VAKRANGEENSE8 July 2022

Vakrangee Limited has informed the Exchange about Transcript of Analysts/Institutional Investor Meet/Con. Call

Vakrangee Limited

Vakrangee Limited “Vakrangee Corporate House”, Plot No.93, Road No.16, M.I.D.C. Marol, Andheri (East), Mumbai - 400093. Maharashtra, W: www.vakrangee.in | L:+91 22 2850 3412/+91 22 6776 5100 F: +91 22 28502017 | CIN: L65990MH1990PLC056669``

July 08, 2022

To,

Department of Corporate Relationship BSE Ltd. Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400001

Corporate Relationship Department National Stock Exchange of India Ltd. Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051

Dear Sir/Madam,

Subject: Transcript of the Conference call on financial results for quarter June 30, 2022.

Ref.: Scrip Code – 511431/VAKRANGEE

We enclose herewith a copy of the Transcript of Conference Call held on Thursday, July 07, 2022, in respect of the financial results for the quarter June 30, 2022.

The same can also be viewed at: https://vakrangee.in/pdf/Annual_and_Quarterly_Results_FY2022_23/Q1/Concall%20Transcript- VakrangeeLtd-20220707-5.30.pdf

Please take the same on record.

Thanking you

Yours faithfully,

For Vakrangee Limited

Sachin Khandekar Company Secretary (Mem. No.: A50577)

Encl.: As above

Vakrangee Limited July 07, 2022

Vakrangee Limited Earnings Conference Call July 07, 2022

Moderator:

Ladies and gentlemen, good day and welcome to the Vakrangee Limited

Q1 FY23 Earnings Conference Call. As a reminder, all participant lines will

be in the listen-only mode. There will be an opportunity for you to ask

questions after the presentation concludes. Should you need assistance

during the conference call, please signal an operator by pressing “*” then

“0” on your touchtone phone. I now hand the conference over to Mr.

Dinesh Nandwana – Managing Director and Group CEO. Thank you and

over to you, Sir.

Dinesh Nandwana: Good day dear ladies and gentlemen. It is pleasure to greet you all once

again on behalf of board of directors and senior management. We begin

by thanking all of you for having spare time in joining us here today to

discuss our first quarter earnings for the financial year 2022. Today, we

have emerged as the go to market platform for the rural India for our

various business verticals including the new age FinTech and digital

platform. We are building India’s largest last mile distribution platform

and emerging as the physical plus digital ecosystem with a Pan India

presence.

Today, we have more than 22,858 outlets it spread across 33 states, 564

districts and 5,627 postal codes. Our 84% outlets are present in deep

rural Tier-4 to 6 locations. This kind of presence makes us the partner of

choice for any new business partners who wish to make their products or

services available in rural India.

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We have a clear focus on market expansion and to stay on our first mover

advantage there by our plan is to achieve our long-term outlet expansion

target of 75,000 next-gen outlet within the next 12 to 18 months, this will

mark our presence across 100% districts and postal code of the country

and will make us India's largest last mile rural distribution platform with a

physical presence.

During the quarter we have successfully added new business partnership

with some of the marquee partners who are global leaders in their

respective businesses. We have partners with Alliance partners who will

provide assisted total health care services across our platform. Aligned

partner Vijay, World leader in insurance and assistance services. And they

would offer combination of assisted health care services to the unserved

and underserved population of India through our platform, we have also

partnered with Decathlon Sports India, a world

leader

in sports

equipment, to offer a complete range of sports equipment and product

to our customers. This account provides world class products both for

beginners as well as passionate professionals at extremely affordable

prices, with this collaboration we are strategically added a complete

booking of sports equipment product at our Kendra, making them into

one stop for all the sports goods requirement of our customers.

During the quarter we have launched new optical pricing for all our

camera model including 100% refundable deposit model for ATM services

as well as we introduce our master franchisee schemes whereby, we are

in process of appointment district to market franchisee across the

country. This new initiative would help us scale up again at a much faster

space and thereby achieve our long-term target well ahead of targeted

timelines. But we also launched an additional franchisee commission

incentive scheme. These additional incentives are target tree in nature,

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but would lead to a quick project for the franchisee, thereby creating

positive word for mouth and strong new franchisee interest. Strong word

of mouth and referral incentives along with Pan India marketing have

resulted into a higher-level formal for franchisee application. We have

received an overwhelming response for more than 60,000 fresh

applications in the current quarter. During last quarter we had launched

the pilot for total health care services. The same was also launched on

our digital platform of Bharat CG Mobile Super app which is currently

under beta trial version with limited access.

Now pilot response has been successful and results have been very

encouraging registering a 566 plus growth on quarter-on-quarter basis

during the current quarter of the total healthcare services. We see huge

potential in both of these services and we believe there would be a major

contributor going forward and both these services have superior margin

profile for the franchise as well as attractive offerings and pricing for the

end consumer. We have strong footfall and brand consumption rural

India and our customer trust with the day-to-day banking needs. During

quarter one 2023 we open the four legged plus bank account and get

more than 1.75 crore banking transactions. While currently in recent, the

Indian media banking users based is expected to grow fast at 80%

plus yearly on the next five years. There is huge under penetrated Union

market with huge retail and MSME customer base.

Further, there is a lack of trust within the current customer base

therefore physical presence and assistance is key differentiator. Going

forward we are well structured to transition into a neo bank as we plan

to launch neo banking services through our Bharat East mobile super app

platform. Through this we are focused to evolve into a unique online to

offline platform thereby there would be assistance available through the

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physical Kendra network along with the digital neo banking services.

Further, we have strong existing retail customer has in rural India and we

are focused on affordable pricing and unique online to offline consumer

excellence

With respect to the proposed demerger of the non core business of e

governance and ITES as a separate entity we would like to update that we

have received approval for demerger from strong exchange and have

now filed an application to NCLT for approval. We believe the proposed

demerger would almost the potential of the core Vakrangee Kendra

business in the current listed entity with existing business of Vakrangee

Kendra physical outlet as well as the digital platform of Bharat Easy

mobile super app. Vakrangee Kendra business in retail centric consumer

facing business it is an asset light high return on capital business and

thereby will get the proper representation post the demerger.

We believe this would lead to significant re-rating of the core business

and would maximize shareholder strength. Over the last few years, we

have undergone a huge transformational journey whereby we have made

a transaction from nonexclusive store in store format outlet to highly

recognizable standardized exclusive branded NextGen format outlet. We

believe we are now well poised and have a clear visibility for a strong

growth journey in the next few years to come. We have aligned our

strategy with one of the existing service partners to expand our presence

across the country in every Gram Panchayat level.

Coming to the quarterly results performance we have witnessed strong

operational growth on year on year as well as quarter on quarter basis

due to increase in number of outlet as well as our services return to

normalcy on the business front post pandemic. Our revenue from

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operation stood at 226.03 crore year-on-year growth of 46.75% and

quarter on quarter growth of 8.25%. Our quarterly gross transaction

value cross rupees 13,437 crores year on year growth is 25.58% quarter

on quarter growth of 6.16%. Where by our quarterly number of

transaction cross 3.48 crore year growth of 28.96% and quarter on

quarter growth of 5.78%. Our new term profitability has been impacted

and we are reinvesting our operational cash flows for announcing

franchisee incentive, our gross margin for the quarter one for financial

year 2022 have been at 9.5% and compared to 22.1% in last quarter. Our

gross margin has been impacted primarily with the launch of additional

franchisee incentive scheme.

These additional incentives are transitory in nature but would lead to

cook paper for the franchisees. There was driving this strongly franchisee

interest. The maximum impact on gross margin between this additional

incentive has been in the current quarter and would keep on reducing

over the next couple of quarter, whereby gross margin and profitability

will keep on improving henceforth in the subsequent quarter. Strong

word of mouth and raffle incentive along with Pan India marketing has

resulted into Channel 4 franchisee acquisition. We received our element

response with more than 60,000 plus application in the current quarter.

Further, we have introduced new attractive pricing for all our camera

models as well as introduce Bhaskar franchising scheme which would

help us scale as much faster pace and thereby achieving our long-term

target where I drop targeted timeline. We are confident that these

strategic initiatives will lead to significant growth in profitability in the

long run.

Vakrangee digital welfare ltd is a 100% subsidiary company of Vakrangee

Ltd. The company has launched their mobile super app best business

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platform, primarily in tag line Bharat CG app India’s super app currently

beta trial was had been launch. It is currently at beta trial version and we

intend to go fully operational live in the next 8 to 12 months. We have

made live and activated some of the key services like online shopping,

total health care services, online DEMAT account opening, civil credit

score, rating services as well as online payment card application

services. A unique differentiator and sustainable competitive advantages

whereby our digital super app platform would be able to liberate the

Vakrangee on ground ecosystem a vast well that Pan India level physical

store network over Vakrangee as point of physical assistance especially to

consumer to semi urban and rural remote location.

Vakrangee Digital also sale in the Vakrangee ecosystem with strong and

positive UPS of the strong leaders. Our NPS score is 68% as per unique

redshift research. Access to existing Vakrangee background in customer

base at 25 million active customers. Access to existing network of 22,800

plus outlet for physical assistance and consumer awareness. The unique

proposition of digital, along with physical fitness, physical would help the

digital channel to scale up fast and would significantly reduce the cost of

electing to acquiring customers physical assistance, order fulfilling and

return management of online orders. Further,

leveraging physical

presence would result into better customer interaction, strong brand

recall and better service experience and touch for the customer.

Vakrangee Limited has also been honored to be included in this year’s

Sustainability Yearbook 2022, published by S&P Global. Vakrangee has

earned “S&P Global Bronze Class” spot in the yearbook in the Corporate

Sustainability Assessment (CSA) survey. The Sustainability Yearbook 2022,

published by S&P Global is one of the world’s most comprehensive

publications providing in-depth analysis on corporate responsibility. This

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annual ranking showcases the sustainability performance of the world's

largest companies in each industry as determined by their score in the

annual Corporate Sustainability Assessment (CSA). In 2022 S&P Global

has assessed over 7,500 companies across 61 industries this year.

Vakrangee has been accepted as a signatory of the United Nations Global

Compact and we have mapped our sustainability initiatives with the

United Nation Sustainability Development Goals. Further, we have

appointed Grant Thornton as our assurance auditor for our assurance of

our integrated annual report. Global recognition we played complete

commitment

to

further enhance

its corporate governance and

transparency standards. Company has achieved global recognition across

various platforms holds a peer ESG performance and the long-term

business sustainability. Lastly, I would like to again recreate that our

profit margin has bottomed out and we are all set for sustainable,

improved growth going forward. The maximum impact of the strategic

initiatives on print margins has already been perfected in and thereby

profiting, will keep on improving. Henceforth, in the subsequent quarters,

we are confident that these initiatives sell lead to significant growth in

profitability in the long run. I would now like to take this opportunity to

thank our shareholders for their support. We can now open the floor for

question answer session thank you very much.

Moderator:

We will now begin the question-and-answer session. The first question is

from the line of Ankur Mehra from CKB capital. Please go ahead.

Ankur Mehra:

I have observed that revenue numbers of transactions and GDP is

growing at a healthy pace and there has been good growth in the

revenue in the current quarter. However, the gross profit and profitability

has been impacted in the current result compared to last quarter. Do we

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see more impact on the profitability going forward or will it keep on

getting better from current quarter? So can you please brief and provide

your guidance on profitability growth for current financial year.

Ammeet Sabarwal:

As we have already highlighted in our presentation as well as in the

Navy, is highlighted in the speech. Also, that primarily our gross profit

margins have been impacted because of the additional incentives that we

have given to our franchisee. If you see basically what was our plan in last

quarter also which we discussed in our last quarterly concall also that we

want to expand at a faster pace, so we want to achieve our target of

75,000 outlets well within the next 18 months. For that we want huge

number of new applications we want huge number of franchisee

interests. And that is where we have been focusing on how we can create

that kind of a franchisee quick payback period where they can actually

see this and there is a strong referral and strong word out mouth as well

as people are able to see that those kind of case studies in place where

franchisees are doing very high earnings. So that is what, what we have

done is we have increased the franchisee incentive sharing ratios and we

have added some additional incentives due to which if you see my gross

profit margin in last quarter was around 22% which has currently a drop

to around 9.5%, but this is the bottom so it is only going to improve

because these incentives are temporary in nature. These incentives are

additional incentive. Which are transitory and it will go away over the

next couple of quarters. So basically, every quarter on quarter you are

going to see an improvement coming into my profitability and my margin

getting back on track. So, what we have done is because of this, if you see

we have been able to have a good revenue growth even on the quarter-

on-quarter basis. Because our revenue growth has increased by almost

8% on Q-on-Q basis at the same time on a y o y basis it is almost 46%. At

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the same time, there is a huge amount of new lead generations and the

new applications that I'm able to get. So, there is a very strong word of

mouth, very strong positive awareness about the Vakrangee Kendra as a

sustainable business model at the rural location. Due to this, as I said, we

have mentioned in our presentation. Also, that we have received almost

more than 60,000 plus fresh applications in the last three to four months,

so there definitely it is having a good impact and we make sure that this

is where we are able to leverage all this and achieve our long-term target

of 75,000 outlets at the earliest. Because once we have those 75,000

outlets on boarded, then even when we reach even at our normal

normalized growth, profit margins of around 20%-25% then the jump in

my party is very significant, so we are expecting that on a longer-term

basis our profitability growth will be significant because there is going to

be an absolute growth in terms of our number of outlets. But at the same

time, specifically to your question, yes, the impact has been. 15 But this is

the most conservative margins which we have achieved, our margins are

only going to improve from henceforth basis. So, every quarter on

quarter you are going to see our margins are getting back towards our

normalized margin level. So in the next subsequent quarters. You should

see our margins getting back on track. Thank you.

Moderator:

The next question is from the line of Tejas Shah, a retail investor. Please

go ahead.

Tejas Shah:

You have told about a lot of initiatives with the company has taken to

achieve the long term targets of the company. My question is currently

22,800 plus outlets are operational and long-term target is around 75,000

outlets. What impact do we see from these initiatives and how confident

are you to achieve the set target ahead of time lines? Could you provide

some insight on the same?

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Ammeet Sabarwal:

If you see basically right now, as we said that we are currently at 22,858,

so the target is to reach 75,000 stores. So here basically our strategy has

been on the three different fronts, so what we have done is, one thing

which we have done is we have introduced these additional incentives so

that my existing franchisees base has a very quick payback period. And

then there is a strong reference because in rural locations the referral

and the word-of-mouth publicity is the best kind of marketing that can be

generated. So, we are focused on that and due to which we are also

receiving a very overwhelming response. Definitely 1 angle. The second

thing which we have done is we have also launched our new pricing, so if

you see our new pricing for the models it is very attractive pricing where

we have introduced this 100% refundable model also specifically for the

ATM services, so for ATM services we have launched a kind of model

where it's 100% refundable amount so after the tenure of the agreement

is where we do this complete 100% refund, so it's actually zero

investment firm offer entirely perspective we feel is genuine and he

wants to set up a ATM remains locality. So, at the same time, the 3rd way

or 3rd angle to it is basically where we are launching the master

franchisee initiatives. So former master franchisee again we want to scale

up at the parcel. Space, so we have divided the entire country into district

miles, so there are almost 750 plus districts in the country. So, we are

after district level master franchisees. So, in this way the master franchise

E again here the kind of we are not giving the master center is just a

onetime kind of income. We are giving them a percentage. Operator is

income on a perpetual basis till the franchises are active under them, so

that make sure that their role is end to end that they are also going to do

the monitoring of the store whether they are active on a continuous basis

at the same time they are monitoring from a compliance and regulatory

perspective also. So, our strategy 3-4 strategy, basically one is how I can

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evolve my existing franchisees based. So how I am giving them more

incentive so that they do more business since they do more business,

they earn more due to which they generate a very positive word of

mouth and positive referral impact. Second is basically new pricing where

we have introduced this innovative kind of pricing where we are saying

it's 100% refundable amount and you start the business you do the

business and from the earning itself you are able to recover your

end spending and the third is the master franchisee concept where we

are appointing a district level master franchisees where my franchisee

the master franchisee at the district level is going to appoint franchisees

under them and they are going to get an earning of the revenue sharing

from the franchise income. So, these are the three ways where we are

targeting in order to reach this number. Currently, where we stand, we

have received a very good response on the on the first two factors

master franchisees we have just recently launched. So, I think so over the

next couple of months we will have more clarity on that, but from that

perspective, if you see we have received more than 60,000 plus fresh

applications. So, I think so that gives us very encouraging risk and we feel

that we are very much confident that we will be achieving our 75,000-

store target over the next 12 to 18 months. So, I think so we have done

our homework well, we have done all the three initiatives very well. And I

think so. It's now more about prime and in the subsequent quarters you

will see the numbers coming in in terms of number of stores and that will

stick in the operating leverage which will, as my margins go back to the

normalized. Level you will see a significant

improvement

in the

profitability going forward. So yes, that is the update in terms of our

outlook for the number of stores and what has been our strategy. Thank

you.

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Moderator:

The next question

is from the

line of Viraj Joshi from MKR &

Associates. Please go ahead.

Viraj Joshi:

I've seen that Vakrangee is doing good initiatives in ESG, VAKRANGEE has

been ranked globally and achieve healthy ratings from top ESG players

across the globe. So, can you please explain the ESG rating assessment

process in detail and what are our long-term goals for the same?

Ammeet Sabarwal:

So, if you see basically. Our entire Vakrangee Kendra business model is of

creating the impact. It basically we are driving the financial inclusion,

social inclusion and digital inclusion to the unserved and underserved

parts of the country. So, if you see basically, we are providing access

to banking services our entire banking services are also environment

friendly because we are providing biometric enabled, paperless banking,

interoperable banking services, due to which the people in rural India, in

the unsub communities who are maybe literate or illiterate then may not

be knowing, reading, or writing. They can still come and open a bank

account, biting in their biometric. So, it's Aadhaar enabled payment

system. So just by putting your Social Security number, which is your

Aadhaar number and putting your biometrics people are able to open a

bank account, so we are providing that kind of access. But at the same

time, we are giving access to the services which are available to the

normal urban citizens like an Amazon or a decathlon, or medicines like

alliance or V health. We are providing the same services to the rural,

unserved, underserved communities, so we are also promoting social

inclusion and digital inclusion so the entire business model of accuracy is

of creating an impact, whether through financial inclusion, whether

through social inclusion or whether through digital inclusion. Now, in

order to access this impact, there, there are exercises which we have

done so for example, our annual reports are integrated annual reports

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where we have appointed grand content. So grand content does an

assurance audit where they do an audit on all the non-financial

parameters, which is my number of transactions, my number of outlets,

my number of ATM. How many paperless transactions we have done so

how much of carbon emissions we have; how much distance people need

to not travel? Because our outlets are there in the same village level

location so they don't need to travel large distances. So, there is a huge

amount of saving in terms of carbon emissions. So, all these things we

have been able to quantify. And 4th, this is basically where the rating

agencies or the ESG assessment agencies come in. So, players like

Sustainalytics, S&P, Global, MSI or CDP. All these are globally well

recognized assessment agencies and they have access to all kind of ESG

parameters in terms of our disclosure. In terms of our quantification of

this impact, so all these things have played a role and this has been a

journey. So, because our business model was always creating an

impact. So, we believe our philosophy or is of having a being the social

equalizer. So, no matter where you are, we are able to provide you the

same products, the same service at a much better affordable pricing, to

the unserved and underserved parts of the country. That team and that

philosophy we have been able to quantify it. So how many numbers of

stores are there where we are providing these kinds of services How

many villages, we are able to touch base how many numbers of cities and

we are able to serve and how many paperless transactions are

happening. So how much amount of questions have been saved. So, we

have been able to quantify it. We have got an external assurance to audit

the same and give a report on it and finally the risk assessment agencies

like such analytics or mercy or. Happy they do their own risk assessment

based on our disclosure and they do an independent report on that, and

that is where our efforts have been recognized over the last one year

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where we have been globally recognized as number one company in the

software and services segment, we have been recognized as the top 50

global ESG rated companies by sustainability. We have been ranked

globally number 13 in terms of overall ranking by S&P Global under the

robe. Cool Sam ESC Risk assessment survey. So that kind of a validation

has come up because our entire business model we have aligned our

entire business model to the sustainability and United Nations

sustainable development. Also, we are also a signatory member of UNGC,

which is United Nations Global Compact. So all these efforts have played

a role in order to get this kind of validation from global risk assessment

agencies. I think so. This is a journey. It is not something which has

happened in one or two months. This we have been doing over the last

for four to five years and our assurance. This is the third year of our

assurance in the current year, this year annual report will be the third

year of external restaurant being done by Grant County. So, it's an

exercise which we took up almost three years back, and this is where

now we are getting this kind of validation and it feels great that we are in

the right direction. Thank you.

Moderator:

The next question is from the line of Kunal Verma from Keyur

investment. Please go ahead.

Kunal Verma:

My question is that which are the new services you have add recently or

you are planning to add in the future and which services you see that

there is a huge potential for the future growth. Also, can you brief on the

long-term growth plan and the number of outlets we are expecting in

futures?

Ammeet Sabarwal: Basically, our business is basically we have built a last mile distribution

platform. So, when we say that we are the global market platform is

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where that we have built a distribution network of more than 2800 plus

outlets. Now any new brand or any global brand or any product or

services which needs to be. Reaching to this target audience, we can just,

uh, get on boarded onto our platform or the Vakrangee Kendra networks

and they get access to our entire customer base and our entire

infrastructure in place. So, if you see even in the current quarter, we have

added very unique global market partner. So, we have on boarded

alliance partners. So, alliance is 1 of the globally largest insurance

company. And with them, we are initiated the pilot where we are offering

this complete total health care packages for further the rural India

basically so in this it is tele video consultation services with expert doctor

in English and Hindi languages plus you get pharmacy voucher so delivery

of medicines is covered plus you get home blood test facility where you

get a full body checkup voucher for you and your family member. And

also, you get a health insurance covered or Hospice care covered up to a

certain amount and the pricing starts as low as ₹310. So, the package

starts from as low as ₹310 and goes up ₹2000 so very affordable. A very

standardized kind of service and rural India where they do not have

access to hospitals. They do not have access to expert doctor. Here we

are able to offer them it's a complete Tele video consultation with expert

doctors across different fields in your local language also that is

possible. So, this is one of the services which we have launched recently

in this current quarter one more tie up which we have done recently in

the last quarter is Decathlon so Decathlon is again one of worst largest

sport product company so where we are now bringing affordable sport

equipment accessible to the rural India. So again, this tie-up has

happened in last quarter. We are yet to begin the pilot, so we will begin

the pilot in the current quarter, but the idea is finally to roll out the

service across the entire network, and they have this entire customer in

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rural India have access to the best quality product at the most affordable

pricing so they have complete range of products ranging right from ₹199

to ₹999 where they have a complete bouquet of four goods products

which is very affordable and the quality everyone knows Decathlon is the

largest sports good company, so no need to give any introduction to

that. So, these kinds of partners are coming to us and we are joining hand

and it's a win-win situation for everyone because we are also getting

these marquee partners on board and our partners are also getting

access to this unique customer base and this unique reach to the rural

Tier 4 to tier six kind of locations. So, there will always be more and more

partnerships coming on board, but yes, definitely right now what we are

seeing as I saw in health care in health care, we are achieving really good

overwhelming response. We are growing almost 500% we grew. In just

last quarter. So, there has been a very great response to our health

care. Services and at the same time. If you see basically from our

perspective of a Decathlon, this is again a very promising service. We feel

that the demand for such kind of services is there in rural India. There are

aspirations where people want to buy the quality products at affordable

prices and that is what we strive to deliver so. I think so there would be

many more such partnerships coming in near future. So, our target is

basically that our philosophy is very simple. We have built a last mile rural

based distribution platform which we are also building a layer on it with a

digital mobile app. So, the idea is the more and more brand and the

reputed brands and the known things that we get on board. It's a vicious

circle where our cycle becomes bigger, our customer base becomes

bigger than the bigger brand comes to us, so that is how our business

model is sustainable in nature. Thank you.

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Moderator:

Please note this will be the last question for today, which is from the line

of Vikas Nahar an Retail Invester. Please go ahead.

Vikas Nahar:

Good evening everyone. Thank you for this opportunity. I would like to

thank Mr. Dinesh Nandwana for taking Vakrangee to the number one

company in this business model and I now look forward to you and your

team to take Vakrangee to be the number one in the world. Thank you,

Sir. My questions have already been answered by Mr. Ammeet in the

previous. Questions, thank you

Moderator:

Thank you. This was the last question for today. I now hand the

conference over to Mr. Ammeet Sabarwal from Vakrangee Limited for

closing comments.

Ammeet Sabarwal: Thank you everyone for taking time out and attending our quarterly

earnings call. Please feel free to reach out to us in case of any further

queries or any

further details, you can write an e-mail

to

ammeets@vakrangee.in and we will surely get back to you. Many thanks

for attending this and taking time out. Thank you.

Moderator:

Thank you on behalf of Vakrangee Limited that concludes this

conference. Thank you for joining us and you may now disconnect your

lines.

Page 17 of 17

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