Lumpsum Calculator
Calculate lumpsum mutual fund investment returns. See year-wise growth projections with inflation adjustment.
Invested
₹5,00,000
Returns
₹10,52,924
Total Value
₹15,52,924
Growth Projection
Breakdown
Invested: ₹5,00,000
Returns: ₹10,52,924
How Lumpsum Returns Are Calculated
Future Value = P × (1 + r)n
P = Investment amount | r = Annual return rate | n = Years
P = Investment amount | r = Annual return rate | n = Years
Frequently Asked Questions
What is a lumpsum investment?
A lumpsum investment is a one-time investment of a large amount in a mutual fund or other instrument, as opposed to investing smaller amounts periodically via SIP.
Is lumpsum better than SIP?
Lumpsum can outperform SIP in a rising market since your entire capital is invested from day one. However, SIP reduces timing risk. For most investors, a mix works best.
How are lumpsum returns calculated?
Future Value = Principal × (1 + Annual Rate)^Years. This assumes annual compounding of returns.
When should I invest lumpsum?
Lumpsum works well when markets have corrected significantly (buying at lower valuations) or when you receive a windfall like bonus or inheritance.