SIP Calculator
Calculate returns from SIP or plan a future goal with systematic investment
Total Investment
₹12,00,000
Est. Returns
₹11,23,391
Total Corpus
₹23,23,391
Inflation Adjusted
₹12,97,369
Growth Projection
InvestedTotal Value
Breakdown
Invested: ₹12,00,000
Returns: ₹11,23,391
Year-by-Year Breakdown
| Year | Invested | Returns | Total Value |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹3,37,570 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹4,79,790 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹6,55,266 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹8,68,215 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹11,23,391 | ₹23,23,391 |
How SIP Returns Are Calculated
FV = P × [((1 + r)n − 1) / r] × (1 + r)
P = Monthly SIP amount | r = Monthly rate (annual ÷ 12 ÷ 100) | n = Total months
P = Monthly SIP amount | r = Monthly rate (annual ÷ 12 ÷ 100) | n = Total months
This formula calculates the future value of a series of equal monthly investments, assuming returns are compounded monthly.
The inflation-adjusted value shows what your corpus would be worth in today's purchasing power, assuming 6% annual inflation.