Poonawalla Fincorp Limited

rs,

ruary 01, 2022 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001. BSE Scrip Code: 524000 National Stock Exchange of India Li

₹15,228

Leadership Team 2 1. Executive Summary Executive Summary (1/2) Business Financials ▪ AUM at ₹15,228 cr as on 31-Dec-21 | remains flat QoQ & YoY | Focused products AUM  6% QoQ to ₹11,602 cr ▪ Organic

6%

Financials ▪ AUM at ₹15,228 cr as on 31-Dec-21 | remains flat QoQ & YoY | Focused products AUM  6% QoQ to ₹11,602 cr ▪ Organic disbursement  28% YoY and  19% QoQ | Business gaining momentum with

₹11,602

s ▪ AUM at ₹15,228 cr as on 31-Dec-21 | remains flat QoQ & YoY | Focused products AUM  6% QoQ to ₹11,602 cr ▪ Organic disbursement  28% YoY and  19% QoQ | Business gaining momentum with the bouncing bac

28%

21 | remains flat QoQ & YoY | Focused products AUM  6% QoQ to ₹11,602 cr ▪ Organic disbursement  28% YoY and  19% QoQ | Business gaining momentum with the bouncing back of economy ▪ Co-Lending / Fin

19%

lat QoQ & YoY | Focused products AUM  6% QoQ to ₹11,602 cr ▪ Organic disbursement  28% YoY and  19% QoQ | Business gaining momentum with the bouncing back of economy ▪ Co-Lending / Fintech Partnersh

8.8%

rships entered with large partners; Small Ticket LAP launched; SME LAP stabilizing ▪ Q3FY22 NIM at 8.8% |  25bps YoY and  28 bps QoQ ▪ Q3FY22 Consolidated PBT of lending business of ₹136 cr |  707% Y

25bps

tered with large partners; Small Ticket LAP launched; SME LAP stabilizing ▪ Q3FY22 NIM at 8.8% |  25bps YoY and  28 bps QoQ ▪ Q3FY22 Consolidated PBT of lending business of ₹136 cr |  707% YoY and  1

28 bps

partners; Small Ticket LAP launched; SME LAP stabilizing ▪ Q3FY22 NIM at 8.8% |  25bps YoY and  28 bps QoQ ▪ Q3FY22 Consolidated PBT of lending business of ₹136 cr |  707% YoY and  10% QoQ ▪ Q3FY22

₹136

Q3FY22 NIM at 8.8% |  25bps YoY and  28 bps QoQ ▪ Q3FY22 Consolidated PBT of lending business of ₹136 cr |  707% YoY and  10% QoQ ▪ Q3FY22 ROA of lending business at 2.7% |  235 bps YoY and  18 bps

707%

t 8.8% |  25bps YoY and  28 bps QoQ ▪ Q3FY22 Consolidated PBT of lending business of ₹136 cr |  707% YoY and  10% QoQ ▪ Q3FY22 ROA of lending business at 2.7% |  235 bps YoY and  18 bps QoQ Credi

10%

s YoY and  28 bps QoQ ▪ Q3FY22 Consolidated PBT of lending business of ₹136 cr |  707% YoY and  10% QoQ ▪ Q3FY22 ROA of lending business at 2.7% |  235 bps YoY and  18 bps QoQ Credit Quality ▪ N