: In Q1 FY26, interest income from client funds amounting to Rs. 6.22 crores was removed from Treasury Income and included under Interest Income from Clients. Additionally, interest income from Loans Against Shares & MF was removed from Other Operational Income and included under Interest Income from Clients. In Q4 FY26, the corresponding amounts were Rs. 7.37 crores and Rs. 2.86 crores, respectively. Treasury Income moved from Operation income to Other Income Profit & Loss Statement Q1 & FY27 – ( ₹ in Crores ) PARTICULARS Q1 FY27 Q1 FY26 Y-o-Y Q4 FY26 Q-o-Q Revenue from Operations 160.40 144.01 11.39% 181.81 (11.77%) Other incomes 8.57 9.29 7.76 Total Income 168.97 153.30 10.22% 189.57 (10.87%) Fees and commission expense 20.41 19.62 20.67 Impairment of financial instruments 0.54 0.06 0.62 Employee benefit expenses 77.05 58.84 96.97 Other expense 30.66 27.08 33.19 Depreciation & amortisation expenses 11.37 8.42 11.01 Finance cost 2.95 2.64 2.27 Total Expenses 142.98 116.66 22.56% 164.73 (13.20%) PBT Before Exceptional Items 25.99 36.64 (29.07%) 24.84 4.63% Exceptional Items 0 0 0.10 PBT 25.99 36.64 (29.07%) 24.94 4.21% PBT Margin % 15.38% 23.90% 13.16% Tax expense 7.38 9.34 8.06 PAT 18.61 27.30 (31.85%) 16.88 10.22% Share in profit of associate and joint venture 1.22 1.37 0.58 Profit for the period/ year 19.83 28.67 (30.84%) 17.46 13.55% PAT Margin % 11.74% 18.70% (696) bps 9.21% 253 bps EPS 0.71 0.99 0.63 EBITDA* 41.53 49.07 38.80 EBITDA Margin % 24.58% 32.01% (743) Bps 20.47% 412 bps EBIT* 30.16 40.65 27.79 EBIT Margin % 17.85% 26.52% (867) bps 14.65% 320 bps *Note: EBITDA & EBIT is calculated including the share of profit from associates and joint ventures. Treasury Income moved from Operation income to Other Income You Thank Geojit Financial Services Ltd Adfactors PR Pvt. Ltd. Elizabeth V Vaibhav Gupta Elizabeth_v@geojit.com vaibhav.gupta@adfactorspr.com Kashmira Parkar Kashmira.Parkar@adfactorspr.com Yashita Shetty Yashita Shetty@adfactorspr.com