One 97 Communications Limited

rs,

now. I will give you a little bit of a summary of the business model once again - we acquire customers, and we had 80 million transacting customers, and these customers in turn bring us merchants and we h

80 million

e you a little bit of a summary of the business model once again - we acquire customers, and we had 80 million transacting customers, and these customers in turn bring us merchants and we have 30 million mercha

30 million

we had 80 million transacting customers, and these customers in turn bring us merchants and we have 30 million merchants who in turn work and give commerce services to consumers. This makes our core business mo

55%

service which also grew very healthily year-on-year. And as you can see, this is a business that is 55% up year-on-year, Rs. 1,550 crores. We believe the payment stack is a stack where we help merchants

Rs. 1,550 crore

ew very healthily year-on-year. And as you can see, this is a business that is 55% up year-on-year, Rs. 1,550 crores. We believe the payment stack is a stack where we help merchants take payments in different avatar

2 lakh

gital disbursements are typically small ticket loans and we internally call these two businesses as 2 lakh rupee and two year tenure kind of loans where averages are 1 lakh plus one year and 150,000 plus on

1 lakh

ally call these two businesses as 2 lakh rupee and two year tenure kind of loans where averages are 1 lakh plus one year and 150,000 plus one year and this is what the typical ticket size remains to be in p

Rs 4,500

hich is where customers get an overdraft limit from the lender to spend, it is typically now around Rs 4,500. The good part in my opinion is that while these products have seen incredible year-on-year growth

76%

we had a very strong quarter. Our revenue growth as you've just seen from our earnings release, was 76% year-on-year. And our EBITDA before ESOP cost improved by 61% year-on-year. Just to get into that r

61%

t seen from our earnings release, was 76% year-on-year. And our EBITDA before ESOP cost improved by 61% year-on-year. Just to get into that revenue from operations was Rs. 1,914 crores, so just under a b

Rs. 1,914 crore

DA before ESOP cost improved by 61% year-on-year. Just to get into that revenue from operations was Rs. 1,914 crores, so just under a billion dollar run rate. Our contribution profit continues to improve. It's 44% o

44%

crores, so just under a billion dollar run rate. Our contribution profit continues to improve. It's 44% of revenue. A year ago this number was at 24% of revenue so a significant step change over the last