PRUDENT

Date: 25.07.2026 To, To, The National Stock Exchange of India Ltd, BSE Limited, Exchange Plaza, Phiroze Jeejeebhoy Towers, Bandra – Kurla Complex, Dalal Street, Bandra (E), Mumbai – 400 051 Mumbai- 400 001 NSE EQUITY SYMBOL: PRUDENT SCRIPT CODE: 543527 ISIN: INE00F201020 Dear Sir/Madam, Sub.: Investor Presentation on Un-Audited Financial Results (Standalone & Consolidated) for the quarter ended June 30, 2026. Pursuant to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are enclosing herewith a copy of Investor Presentation on Un-Audited Standalone & Consolidated Financial Results and other highlights of the Company for the quarter ended June 30, 2026. The same will also be available on the website of the Company at www.prudentcorporate.com. Please take the same into your records. Thanking you, Yours Faithfully, For, Prudent Corporate Advisory Services Limited Kunal Chauhan Company Secretary Membership No: FCS- 13492 Encl.: As Stated Investor Presentation Q1 FY2027 A DIVERSIFIED PLAY IN WEALTH MANAGEMENT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT Disclaimer The data mentioned in the presentation provided for general information purpose only. The information contained in the presentation is accurate only as of the date it was originally issued. The figures mentioned in the data are rounded off. Prudent Corporate Advisory Services Ltd(“Prudent” or the Company) strictly denies the responsibilities of any obligation to update the information contained in such presentations after the date of their issuance. This presentation and the following discussion may contain “forward looking statements” by Prudent that are not historical in nature. These forward-looking statements, which may include statements relating to future results of operations, financial condition, business prospects, plans and objectives, are based on the current beliefs, assumptions, expectations, estimates, and projections of the management of Prudent about the business, industry and markets in which Prudent operates. These statements are not guarantees of future performance, and are subject to known and unknown risks, uncertainties, and other factors, some of which are beyond Prudent’s control and difficult to predict, that could cause actual results, performance or achievements to differ materially from those in the forward-looking statements. Such statements are not, and should not be construed, as a representation as to future performance or achievements of Prudent. In particular, such statements should not be regarded as a projection of future performance of Prudent. It should be noted that the actual performance or achievements of Prudent may vary significantly from such statements. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 2 About Prudent Corporate Vision Advisory Services To be the most preferred group in financial services catering to the masses with the help of technology. Founded in 2003 & headquartered in Ahmedabad, Prudent Corporate Advisory Mission Services is one of India’s fastest-growing financial services group. To build a strong organization based on our core values of: →Client First →Teamwork 1,639 38,225 156 21 →Dignity & Respect for each stakeholder →Fairness →Focused Approach →Integrity & Honesty Employee Channel strength partners Locations States With a team of 1,639 employees and 38,225 trained channel partners, we are among the top mutual fund distributors in terms of assets under management and commission received. Through our unique business-to-business-to-consumer (B2B2C) model and technology-enabled investment and financial services platform, we provide Purpose end-to-end solutions critical for financial products distribution. We mean to play a meaningful role in catalysing greater financial inclusion within India, by helping all sections of society to conveniently Working across 156 locations over 21 states with a robust digital presence, we channelise a portion of their savings through retail financial products. are a leading distributor of mutual funds, insurance, stockbroking, national By doing this, we are here to create value for our investors, the Indian pension schemes, unlisted securities, bonds, fixed deposits, portfolio economy, and our stakeholders. management schemes, alternative investment funds & smallcase. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 3 Key Management Leadership Team Sanjay Shah Shirish Patel Chirag Shah Chirag Kothari Chairman & Managing Director CEO & Whole-time Director Non-Executive Director Chief Financial Officer 35 Yrs CA 26 Yrs MBA 25 Yrs CA 20 Yrs CS experience experience experience experience A Chartered Accountant with over two With over 26 years of experience and A CA and Fellow of the Indian Insurance A Company Secretary and Fellow Member and a half decades of experience, he has an MBA in Finance, he leads Prudent's Institute with over 25 years of experience, of the ICSI with over 20 years of led Prudent's transformation into one of sales function and has been he oversees Prudent's insurance experience, he leads Prudent's finance India's largest technology-driven wealth instrumental in building one of India's distribution business while providing function and has spearheaded its IPO, management and mutual fund distribution largest mutual fund distributor strategic guidance to the Board on mergers and acquisitions, financial platforms, serving over 20 lakh investors networks while scaling its insurance governance, risk management, regulatory transformation initiatives and corporate nationwide. distribution business. matters and long-term business strategy. governance framework. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 4 Key Management Board Members Karan Kailash Datta Shilpi Thapar Aniket Talati Independent Director Independent Director Independent Director 25 Yrs BCOM 20 Yrs CS 18 Yrs CA experience experience experience An asset management professional with 25 years of A governance and compliance professional with over 20 A senior partner at Talati and Talati LLP Chartered experience, he has held leadership roles at Goldman years of experience, she brings deep expertise in Accountants, he brings extensive expertise in taxation, Sachs, Franklin Templeton and Axis Mutual Fund. He corporate governance, regulatory compliance and board auditing and financial oversight. He served as has served as an Independent Director on Prudent's oversight. She has served as an Independent Director President of the Institute of Chartered Accountants of Board since October 2020, bringing deep investment on Prudent's Board since June 2021, providing strategic India during 2023–24 and has been an Independent expertise and strategic insight. guidance on governance matters. Director on Prudent's Board since June 2021. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 5 Our Journey So Far First Next ₹100 bn ₹1300 bn in 16 years in ~10 years 2022 - 2026 Ecosystem Growth • AUM – Crossed ₹ 1400 bn 2017 - 2021 Expansion Into Other • Listed on BSE & NSE Financial Products • Launched Smallcase, Insurance & Bank Fixed Deposit on Fundzbazar. 2007 - 2016 • AUM - ₹ 300 bn • Launched MTF in FB Broking Partnership & • 2017 – Launched NPS on Fundzbazar Penetration • Launched Paperless Loan Against 2000 - 2006 • 2018 – Launched Policyworld Mutual Fund • AUM – ₹ 100 bn The Early Years • 2018 – Launched Fundzbot • Acquired MF business of Indus Capital (Pune) • 2006 – Launched partner network • 2019 – Launched Fixed Income • 2000 – Started offering Financial Investments on Fundzbazar • Launched Stock Pulse- Automated services as “Prudent Fund Manager” • 2016 – Stock Portfolio Analysis Tool. • Obtained SEBI RIA License • 2021 – Launched Stock Broking • 2003 – Incorporation and obtained ARN • Launched Fundzbazar on Fundzbazar • Launched EDGE+: An AI-powered tool for MFDs to enhance • 2021 – Acquired MF Assets of productivity & business intelligence. Karvy Stock Broking Limited 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 6 INVESTOR PRESENTATION Q1 FY2027 Business Overview 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 7 Play on the Distribution of Diverse Financial Products Revenue Stream Nature of Revenue Revenue- Frequency Distribution of Prudent Commission from AMC Mutual Fund Products Corporate Distribution of Commission from Recurring Revenue Insurance Products Insurance companies Other Financial Products* Commission Non-Recurring Revenue Brokerage, Interest and Stock Broking Fee Income * Other Financial Products includes certain FDs, Unlisted Securities & Bonds which are transactional in nature i.e., non-recurring revenue 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 8 Mutual Fund Distribution- AUM Growth CAGR of 35% FY21-26 A Dominant Pie of the Services 96.7% 96.8% Total AUM Equity to Total AUM 96.2% 93.5% Mutual Funds Distribution 92.6% The company follows an “open-source” distribution model, under which it distributes mutual funds of AMCs irrespective of their affiliation or size thus providing their MFDs/Clients with a large spectrum to choose from. 87.7% It provides its MFDs/Clients with an array of analytical tools to enable them to make informed investment decisions. ₹30,846 Cr ₹49,473 Cr ₹56,189 Cr ₹83,384 Cr ₹1,03,515 Cr ₹1,19,304 Cr Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Vision To be the most preferred group in financial services catering to the masses with the help of technology. AUM NO.OF INVESTORS NO.OF MFDS CAMS Ranking ₹1,38,630Cr 20,94,307 38,225 as of June 2026 MONTHLY MF SIP FLOW AUM PER INVESTOR AUM PER MFD 4th Total AUM 5th Net Sales in Retail in Retail ₹1,203 Cr ₹6,61,939 ₹3.63 Cr As on 30th June 2026 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 9 Other Financial Products- Revenue growth CAGR of 34% FY22-26 Insurance Leads the pack Other Financial Products Stock Broking & Allied Services ₹212.4 Cr Insurance Insurance Distribution ₹190.8 Cr ₹33.4 Cr → Gennext- a wholly owned subsidiary is registered as an ₹166.2 Cr ₹31.8 Cr insurance broker for life and general insurance with IRDAI. It ₹27.0 Cr distributes insurance products offered by various life and ₹25.6 Cr general insurance companies in India. ₹30.3 Cr ₹29.8 Cr → Prudent corporate has now become licensed corporate agent. ₹108.6 Cr → Within life insurance, we focus on retail products like term ₹15.0 Cr insurance & traditional products like ulips, term + ulip, non-par ₹66.6 Cr ₹22.6 Cr & annuity plans. Retail Health insurance is the primary focus ₹152.0 Cr ₹7.0 Cr within general insurance. ₹128.7 Cr ₹110.8 Cr ₹23.5 Cr ₹70.4 Cr Other Financial Products ₹36.1 Cr → Stock Broking : Company’s brokerage business primarily consists of stock FY22 FY23 FY24 FY25 FY26 broking and allied services that they offer to retail customers for trading in equities, equity derivatives & currency. → Other Financial Products : PREMIUM NO. OF POLICIES AVERAGE PREMIUM PER Company offers a wide range of other financial products POLICY such as PMS, AIF, Bonds, Corporate and Bank Fixed Deposits, Smallcase, NPS, Unlisted Securities & LAS. ₹191.3 Cr 55,264 ₹34,612 For Q1 FY27 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 10 Diversification: Creating a Second Pillar of Growth 2.7% 1.0% 2.0% 8.2% 11.5% 83.5% 83.7% 7.2% Increasing share of Insurance products from FY20 7.2% 11.5% FY26 in FY20 in FY26 MF Products Insurance Products Stock Broking & Allied Services Others MF Products Insurance Products Stock Broking & Allied Services Others Diversification has led to: De-risking portfolio concentration from one product Creating multiple pillars of growth which would lead to Cross Offerings help in maximising 1 2 3 offering to multiple product offering next growth chapter margin profile 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 11 INVESTOR PRESENTATION Q1 FY2027 Rationale & Strategy 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 12 A complete ecosystem of Financial Products makes “PRUDENT CORPORATE” a prudent choice for MFDs & Clients A Strong A Complete A Sustainable Platform Eco System Roadmap Delivering Long Lasting relationship Sustained with MFD’s Performance Technology Unique B2B2C business A growing & Embedded model bridging the gap underpenetrated Approach between AMCs, MFDs MF industry Consistent growth and retail customers in profits and free cash flows Geographical penetration 26 years of SIP’s keeps experience in the AUM retail wealth growth robust management 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 13 The Mutual Fund Route to Viksit Bharat @2047 Gross Domestic Product (in ₹ trillion) Per Capita Income (in ₹ Lakh) 16.5 2492 346 112 2.2 0.8 Viksit Bharat @2047 is being shaped by the shift from traditional savings to FFYY1144 FFYY2264 FFYY4477 EE market-based investments. F F Y Y 1 1 4 4 F F Y Y 2 26 4 F F Y Y 4 47 7 E E Mutual funds will lead Equity + MF as a % to Gross Mutual Fund AUM (in trillion) this shift. Their Household Financial Savings affordability, accessibility, 2,791 Bank Deposits Equity + MF and transparency make 1.6% them ideal tools for long- 8.6% 15.1% term wealth creation. 74 64% 49% 35% 8 FFYY1144 FFYY1188 FFYY2254 Mar-14 Mar-26 Mar-47E Mar-14 Mar-25 Mar-47 E Source: RBI, AMFI, Axis Capital, Mospi, Economic Survey 2025-26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 14 Industry on an Upturn...But Long Runway Left Mutual Fund AUM as a % to GDP Unique Investors in MF Industry (in millions) 61.4 21% 54.2 44.6 37.7 12% 33.7 9% 22.8 19.3 20.8 FY15 FY18 FY26 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Retail + HNI Assets in Overall MF AUM Flows through Systematic Investment Plan (in crores) 31,781 62% 51% 46% 3,122 Mar-15 Mar-18 Mar-26 ra 6 M - 1 n u 6 J - 1 p e 6 S - 1 c e 6 D - 1 ra 7 M - 1 n u 7 J - 1 p e 7 S - 1 c e 7 D - 1 ra 8 M - 1 n u 8 J - 1 p e 8 S - 1 c e 8 D - 1 ra 9 M - 1 n u 9 J - 1 p e 9 S - 1 c e 9 D - 1 ra 0 M 2 - n 0 u 2 J -p 0 e S 2 - c e 0 D 2 - ra 1 M 2 - n u 1 2 J -p e 1 S 2 - c e 1 D 2 - ra 2 M 2 - n 2 u 2 J -p 2 e S 2 - c e 2 D 2 - ra 3 M 2 - n 3 u 2 J -p 3 e S 2 - c e 3 D 2 - ra 4 M 2 - n 4 u 2 J -p 4 e S 2 - c e 4 D 2 - ra 5 M 2 - n 5 u 2 J -p e 5 S 2 - c e 5 D 2 - n 6 u 2 J - Source: RBI, AMFI 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 15 Industry on an Upturn...But Long Runway Left Mutual Fund Penetration in India 147.66 Cr 95.83 Cr 83.83 Cr 29.00 Cr 12.76 Cr 11.61 Cr 6.14 Cr Population of India No. of Working age People No. of People having PAN No. of People Having LIC No. of Unique Demat No. of People filing IT Return No. of Unique MF Investors Policies Account Holders Source : United Nations (Population Division), Mospi, NSE, Cafe Mutual, Income Tax Department 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 16 Industry on an Upturn...But Long Runway Left Households : 21.9 Cr 29.3 Cr 38.6 Cr High Income & High High High 0.1 Cr 0.8 Cr 2.9 Cr Upper Mid (1%) (3%) (7%) Income Segment Upper Mid Upper Mid Upper Mid (5.5 lakh and above) 1.6 Cr 6.1 Cr 16.8 Cr (7%) (21%) (44%) 1 in 4 Households as per 2018 Lower Mid Lower Mid Lower Mid 5.1 Cr 9.7 Cr 13.2 Cr 1 in 2 Households by 2030 (23%) (33%) (34%) ~ 7 Cr fewer low-income households by 2030 Low Low Low 15 Cr 12.7 Cr 5.7 Cr (69%) (43%) (15%) 2005 2018 2030 Forecast Note: Low: <INR 2.5 Lacs, Lower Mid : INR 2.5 – 5.5 lacs, Upper Mid : INR 5.5 – 27.5 lacs, High : INR 27.5 Lacs | Projections with Annual GDP growth assumed at 7.5% Source : PRICE projections based on ICE 360 Surveys (2014,2016,2018) 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 17 India’s Mutual Fund Story: Same Road, Different Time Per Capita GDP Mutual Fund AUM 36329 6965 2791 16.5 3 Times 9 Times 52 Times 42 Times 12574 132 1.8 66 1980 2000 2024 2047 E 1980 2000 2025 2047 E USA (In USD) INDIA (In ₹ Lakh) USA (In USD Bn) INDIA (In ₹ Lakh crores) AUM as % of GDP No. of Investor ( In Millions) ~112% 71 263 ~125% 6.4% 7.5% CAGR CAGR ~20% 54 ~5% 4.6 1980 2023 2025 2047 E 1980 2024 2025 2047 E USA INDIA USA INDIA Source: The Mutual Fund Route to Viksit Bharat @2047 - AMFI 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 18 Individual Equity AUM: A Focus Area for Prudent Total AUM ₹81.58 Tn Equity + Hybrid AUM Other + Solution-oriented AUM Debt AUM 77.40% 22.60% ₹47.32 Tn ₹15.83 Tn ₹18.44 Tn Individual AUM Non-Individual AUM Individual AUM Non-Individual AUM Individual AUM Non-Individual AUM ₹41.53 Tn ₹5.79 Tn ₹5.10 Tn ₹10.73 Tn ₹3.89 Tn ₹14.55 Tn Regular AUM Regular AUM Regular AUM 75% 47% 53% ₹31.17 Tn ₹2.40 Tn ₹2.10 Tn Direct AUM Direct AUM Direct AUM 25% 53% 47% ₹10.36 Tn ₹2.70 Tn ₹1.83 Tn As on 31st May 2026 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 19 Individual Equity AUM: A Focus Area for Prudent Total AUM 100 Equity + Hybrid AUM Other + Solution-oriented AUM Debt AUM 58.00 19.40 22.60 Individual AUM Non-Individual AUM Individual AUM Non-Individual AUM Individual AUM Non-Individual AUM 50.90 7.10 6.25 13.15 4.77 17.83 Regular AUM Regular AUM Regular AUM 38.21 2.94 2.58 Direct AUM Direct AUM Direct AUM 12.70 3.31 2.44 As on 31st May 2026 Value rebased to 100 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 20 AUM Journey A Structural Growth Story Total AUM Equity to Total AUM Equity AUM >95% Equity Prudent’s AUM grew at AUM ₹1,19,304 Cr CAGR of 34%, versus <75% 96.2% 96.7% Industry’s 21% from 92.6% 93.5% 96.8% 2016-2026 87.7% ₹1,03,515 Cr 85.8% 83.5% 82.6% 74.6% 71.2% ₹83,384 Cr Prudent’s Equity AUM grew at a CAGR of 41%, versus Industry’s 27% ₹56,189 Cr from 2016-2026 ₹49,473 Cr ₹30,846 Cr From 2.63 lacs clients in ₹21,247 Cr ₹19,389 Cr ₹16,708 Cr March 2016 to 20.71 lacs ₹10,640 Cr clients in March 2026 ₹6,567 Cr Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 21 Decadal Growth Partners Customers Total AUM (₹ cr) 36880 119304 2071000 4292 262591 6567 Mar-16 Mar-26 Mar-16 Mar-26 Mar-16 Mar-26 Equity AUM (₹ cr) Monthly SIP Book (₹ cr) Number of Live SIPs (in lacs) 37.54 115479 1188 3.09 4678 68 Mar-16 Mar-26 Mar-16 Mar-26 Mar-16 Mar-26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 22 Scaling Faster: Prudent’s Alpha in AUM Growth of MFD’s Regular AUM - Industry (₹ in Crore) Total AUM – Prudent (₹ in Crore) 40,47,984 1,19,304 8,35,000 6567 4.8 Times 18.2 Times MAR-16 MAR-26 MAR-16 MAR-26 AUM Growth of Industry's top 1000 MFDs* (of 2026) ** AUM Growth of Prudent's Top 1000 MFDs (of 2026)** (₹ in Crore) (₹ in Crore) 46,152 11,93,348 2,46,869 4.8 Times 2190 21.1 Times MAR-16 MAR-26 MAR-16 MAR-26 * Industries Top 1000 MFDs excluding Banks Source : AMFI, HDFC AMC’sDRHP, Prudent ** as certified by independent chartered accountants, M/s Pramodkumar Dad & Associates 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 23 Scaling Faster: Prudent’s Tech Alpha Accelerating MFD’s Growth Contribution of FundzBazar in AUM (%) 10 Year Growth Rate (%) 37% 35% 80% 34% 34% 76% 75% 32% 72% 69% 1-200 201-400 401-600 601-800 801-1000 1-200 201-400 401-600 601-800 801-1000 Clients Per MFD (Nos) AUM Per MFD (₹ Cr) 931 120.4 530 404 310 46.3 231 29.3 20.1 14.7 1-200 201-400 401-600 601-800 801-1000 1-200 201-400 401-600 601-800 801-1000 Industries Top 1000 MFDs excluding Banks The top 1000 distributors, segmented into five equal groups by AUM rank. as certified by independent chartered accountants, M/s Pramodkumar Dad & Associates. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 24 Prudent as the Helping Hand — You Never Operate Alone The partnership is built on 3 pillars of support Human Support Technology Learning & Recognition PEOPLE-LED SUPPORT DIGITAL PLATFORMS THAT POWER THE BUSINESS UPSKILLING AND CREDIBILITY-BUILDING ONBOARDING & MENTORSHIP PARTNER DESK — SALES PRUDENT LEARNING CONCLAVE (PLC) → NISM Certification Training with a dedicated RM guiding the process → All financial calculators in one place → Annual multi-day sessions by Fund Managers and Industry Leaders → RM as Mentor post-certification, RM guides the partners in running → Ready-made SIP / SWP reports customised with client name and needs → Covers topics directly relevant to Mutual Fund Distributors Investor Awareness Programs(IAPs), shares sales ideas → Marketing image and email campaigns → Technology Training on platforms and reporting tools → Business Opportunity Reports AWARDS & CREDIBILITY → Goal-Setting: RM helps set and track business goals and remains the go-to person for any queries → Partners receive awards recognising milestones PARTNER DESK — PRODUCTIVITY → Focused Business Tracker: RM tracks the partner's business like a growth manager → Showcased on LinkedIn and other platforms, building trust → Auto-scheduled Valuation reports sent to clients with existing and prospective clients. OPERATIONAL BACKBONE → CRM: every client and lead in one system → Pre-filled application forms → Customer Care Line: On-demand helpline for partners ADVANCED PRODUCT TRAINING → Portfolio Asset Allocation Report to rebalance clients → Brokerage Reconciliation: Single consolidated payout from 50+ → Regular sessions by industry veterans on AIF and PMS AMCs credited by the 5th of every month versus industry norm of 20th PARTNER DESK — REPORTS → Opens further cross-selling avenues for partners GROWTH ENABLERS → Smart Navigation with full drill-down → Valuation / Taxation reports → In-House Research: Curated fund recommendations based on research across 20+ parameters → Wealth Scanner: Consolidated reports across all products & platforms → Dedicated RM for Insurance & Other Products: Supports → Stock Pulse: Actionable insights for stock holdings partners in expanding beyond mutual funds → Tax Loss Harvesting & External Portfolio CLIENT-FACING + AI Client sees full financial picture, Everything in Partner Desk, friction-free embedded into our AI assistant 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 25 Platform Modules GOAL PLANNING BUSINESS EDGE MARKETING ENGINE RESEARCH MODULE CLIENT REPORTS FAQs Goal Planning Business Edge EDGE+ IQ AT WORK PARTNER'S EQ FREED UP FOR EDGE+ IQ AT WORK PARTNER'S EQ FREED UP FOR AI-Powered AI instantly generates goal- Building trust, understanding AI scans the entire book, Spending time with the right Business based asset allocation, client life goals, and deepening flagging lapsed SIPs, high clients, walking into every scheme recommendations relationships, the things only a value clients with untapped conversation prepared and and client ready human advisor can do. potential, declining net sales with purpose. Management communications. Partner and cross sell gaps. The inputs the goal amount & risk partner simply looks, decides Tool for MFDs profile. EDGE+ does the rest. and acts. Edge+ provides the Intelligence Quotient (IQ), while partners Marketing Engine Research Edge bring the Emotional Quotient (EQ). Together, they drive business growth and save time. EDGE+ IQ AT WORK PARTNER'S EQ FREED UP FOR EDGE+ IQ AT WORK PARTNER'S EQ FREED UP FOR Run SIP and lumpsum Following up with context Every critical fund Recommending the right fund campaigns, drive event-based and intent, turning every parameter including P/E, backed by deep research and outreach and send bulk emails campaign touchpoint into a P/B, Beta, Sharpe Ratio, sharing a crisp one pager of to existing and prospective lasting client relationship. sector exposure and rolling key fund data via email or clients, all powered by EDGE+ returns, all in one place to WhatsApp instantly. in minutes. evaluate and recommend with confidence. Now live in beta · Available to all Prudent LIVE mutual fund distribution partners 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 26 Vintage of Prudent AUM vs Industry Prudent Individual Equity AUM staying invested for more than 24 months is higher by 340 basis points Versus Industry Categorization of Individual Equity AUM as per Vintage Prudent Industry 62.9%* 59.5% 22.4% 20.2% 18.2% 16.9% Holding Period of < 12 Months Holding Period of 12-24 Months Holding Period of > 24 Months Data as of 31st March 2026. * AUM with an age of over 60 months constitutes 29.8% of Prudent’s total individual AUM. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 27 Regular SIP Investors Stay Invested Longer 34% of regular SIP AUM has been held for over five years compared with 20% for direct SIP AUM 19% 20% 33% 34% 7% 7% 10% 10% 9% > 5 years 14% 14% 8% > 4 up to 5 yrs 10% > 3 up to 4 yrs 11% > 2 up to 3 yrs 13% 20% 20% > 1 up to 2 yrs < 1 year 13% 16% 30% 29% 19% 19% Mar-25 Mar-26 Mar-25 Mar-26 Direct Regular Source : AMFI, Crisil Intelligence 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 28 Prudent Equity AUM Growing Faster than Industry Growing at a Values Rebased to 100 1.36 pace higher 1.30 than the 1.30 industry led by Equity AUM-Industry Equity AUM-Prudent 1.27 organic and inorganic route. 1.28 810 1.07 764 721 703 694 646 636 617 579 1.0 500 465 594 570 411 535 539 515 372 496 489 475 313 331 330 445 280 289 274 384 357 223 192 317 171 293 122 134 154 245 257 260 100 207 218 226 216 179 149 160 128 100 119 0 0 0 0 1 1 1 1 2 2 2 2 3 3 3 3 4 4 4 4 5 5 5 5 6 6 R 2 - N 2 - P 2 - C 2 - R 2 - N 2 - P 2 - C 2 - R 2 - N 2 - P 2 - C 2 - R 2 - N 2 - P 2 - C 2 - R 2 - N 2 - P 2 - C 2 - R 2 - N 2 - P 2 - C 2 - R 2 - N 2 - A M U J E S E D A M U J E S E D A M U J E S E D A M U J E S E D A M U J E S E D A M U J E S E D A M U J 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 29 How Prudent Bridged the GAP With Biggies in the Last Decade Peers Commission Income Compared to Prudent Peers AUM Compared to Prudent (Value rebased to 100) (Value rebased to 100) Peers in FY15 in FY25 Peers in FY15 in FY25 630 160 HDFC Bank Limited 470 100 HDFC Bank Limited 500 60 Axis Bank Limited 440 70 Kotak Mahindra Bank Limited 390 70 NJ IndiaInvest Pvt Ltd 430 250 ICICI Bank Limited 380 230 Kotak Mahindra Bank Limited 370 40 NJ IndiaInvest Pvt Ltd 370 30 ICICI Bank Limited 360 50 Hongkong & Shanghai Banking Corporation Ltd. 310 90 ICICI Securities Limited 230 60 Axis Bank Limited 260 80 Standard Chartered Bank 210 20 ICICI Securities Limited 260 30 Hongkong & Shanghai Banking Corporation Ltd. 140 20 Standard Chartered Bank 220 230 Bajaj Capital Ltd. 110 10 State Bank of India 120 20 State Bank of India 100 140 Bajaj Capital Ltd. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 30 Prudent Becomes Fourth Largest Mutual Fund Distributor in FY25 Total Commission (Lacs) Name of the ARN Holder 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 Commission of MFDs 500041 854974 793760 614654 661575 1042023 1207170 1485347 2110687 per AMFI Data Growth 36.71% 70.98% -7.16% -22.56% 7.63% 57.51% 15.80% 23.04% 41.1% Commission as earned by 9921 21782 23472 22974 26319 44091 58304 73624 105838 MFDs covered under this Prudent definition include the Growth 65.42% 119.55% 7.76% -2.12% 14.56% 67.53% 32.20% 26.3% 43.8% following who fulfill any of the below criteria : No. of MFDs 732 1017 1037 904 1087 1552 1781 2499 3158 Presence in at least 20 locations #12 #9 #8 #6 #6 #5 #4 #4 #4 Overall Rank of Prudent AUM of at least Rs. 100 crore Gross commission of Rs. 1 crore Prudent Sharing Commission 1.98% 2.55% 2.96% 3.74% 3.98% 4.23% 4.83% 4.96% 5.01% #4 #3 #3 #3 #3 #2 #2 #2 #2 Gross commission of Rs. 50 lacs Non-Bank Rank of Prudent from one AMC Source : AMFI 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 31 Consistent Growth Through All Market Phases: How Prudent Stays Ahead ? % of Total Average Average Average Average Industry Return (YoY %) Months Monthly Nifty500 Nifty50 Prudent Equity Equity AUM Observations Return % Return% AUM Growth % Growth % 63% Less than 0% 44 24.0% -7.7% -6.5% 11.7% 1.6% of the time, market conditions are tough, Where 0% to 15% 73 39.9% 6.7% 7.5% 26.8% 15.6% Prudent significantly outperforms the industry. Greater than 15% 66 36.1% 32.8% 27.5% 59.4% 48.4% Total 183 100.0% 12.6% 11.3% 34.9% 24.1% # 12-month rolling returns from April 2010 to Jun 2026. Source : Internal Data 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 32 Factors Behind AUM Growth SIPs Providing Stability to Net Flows Contribution of Net Sales & M2M in AUM Movement (Ex-Acquisitions) Gross Equity Flows through SIPs is providing stability to net sales with the same growing at a CAGR of 33% FY21-26 & now almost every The AUM moved by 286% between March-21 to March-26 with 44.8% second rupee of flows comes from SIPs. & 55.2% contribution, led by Mark to Market & Net Sales. We believe our net sales will closely track gross SIP flows going forward. Values Rebased to 100 128 386 Particulars FY21 FY22 FY23 FY24 FY25 FY26 Total Equity Gross Inflows 6039 12106 11575 16385 24949 28550 158 44.8% Gross Equity 2930 3829 5505 7177 10214 12329 Inflows through SIPs Total Equity -62 5282 4914 6164 12606 13911 Net Inflows 100 55.2% SIP Flows as a % 48.5% 31.6% 47.6% 43.8% 40.9% 43.2% to Gross Equity Inflows Mar-21 Net Sales M2M Impact Mar-26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 33 MFDs Remain Backbone for the Company’s Journey So Far Our value proposition has led No. of MFDs No of Individual + Corporate to increased participation and 36880 ARNs in India stood at 33308 2,03,376# with every fifth a long-standing relationship 29605 26949 MFD working with Prudent. with MFDs 23763 16853 Client It provides a value proposition to the AMCs to source business from retail investors in a cost-efficient manner as it 38,225 1,323 is spread across 156 branches, FY 21 FY 22 FY 23 FY 24 FY 25 FY 26 MF Partners SIF Partners having a significant presence in B-30 markets. Experienced cadre of MFDs MFDs Gross New SIP MFDs to Around 2/3rd of the overall No of as % of Sales Accretion Total MFD base has joined us in the MFDs MFDs (Apr-Jun (Apr-Jun MFDs AUM 2026) 2026) last five years. They have Below 5 started contributing materially 23,115 60.47% 26.43% 34.98% 39.18% years to incremental gross sales & new SIP accretion. 50 AMCs Above 5 15,110 39.53% 73.57% 65.02% 60.82% years Data as on 30th June 2026 # As on 30th June 2026 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 34 Productivity of MFD Increases Once They Cross the Rs 10 Crore Mark No. of MFDs Average Gross Sales Average Value of New Average AUM Per Client* SIPs Added Per Client* per Client* 34,660 2,60,877 9,24,615 4,801 3,310 1,08,093 3,38,839 2,220 MFDs > 10 crore MFDs < 10 crore MFDs > 10 crore MFDs < 10 crore MFDs > 10 crore MFDs < 10 crore MFDs > 10 crore MFDs < 10 crore Particulars Average Gross Sales Per Client Average Value of New SIPs Added Per Client Average AUM per Client MFDs with AUM more than 10 crore 2,60,877 4,801 9,24,615 MFDs with AUM less than 10 crore 1,08,093 3,310 3,38,839 Difference (in Times) 2.41 1.45 2.73 As MFDs mature, their productivity escalates significantly. The heightened productivity of mature MFDs propels the growth of Prudent. This trend underlines the importance of nurturing and retaining MFDs, fostering their journey to veterans. * In Rupees. As of 31st March 2026 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 35 MFDs- Diversity Bring Sustainability & Stability Deconcentrating The MFDs share MFDs Combining with Insurance MFDs Common for Insurance 3.15% Top 100 Top 50 13,530 14.69% 38,225 Top 10 9.43% Insurance POS Value proposition offered to MFDs helps increase the MFDs pie every A large MFD base & a multi-product basket platform helps MFDs to year with existing base stable. cross-sell insurance. Of the 38,225 MFDs, 13,530 MFDs are also POSPs who sell insurance products. The growing MFD base helps us to deconcentrate the overall MFD structure with top 100 MFDs contributing just 14.69% to AUM. The large MFD base presents significant opportunities to increase the POSP base and to cross-sell insurance products to their existing retail investors. As of 30th June 2026 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 36 Geographical Presence – Playing on Tier I & II Cities Getting growth from uncharted and underpenetrated markets Prudent is one of the very few national distributors (non-bank) with Our Investors Are Present Across India Except Andaman & Nicobar a presence in the B-30 market, catering to retail investors. This geography is underpenetrated, providing an opportunity to grow. 36 24% of Prudent's AUM is in B-30 markets. 100% Out of 36 Since FY18, it has opened branches in 71 locations. 44 of these are STATES & UT in B-30 markets. The mix of the physical and digital model allows it to selectively 738 target markets for expansion, especially in Tier 2 or Tier 3 cities. 98.27% Out of 751 CITIES / B-30 Penetration Presents an Opportunity to Grow DISTRICTS B-30 T-30 4,527 86.43% 24% 34% Out of 5,238 54% TALUKAS 76% 66% 17,402 90.16% 46% Out of 19,301 PINCODES Branches MFDs AUM As of 30th June 2026. As of 30th June 2026. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 37 A SIP Led Equity AUM Bringing Stability to Net Flows SIP Led AUM Provides Continuity As on Mar-26, AUM from the mutual fund business stood at Rs. 1,19,304 Cr with 96.8% of Gross Inflow via SIPs (₹ cr) SIP AUM as % of Equity AUM total AUM being equity-oriented. Gross Inflow via SIPs % as Gross Eq Inflows 44.4% S st in ay c e in i v n e d s iv t i e d d u a fo l r in l v o e n s g t e o r r s p e te ri n o d d s to 47.5% 47.6% 43.8% 40.9% 43.2% 43.8% 43.4% 43.8% 43.6% 32.9% and prefer equity-oriented schemes, Prudent banks on 41.9% them for a steady inflow of funds 12329 10214 through SIP accounts. 7177 5507 2873 3919 Historically, net sales number FY21 FY22 FY23 FY24 FY25 FY26 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 closely trails our gross sales from SIPs. Hence, SIPs provide Monthly SIP Flow(₹ cr) Live SIP’s (in Lacs) stability to net sales. 37.49 32.87 Monthly SIP flow as of March-26 is ₹ 1,188 crore. Annualising this, 25.53 we are expecting gross flows 19.66 from SIPs of Rs 14,256 crores in 1188 16.10 981 FY27, which is 12% of the FY27 726 10.14 opening AUM. 517 418 258 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 38 Statistics on Systematic Investment Pan (SIPs) Customer Profiling: How Many Investors in Prudent do SIPs Below 45 Age Group Investors Helping to Build Granular Book No. of Total Non- No of Live SIP Particulars Equity Investors AUM Equity Live SIP Amount 8.0% <25 6.5% 3.4% 3.3% 3.5% 8.0% 7.0% 26 to 35 16.4% 10.6% 12.0% 6.4% 24.7% 21.5% 38.0% 36 to 45 25.2% 22.8% 25.6% 14.6% 33.7% 32.5% 35.0% 46 to 60 29.7% 35.2% 35.5% 34.6% 26.3% 29.2% > 60 22.2% 28.1% 23.6% 41.0% 7.3% 9.7% 21.0% Investors aged below 45 years constitute 36.7% of the overall AUM. However, incrementally, their contribution is 61.0% to the Live SIP amount. This aspirational youth group can incrementally contribute towards more granular flows as financialisation of No Live SIP Only 1 SIP 2-5 SIPs Above 5 SIPs savings picks up pace. As on 31st March 2026. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 39 All Roads Lead to Profitability Consistent track record of profitable growth due to highly scalable, asset-light and cash generative business model. Total Revenue from Operations (₹ Cr) Total Operating Expenditure (₹ Cr)# Despite the regulatory changes*, Total Revenue from Operations has grown at a CAGR of 35.6% 1317 from FY21-26. 243 1104 203 177 805 Total operating expenditure has 611 113 grown at a CAGR of 28.6% from 451 89 FY21-26. Since revenues have 287 69 grown faster than operating expenses, operating margins have expanded from 19.9% in FY21 to FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY22 FY23 FY24 FY25 FY26 23.5% in FY26. Cash Flow from Operations (₹ Cr) PAT (₹ Cr) Resultantly, Profit After Tax grew at a CAGR of 37.6% from FY21-26. 215 222 196 With a 30.0% CAGR in Cash Flow 161 150 from Operations, our treasury book 127 139 reached ₹585 crore as of March 117 89 2026 — enabling us to actively 80 58 explore inorganic growth avenues. 45 FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY22 FY23 FY24 FY25 FY26 * June-18 15bps reduction in TER, Oct-18 Ban on Upfront commissions, March-19 B-30 classified as less than 2l retail only, April -19 Revised TER, B-30 incentive structure kept in abeyance from Feb-23 . # Operating expenditure includes employee cost and other expenses. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 40 Financials At Glance (In ₹ cr.) Total AUM (₹ cr) Revenue & YoY Growth % EBITDA & Margin (%) Revenue Growth EBITDA EBIDTA Margin % 119304 57.1% 103515 28.4% 19.4% 25.6% 83384 24.0% 23.8% 23.6% 37.1% 21.6% 35.6% 31.7% 56189 49473 22.1% 1,317 30846 1,104 310 262 805 611 173 193 287 451 62 115 FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY22 FY23 FY24 FY25 FY26 PAT & Margin (%) EPS (₹) Return on Equity (%) PAT PAT Margin % 53.6 47.2 33.8% 33.3% 19.1% 17.8% 17.2% 17.7% 16.9% 28.7% 28.8% 29.3% 15.8% 25.2% 33.5 28.2 222 19.4 196 139 11.0 117 80 45 FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY22 FY23 FY24 FY25 FY26 FY21 FY22 FY23 FY24 FY25 FY26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 41 Strategic Acquisitions Strategic Acquisition #1 Healthy Cash flows led to the acquisition of Mutual Fund AUM of Karvy Stock Broking Limited in all Cash deal KPIs (as on acquisition date) TOTAL AUM OF EQUITY COMPONENT OF LIVE SIPS Prudent selected as the highest bidder by the Joint Committee of Exchanges for the acquisition/ transfer of mutual fund folios or ₹8,093 cr 90.4% 1,63,751 AUM of Karvy Stock Broking Limited Aggregate amount of ₹ 151.00 cr (excluding taxes) was paid towards LIVE SIPS VALUE LIVE INVESTORS LIVE FOLIOS the acquisition Karvy MF AUM merger was completed on 28 November 2021 ₹33.87 cr p.m. 4,81,282 8,58,734 Prudent acquired mutual fund assets of iFast aggregating Strategic Acquisition #2 to Rs 517 crore at an acquisition cost of Rs 2.26 crore. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 42 Strategic Acquisitions Strategic Acquisition #3 Strong Cash Flows Support Strategic All-Cash Acquisition of Indus Capital (Pune) KPIs (as on acquisition date) Indus Capital’s clients will transition to Fundzbazar, gaining access to a wider MUTUAL FUND AUM PMS - AIF AUM ACTIVE FAMILIES GROWTH TRACK product basket and a smoother, more RECORD reliable technology platform. AUM CAGR ₹2,104 cr ₹145 cr The acquisition also brings in a 24.7% professional team with a dedicated business head, strengthening our on- (FY21–FY25) ground execution and enhancing our MONTHLY SIP BOOK EQUITY AUM SHARE capability to expand further in this market over time. 3,571 COMMISSION CAGR 30.6% ₹10.83 cr The aggregate consideration of 95% families ₹123.75 crore represents the total of (0.53% of AUM) (FY21–FY25) upfront and deferred payments, with the deferred component contingent upon the achievement of specified performance parameters. Indus Capital MF AUM merger was completed in October 2025. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 43 INVESTOR PRESENTATION Q1 FY2027 Shareholding Pattern 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 44 Shareholding Pattern Institution Names As a % to Overall Shareholding Shareholding Pattern –30th June 2026 Zulia Investments Pte Ltd (Temasek Group) 6.69% DSP Investment Managers Pvt Ltd 5.59% Kotak Mahindra Asset Management Company Ltd 5.29% 8.83% Nippon Life Asset Management Ltd 2.05% 13.98% T Rowe Price 2.04% HSBC Asset Management Company Ltd 1.72% Vanguard Asset Management 1.48% 55.31% Sundaram Mutual Fund 1.42% Tata AIA Life Insurance 1.40% 21.88% Wasatch Global Investors 1.12% HDFC Asset Management Company Ltd 1.11% Bank of India Mutual Fund 1.04% Canara Robeco Asset Management Company Ltd 0.86% Promoters DII FII Non-Institutions Mcap (in ₹ cr) (as on 24.07.26) 11,966 Face Value (₹) 5.0 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 45 INVESTOR PRESENTATION Q1 FY2027 Results Highlight 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 46 Q1 FY2027 - Result Highlights- Consolidated Crossed ₹1400 billion Equity Net Sales in Q1 FY2027 at June SIP Book Stands at LI Fresh Premiums up by ₹3,790 Crore ₹1,203 Crore 73.4% YoY AUM mark 49.9% Growth(YoY) 20.9% Growth(YoY) Consolidated revenue up by Consolidated EBITDA up by Consolidated PAT up by 18.3% YoY 32.4% YoY 44.4% YoY 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 47 Q1 FY2027 - Result Highlights- Consolidated (In ₹ cr.) Revenue & YoY Growth % EBITDA & EBITDA Margin (%) PAT & PAT Margin (%) EBITDA EBITDA Margin % PAT PAT Margin % 100.0 80.0 74.8 89.1 90.0 70.0 347.6 18.3% 32.4% 80.0 60.0 44.4% 70.0 67.3 51.8 25.6% 293.8 50.0 60.0 22.9% 21.5% 50.0 40.0 17.6% 40.0 30.0 30.0 20.0 20.0 10.0 10.0 0.0 0.0 Q1 FY2026 Q1 FY2027 Q1 FY2026 Q1 FY2027 Q1 FY2026 Q1 FY2027 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 48 Q1 FY2027 - AUM Change Average AUM of FY 2026 vs Quarterly Avg AUM (₹ cr) Current AUM 133096 133096 128020 139991 YoY 15.4% QoQ 121263 4.0% 110194 20.8% Average Aum For FY26 Current AUM Q4 FY2026 Q1 FY2027 Q1 FY2026 Q1 FY2027 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 49 Equity - AUM Movement Change in Equity AUM YoY (₹ cr) Change in Equity AUM QoQ (₹ cr) 2053 134444 3269 15172 2.9% 1.8% 15175 134444 113950 13.3% 3790 115479 13.1% 3.3% Jun-25 Net Sales M2M Impact Indus Acquisition Jun-26 Mar-26 Net Sales M2M Impact Jun-26 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 50 Q1 FY2027 - Equity & SIP Market Share in Equity AUM Ex ETF of Prudent Equity Oriented AUM % of Total AUM 96.7% 96.8% 97.0% 2.64% 2.61% 2.55% Jun-25 Mar-26 Jun-26 Jun-25 Mar-26 Jun-26 Monthly SIP Flow (₹ cr) and Market Share (%) Equity Gross SIP Inflow (₹ cr) as a % of Gross Equity Inflows Monthly SIP Book SIP Contribution Market Share Equity-Gross Inflow Via SIPs SIPs as a % to Gross Equity Inflows 51.4% 3.5% 3.6%* 3.6%* 4.0% 49.1% 39.9% 3.5% 1188 1135 @ 1203 1147 3.0% 996 2.5% 948 2.0% 3501 3570 2929 1.5% 1.0% 0.5% 0.0% Jun-25 Mar-26 Jun-26 Q1FY26 Q4FY26 Q1FY27 # STP Value as on Jun-26 stood at ₹ 140 crores, which is not included in the above number. This number is reported on an actual realisation basis. * Market share % is calculated based on SIP Contribution. @ March SIP collections of ₹1,135 crore exclude ₹35 crore of SIPs originally due at the end of February. Since 28th February was on Saturday all SIP scheduled on 28th to 31st were processed on 2nd March. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 51 Total Premium Life Insurance General Insurance ₹ 191.3 Crore ₹ 136.5 Crore ₹ 54.7 Crore Emerging Fresh Premium Life Insurance General Insurance ₹ 47.5 Crore ₹ 30.3 Crore ₹ 17.1 Crore Segment - Insurance Total Comission Life Insurance General Insurance ₹ 35.1 Crore ₹ 21.1 Crore ₹ 14.0 Crore For Quarter Ended June 2026. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 52 Treasury Book Breakup Total Investments: ₹650.8 Crores Breakdown of Total Investments Breakdown of Mutual Fund Portfolio Debt AIF Direct Equity Equity MF 1.7% 0.2% 2.0% Hybrid SIF FD & Bonds 17.5% 7.9% Mutual Funds and SIFs Debt & 90.3% Arbitrage 62.4% Hybrid MF 18.1% As on 30th June 2026. 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 53 Consolidated – Q1 FY27 Consolidated (in crore) 1QFY27 4QFY26 QoQ (%) 1QFY26 YoY (%) Quarterly Average AUM 133096 128020 4.0% 110194 20.8% Total Commission and Fee Income from (a+b+c+d) 344.3 357.9 -3.8% 291.0 18.3% Distribution of Mutual Fund Products- (a) 293.4 287.9 248.9 Distribution of Insurance Products (b) 35.1 56.9 29.1 Stock Broking and Allied Services (c) 5.6 4.7 5.0 Other Financial and Non-Financial Products (d) 10.2 8.4 8.0 Interest Income 2.2 2.1 2.2 Net Gain on Fair Value Changes 1.1 0.5 0.6 Total Revenue from Operations 347.6 360.6 -3.6% 293.8 18.3% Commission & Fees Expense 189.9 198.8 173.0 Employee Cost Ex. ESOP Charges 40.1 33.4 31.4 ESOP Charges 1.7 1.7 0.0 Other Expense 26.9 33.7 22.0 Operating Expense 258.6 267.6 -3.4% 226.5 14.2% Operating Profit 89.1 93.0 -4.2% 67.3 32.4% Operating Profit Margin (%) 25.6% 25.8% -0.2% 22.9% 2.7% Finance Cost 1.7 1.6 0.7 Depreciation 8.0 7.9 7.3 Other Income 20.8 -4.7 10.3 Impairment/(Reversal) of Financial Instruments 0.0 0.0 0.0 Profit Before Tax 100.2 78.8 27.2% 69.6 44.0% Current Tax 21.7 21.4 17.3 Deferred Tax 3.7 -1.7 0.5 Profit After Tax 74.8 59.1 26.5% 51.8 44.4% Profit After Tax Margin (%) 21.5% 16.4% 5.1% 17.6% 3.9% Earning Per Share 18.05 14.28 26.5% 12.50 44.4% 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 54 Thank You A DIVERSIFIED PLAY IN WEALTH MANAGEMENT PrudentCorporateAdvisoryServicesLtd Mr.ParthParekh Head Investor Relations e-mail:parth.parekh@prudentcorporate.com Mob:9819878413 www.prudentcorporate.com www.fundzbazar.com 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT 1.ABOUT 2.BUSINESS OVERVIEW 3.RATIONAL & STRATEGY 4.SHAREHOLDING PATTERN 5.RESULTS HIGHLIGHT