Section 80C Planner
Calculate Section 80C tax deductions across PPF, ELSS, LIC, NPS & more. Track ₹1.5 lakh limit utilization.
Total Tax Saved
₹46,800
Total 80C
₹1,50,000
Eligible (max ₹1.5L)
₹1,50,000
Excess
₹0
80C Utilization₹1,50,000 / ₹1,50,000
Instrument Comparison
| Instrument | Lock-in | Returns | Tax on Returns |
|---|---|---|---|
| EPF (Employee PF) | 5 yrs | 8.25% | Tax-free (if 5+ yrs) |
| PPF | 15 yrs | 7.1% | Tax-free (EEE) |
| ELSS Mutual Funds | 3 yrs | 12-15%* | LTCG 12.5% above ₹1.25L |
| NSC | 5 yrs | 7.7% | Taxable |
| Life Insurance Premium | Varies | 4-6% | Tax-free (if conditions met) |
| Tax Saver FD | 5 yrs | 6.5-7% | Interest taxable |
| Sukanya Samriddhi | 21 yrs | 8.2% | Tax-free (EEE) |
| Tuition Fees | - | - | - |
| Home Loan Principal | - | - | - |