Prism Johnson Limited

rs,

Mumbai – 400 051. Code : PRSMJOHNSN BSE Limited, Corporate Relationship Department, P. J. Towers, Dalal Street, Fort, Mumbai – 400 023. Code : 500338 Dear Sir, Pursuant to Regulation 30 and 51

4.4%

Consolidated (Excluding RQBE) Q3 FY22 Financial Performance Snapshot www.prismjohnson.in Revenue 4.4% YoY revenue growth in Q3 FY22 led by strong growth in HRJ Division; Prism Cement revenue declin

8.4%

Y revenue growth in Q3 FY22 led by strong growth in HRJ Division; Prism Cement revenue declined 8.4% YoY due to lower sales volume Prism RMC 20.9% Prism Cement 37.4% HRJ 41.7% Revenue Mix HRJ

20.9%

th in HRJ Division; Prism Cement revenue declined 8.4% YoY due to lower sales volume Prism RMC 20.9% Prism Cement 37.4% HRJ 41.7% Revenue Mix HRJ constituted 41.7% of Q3 FY22 revenues; Prism Ce

37.4%

Prism Cement revenue declined 8.4% YoY due to lower sales volume Prism RMC 20.9% Prism Cement 37.4% HRJ 41.7% Revenue Mix HRJ constituted 41.7% of Q3 FY22 revenues; Prism Cement constituted 37.4

41.7%

t revenue declined 8.4% YoY due to lower sales volume Prism RMC 20.9% Prism Cement 37.4% HRJ 41.7% Revenue Mix HRJ constituted 41.7% of Q3 FY22 revenues; Prism Cement constituted 37.4% and Pris

₹ 15,175 million

uted 41.7% of Q3 FY22 revenues; Prism Cement constituted 37.4% and Prism RMC constituted 20.9% ₹ 15,175 million Q3 FY22 Revenue EBITDA (37.1%) YoY EBITDA decline; Cement EBITDA / ton declined from ₹ 918 to

37.1%

ent constituted 37.4% and Prism RMC constituted 20.9% ₹ 15,175 million Q3 FY22 Revenue EBITDA (37.1%) YoY EBITDA decline; Cement EBITDA / ton declined from ₹ 918 to ₹ 385 on account of lower sales

₹ 918

75 million Q3 FY22 Revenue EBITDA (37.1%) YoY EBITDA decline; Cement EBITDA / ton declined from ₹ 918 to ₹ 385 on account of lower sales volume and higher cost 14.9% 9.0% Q3FY21 Q3FY22 9.0% Q3FY2

₹ 385

Q3 FY22 Revenue EBITDA (37.1%) YoY EBITDA decline; Cement EBITDA / ton declined from ₹ 918 to ₹ 385 on account of lower sales volume and higher cost 14.9% 9.0% Q3FY21 Q3FY22 9.0% Q3FY22 EBITDA

14.9%

ent EBITDA / ton declined from ₹ 918 to ₹ 385 on account of lower sales volume and higher cost 14.9% 9.0% Q3FY21 Q3FY22 9.0% Q3FY22 EBITDA Margin EBITDA Margin 590 bps YoY EBITDA margin decline

9.0%

TDA / ton declined from ₹ 918 to ₹ 385 on account of lower sales volume and higher cost 14.9% 9.0% Q3FY21 Q3FY22 9.0% Q3FY22 EBITDA Margin EBITDA Margin 590 bps YoY EBITDA margin decline due t

Executive Summary

2

New products launched during the quarter

1

Consolidated Financials Summary

1

Note

1

Address

1

Executive Summary

Consolidated (Excluding RQBE) Q3 FY22 Financial Performance Snapshot www.prismjohnson.in Revenue 4.4% YoY revenue growth in Q3 FY22 led by strong growth in HRJ Division; Prism Cement revenue declined 8.4% YoY due to lower sales volume Prism RMC 20.9% Prism Cement 37.4% HRJ 41.7% Revenue Mix HRJ constituted 41.7% of Q3 FY22 revenues; Prism Cement constituted 37.4% and Prism RMC constituted 20.9% ₹ 15,175 million Q3 FY22 Revenue EBITDA (37.1%) YoY EBITDA decline; Cement EBITDA / ton declined from ₹ 918 to ₹ 385 on account of lower sales volume and higher cost 14.9% 9.0% Q3FY21 Q3FY22 9.0% Q3FY22 EBITDA Margin EBITDA Margin 590 bps YoY EBITDA margin decline due to lower volumes and higher cost for Prism Cement; HRJ reported healthy EBITDA margin of 12.7% ₹ 1,360 million Q3 FY22 EBITDA INVESTOR PRESENTATION For The Quarter Ended December 2021 2

Executive Summary

Consolidated (Excluding RQBE) Q3 FY22 Financial Performance Snapshot www.prismjohnson.in Working Capital Operating FCF 29 27 Q3 FY21 Q3 FY22 Cash Conversion Cycle* Working Capital Days declined from 29 days in Q3 FY21 to 27 days in Q3 FY22 ₹ 890 million Operating Free Cash Flow Operating Free Cash Flow (FCF) (pre-capex and investments) was ₹ 890 million in Q3 FY22 2.5 4 8 8 , 4 1 3 2.5 2 1.5 1 0.5 0 -0.5 -1 2.0 8 9 2 , 4 1 15, 500 15, 000 14, 500 14, 000 13, 500 13, 000 12, 500 12, 000 11, 500 11, 000 Dec-21 Dec-20 Net Debt Net Debt to TTM EBITDA Net Debt Strong Balance Sheet Net Debt to Trailing Twelve Month (TTM) ROCE EBITDA Margin decline led to ROCE# contraction from 25.3% in Q3FY21 to 10.7% in Q3 FY22 10.7% Q3 FY22 ROCE * Cash Conversion Cycle = Inventory Days + Debtor Days – Creditor Days (based on trailing twelve month [TTM] revenue) # Q3 FY21 and Q3 FY22 EBIT (including Other Income) annualised for ROCE calculation INVESTOR PRESENTATION For The Quarter Ended December 2021 3 Exe

New products launched during the quarter

• Commercial Lines: Contractor's All Risk Insurance, All Risk Insurance Policy, Electronic Equipment Insurance • Retail Lines: Group Loan Insurance for Health Added 40 partners during Q3 FY22 taking the count of total partners to 3,074 including Agents, Brokers, POSP, IMF, MISP, Web Aggregators and OEM Q3 FY22 Financial Highlights: • Gross Written Premium: ₹ 885.1 million, decline of 6% over Q3 FY21 • Profit / (Loss) After Tax: ₹ (214.1) million vs. ₹ (266.7) million in Q3 FY21 • Combined Ratio stands at 146% (vs. 139% in Q3 FY21) • Well capitalized with solvency ratio of 2.19x against regulatory minimum of 1.50x • AUM of ₹ 7.65 billion as on December 31, 2021 Update on Sale of RQBE: The regulatory approvals required for completing the transaction are yet to be received. Once the regulatory approvals are received, the parties will proceed to promptly complete the transaction. INVESTOR PRESENTATION For The Quarter Ended December 2021 15 Management Driving Several ESG & CSR Initiatives w

Consolidated Financials Summary

Strong Performance by HRJ Division Consolidated Revenue Ex RQBE (₹ million) www.prismjohnson.in 14,539 13,939 15,175 6,196 5,541 5,675 5,423 5,469 6,332 2,920 2,928 3,167 Prism Cement HRJ Prism RMC Consolidated Q3 FY21 Q2 FY22 Q3 FY22 Consolidated EBITDA Ex RQBE (₹ million) 1,303 1,119 480 765 598 807 92 7 73 2,160 1,723 1,360 Prism Cement HRJ Prism RMC Consolidated Q3 FY21 Q2 FY22 Q3 FY22 INVESTOR PRESENTATION For The Quarter Ended December 2021 18 Consolidated (Ex RQBE) Financials Summary www.prismjohnson.in Particulars (₹ million) Q3 FY21 Q2 FY22 Q3 FY22 % QoQ % YoY Consolidated (Ex RQBE) ROCE Revenue from Operations 14,539 13,939 15,175 8.9% 4.4% 25.3% 31.1% 14.0% 17.2% 10.7% EBITDA 2,160 1,723 1,360 (21.1%) (37.1%) EBITDA Margin % 14.9% 12.4% 9.0% Depreciation & Amortisation Other Income 628 64 693 105 EBIT (Incl. Other Income) 1,600 1,135 Finance Cost Net Profit* 501 745 486 523 740 109 729 450 209 6.8% 17.8% 3.6% 69.1% (35.8%) (54.5%) (7.3%) (10.1%) (60.2%) (72.0%) Net Profit Ma

Note

* Incl. Share of profit/(loss) of Associates and Joint Ventures # Working capital is calculated on 12 months trailing revenue INVESTOR PRESENTATION For The Quarter Ended December 2021 19 Inventory Creditors Debtors Working Capital Strong Balance Sheet www.prismjohnson.in Consolidated Net Debt Ex RQBE (₹ million) Debt Repayment Obligations (₹ million) 7 7 8 , 0 2 6.4 1 8 0 , 9 1 5.4 7 2 5 , 9 1 4.4 20,000 15,000 10,000 5,000 2.1 1.9 1.9 0 2 6 5 , 8 1 3.0 1.6 2 4 6 , 8 1 3.1 1.7 3 4 3 , 2 1 1.8 0.9 8 9 2 , 4 1 2.0 1.0 10.0 8.0 6.0 4.0 2.0 0.0 -2.0 FY16 FY17 FY18 FY19 FY20 FY21 9M FY22 Net Debt Net Debt / Equity Net Debt / TTM EBITDA 9 7 6 , 5 6 1 8 , 1 4 7 5 , 3 4 6 6 , 1 5 0 1 , 2 2 5 1 Original Repayment Obligation Repaid / Prepaid / Refinanced Repayment FY22E FY23E Consolidated (Ex-RQBE) Net Debt / Equity stood at 1.0x as of December 31, 2021 Consolidated (Ex-RQBE) Net Debt to Trailing Twelve Months (TTM) EBITDA stood at 2.0x as of December 31, 2021 INVESTOR PRESENTATION For The Quart

Address

“Rahejas”, Main Avenue, V. P. Road, Santacruz (W), Mumbai—400 054 Safe Harbor Certain statements in this release concerning our future growth prospects are forward-looking statements which involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The company does not undertake to update any forward-looking statement that may be made from time to time by or on behalf of the company.