IDBI Bank Limited

rs,

0411 Website : www.idbi.com The Manager (Listing) BSE Ltd., 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai — 400 001 Dear Sir/Madam, 21 si (cid:9) 2022 The Manager (Listing

Rs.756 crore

ighlights Page 4 Major Highlights for Q1 FY 2023 – Continued Balance Sheet Strengthening PAT - Rs.756 crore PBT - Rs.1093 crore Operating Profit Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. inter

Rs.1093 crore

Major Highlights for Q1 FY 2023 – Continued Balance Sheet Strengthening PAT - Rs.756 crore PBT - Rs.1093 crore Operating Profit Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. interest on IT refund) R

Rs.2052 crore

– Continued Balance Sheet Strengthening PAT - Rs.756 crore PBT - Rs.1093 crore Operating Profit Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to

Rs.2488 crore

heet Strengthening PAT - Rs.756 crore PBT - Rs.1093 crore Operating Profit Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43

3.73%

PAT - Rs.756 crore PBT - Rs.1093 crore Operating Profit Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43.44% Total C

1.03%

rating Profit Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43.44% Total CRAR –19.57% Tier 1 Capital –17.13% Total

14.80%

t Rs.2052 crore NII - Rs.2488 crore NIM – 3.73% (excl. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43.44% Total CRAR –19.57% Tier 1 Capital –17.13% Total RWA Rs.153832

43.44%

re NIM – 3.73% (excl. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43.44% Total CRAR –19.57% Tier 1 Capital –17.13% Total RWA Rs.153832 Crore Cost of deposit – 3.36% Cos

19.57%

l. interest on IT refund) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43.44% Total CRAR –19.57% Tier 1 Capital –17.13% Total RWA Rs.153832 Crore Cost of deposit – 3.36% Cost of funds – 3.63%.

17.13%

d) ROA – 1.03% ROE – 14.80% Cost to Net Income Ratio 43.44% Total CRAR –19.57% Tier 1 Capital –17.13% Total RWA Rs.153832 Crore Cost of deposit – 3.36% Cost of funds – 3.63%. CASA ratio – 55.65%

Rs.153832 Crore

– 14.80% Cost to Net Income Ratio 43.44% Total CRAR –19.57% Tier 1 Capital –17.13% Total RWA Rs.153832 Crore Cost of deposit – 3.36% Cost of funds – 3.63%. CASA ratio – 55.65% Net Advances Rs.138046 cror

“Target to achieve RoA and RoE of above 1% and 14% respectively.”

“CRAR to be maintained above 15% GNPA to be gradually brought down with recovery target of Rs.4000 crore.”

“to maintain CASA ratio above 50% Target Lateral growth in portfolio through co-lending in the geographical locations where Bank does not have reach through its own network.”

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c. Settled d. Up-gradation e. Written off Closing Balance Increment FTNPA on Net Basis Slippage Ratio (Annualized)(%) (FTNPA on Net Basis) $ Credit Cost (%) (Annualized) $ FTNPA on Net Basis – FTNPA excluding NPA upgraded in same quarter. ^ For full FY @ Negative due to reversal of provisions Q1 FY 22 Q2 FY 22 Q3 FY 22 Q4 FY 22 FY 22 Q1 FY 23 36212 35594 34408 34405 36212 34115 (Rs.Crore) 1332 100 1232 245 587 1009 599 35594 (618) 790 2.51 1.37 1438 652 786 103 1436 474 817 34408 (1186) 1176 3.88 0.27 1639 1066 573 201 297 233 1313 763 337 426 145 459 579 160 34405 34115 (290) 682 2.19 (3) 1552 5.04 1.16 5172 2155 3017 694 2779 2295 2889 34115 (2097) 4200 3.34 ^ 0.90 964 443 521 252 721 171 531 33908 (207) 843 2.50 0.52 Page 28 NCLT – Summary NCLT Admitted 47226 30533 9425 7768 100% 100% 100% 100% PCR % DA 3 and Loss DA 2, DA 1 & SSA TWO (Rs.Crore) 29754 59 17913 RBI List 1 RBI List 2 Others Total RBI List 1 RBI List 2 Others Total Asset Class of NCLT Cases Filed But Not Admitted PCR%