SMCGLOBALNSE19 May 2023

Smc Global Securities Limited has informed the Exchange about Investor Presentation

SMC Global Securities Limited

g- smc

Moneywise. Be wise.

SMC GLOBAL SECURITIES LIMITED

Member: NSE + BSE * MSE * NCDEX « ICEX * MCX

Clearing & Trading Member : Cash, F&O, Currency, Debt & Commodity SEBI Regn. No. : INZ 000199438 « Research Analyst No. : INH100001849 « Investment Adviser No. : INA100012491

Regd. Office : 11/6B, Shanti Chamber, Pusa Read, New Delhi-110005 Ph : +91-11-30111000, 40753333 E-mail : smc@smcindiaonline.com Website : www.smcindiaonline.com

Fax : +91-11-25754365 « CIN No. : L74899DL1994PLC063609

Date: 19.05.2023

Listing Operations BSE Limited, P J Towers, Dalal Street, Mumbai -400001, India

Listing Department National Stock Exchange of India Limited Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Bandra, (E) Mumbai - 400051

Scrip Code: 543263

Symbol: SMCGLOBAL

Dear Sir(s),

In compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 read with Schedule Ill Part A (15), please find enclosed the copy of Earnings Presentation for the quarter and year ending 31.03.2023.

You are requested to kindly take note of the same.

Thanking you,

For SMC Global Securities Limited

Suman Kumar E.V.P. (Corporate Affairs & Legal), Company Secretary & Compliance Officer (Membership No. F5824)

MUMBAI OFFICE

: A Wing, 401/402, Lotus Corporate Park, Graham Firth Steel Compound, Off Western Express Highway, Jay Coach Signal, Goregaon East

Mumbai-400063 Ph : +91-22-67341600, 66481818 Fax : +91-22-67341697 E-mail : smcmumbai@smcindiaonline.com

KOLKATA OFFICE:

18, Rabindra Sarani, Poddar Court, Gate No. 4, 5th Floor, Kolkata - 700001 Ph : +91-33-66127000 Fax : +91-33-66127004 E-mail : smckolkata@smcindiaonline.com

A SEI Initiative

ARAN

SMC Global Securities Ltd.

Earnings Presentation

Q4-FY23/ FY23

a SMC at a Glance

NEw, Noe7

Branches Across India

ee, aba;

fy E

Cities Covered 452

ae: = aati trading members 324

sna ire “Ne Funds Mutual under INR 29.92 Bn

“an”

Employees 3,925

PS 2 7

Running SIPs 69.130

jo © 5

Sub-brokers / Authorised Persons

Network of Financial Distributors

Ssmec

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III

a a

2,548

oe aot —

Insurance Policies sold 9.57.635 ee

6,928

Insurance Sremaiunn

NBFC AUM INR 9,012 Mn

=\) mn

, @

a ! é

Consolidated

Ratings: Short Term-

ICRA A1+

Long Term- ICRA A (STABLE)

Earnings Presentation

Net worth

INR 9,327Mn

5 Year Revenue CAGR*

13.43%

5 Year PAT CAGR* 18.79%

Net D/E

0.94x

¢ ¢

Allnumbers as of Q4-FY23 *Numbers as of FY23

SMC Group Overview

Moneywise. Be wise.

SMC Global Securities Ltd was established in 1994 by founders Mr. Subhash C. Aggarwal and Mr. Mahesh C. Gupta.

Over the years, the company has grown into a diversified financial services company offering brokerage services, investment banking, wealth management, & distribution broking, depository services, advisory services to corporates, institutions, high net worth individuals and other retail clients.

financing, fixed income securities,

insurance financial

of financial

products,

clearing

Consolidated Revenue (INR Mn) & EBITDA (%)

iW eaney

The company has innovative launched capabilities and best-in-class products and services.

various

digital technology-enabled

Through a strong network of approx. 2,548 Sub Brokers and Authorized Persons the company’s footprint spreads over 452 cities across India.

FY23 Revenue Pie (%)

FY20

FY21

mew

FY23

The company is governed by strong board including 6 independent directors and is run by a highly qualified and experienced management team.

SMC has had a consistent growth track record and is well poised to get larger share of the ever-growing capital markets in India.

The company’s vision is to be a global organization having a dominant position in financial & investment services through customer centric approach.

Earnings Presentation

@ Broking, Distribution & Trading

Insurance

M&NBFC

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—r Financing

SME — Loan Against Property (LAP)

SME — Working Capital Term Loan (WCTL)

a Business Structure

as “= =

_—siInsurance Broking

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SMC Global Securities Ltd.

Broking, Distribution & Trading

aa J am x

f@) ‘a>

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Clearing Services

Financial Products

Weajth Manceement

f ¥ :

Life Insurance

Equity, Commodity, Currency & Full-Service Broking

wil

Distribution

Ou,

V- \

Proprietary Trading

Fixed Income

Discount Broking

Portfolio Management

General Insurance

-& = VE

& wa

aA Ma

= (ui) 7 @ :

Investment Banking

Real Estate/ Mortgage Advisory

Institutional Broking

Research Services

SME-Asset Finance

Onward Lending

ao sooL Capital Market Funding (CMF)

@ no Gold Loan

Earnings Presentation

La kel

Gift City (IFSC)

NSE IFSC

India INX

ost

IIBX

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Top Management of SMC has Over 30 Years of experience in industry

Well established and deeply penetrated national brand with strong reputation and good recall

Group has extensive corporate relationships

Strong network of approx. 2,548 Authorized persons and Sub-brokers, with a footprint covering over 452 cities across India

Wide range of financial products under one roof

SMC has earned trust that cements “One Transaction Lifetime Relationship,” the belief that centers on managing, growing and protecting the investment of our clients for generations

Earnings Presentation

(2)

Broking, Distribution & Trading

Broking business comprises of brokerage, including discount brokerage “Stoxkart,” dealing in equities, commodities, currency derivatives and other securities on behalf of customers, clearing services across all major stock exchanges and depository services.

Distribution business encompasses distributing third-party financial products like Mutual Funds, IPOs, FPOs, Corporate FD’s and Bonds and various other capital market products.

This segment also covers wealth and portfolio management services along with providing investment banking services and advisory in real estate and mortgage / loan advisory.

The company also houses proprietary arbitrage trading through a new generation algorithmic aac lel arv Ania

Procurement and placements of debt instruments like G-Secs for various corporate clients is carried out under the fixed income desk.

SMC has banking tie ups with leading institutions like Punjab National Bank, Union Bank of India, Indian Overseas Bank, Karur Vysya Bank, Dhanlaxmi Bank as execution partners for broking services.

SMC has tied up with PNB for new brokerage plan "Discount Brokerage".

Increasing Online Penetration

Authorised Persons / Sub-Brokers

SS)Z

50%

ake

2,574

Aye)

2,548

2,230

50%

579 as

59% i

FY20

meal

Earnings Presentation

Online

ee Offline

FY23

FY20

FY21

Ful Me

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Segment Revenue® (INR Mn)

7,/19

FY20

FY21

FY22

*includes other income

FY23 Revenue Pie (%)

M Others

@ Broking & Trading

Insurance Broking

a Direct Insurance Broker registered with IRDAI SMC Insurance Brokers Pvt. (Insurance Regulatory and Development Authority of India) provides a complete array of services in Life Insurance and General Insurance Category including consulting, risk analysis, policy serving and claim settlement assistance.

Ltd. which is

SMC is one of the largest players in India in the General Insurance Retail Broking as well as for Life Insurance in India.

Moneywise. Be wise.

Segment Revenue* (INR Mn.)

3,482

2,760

2,207

2,452

FY20

FY23 *Revenue recognition changed from net to gross basis from FY18.

FY22

FY21

The company operates independently of insurance companies, representing clients and rendering impartial advice to protect client’s interests.

Customers taking insurance through SMC benefit by lower premium and/or better quality of insurance cover, expert consultancy, practical pre-sale advice and efficient post-sale services.

It provides these services through 8 branches across the country with more than 578 employees, 13,672 Point of Sales (POSs) and 294 Motor insurance Service Providers (MISPs) servicing a retail customer base of more than 9,50,000 a year.

Earnings Presentation

No. of Policies (In Thousands)

958

802

676

FY22

FY21

FY23

FY20

NBFC — Middle Layer

Inthe year 2008, SMC started providing financing services through its wholly owned subsidiary, Moneywise Financial Services Pvt. Ltd. (SMC Finance).

During the year, the Company offered wide spectrum of financial products like SME- LAP (Loan against property), SME-Onward-lending (to NBFC/MFl), SME Equipment finance (Medical & Industrial equipment’s), SMEWCTL (Unsecured business loans), Gold Loans and Loan against securities.

The Company has also entered into its first Co-lending tie-up with Central Bank of India in Q4 FY' OP aee

The Company has ventured into Gold loan business during the year and also opened its first dedicated Gold loan branch in January 2023.

Gold Loan

Ove

Consumable

Retail we

Onward ne

S13 pene

SME LAP

SME WCTL

Total

AUM (INR Mn}

Tenure (Months)

BCS” Vey ete (Range) (%)

124

178

yack

1,504

608

PaO

RAE)

9,012

10-18

eal)

‘Boo

i519 Wea

eae)

No. of Clients

7,168

322

SSS

9,316

DAH

Waster Wi)

* All numbers as of Q4-FY23 Earnings Presentation

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Segment Revenue (INR Mn)

1,370

878

985

Z ’

FY20

FY21

FY22

FY23

FY23 Lending Portfolio

@ Gold Loan

@ SME-Working Capital Term Loan (WCTL)

@ SME-Loan Against Property (LAP)

@ Capial Market Funding (CMF)

m Consumer Durable Loans

SME-Asset Finance

Direct Assignment

Onward Lending

Q4-FY23/FY23

SMC Global Financial Overview

a Q4-FY23/FY23 Key Financial Highlights

Revenue INR 3,056 Mn

EBITDA INR 626 Mn

EBITDA Margin 20.48%

Revenue

EBITDA

INR 12,167 Mn — |NR 2,699 Mn

EBITDA Margin 22.18%

PAT INR 219 Mn

PAT Margin 7.17%

Diluted EPS INR 2.11

PAT INR 1,204 Mn

PAT Margin 9.90%

Diluted EPS INR 11.25

Revenue INR 1,617 Mn

EBITDA INR 392 Mn

EBITDA Margin 2A. PAG

Revenue INR 6,792 Mn

EBITDA INR 1,821 Mn

EBITDA Margin 26.81%

PAT INR 144 Mn

PAT Margin 8.91%

Diluted EPS INR 1.40

PAT INR 934 Mn

PAT Margin 13.75%

Diluted EPS INR 8.72

Earnings Presentation

Q4-FY23/FY23 Key Operational Highlights

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General:

Income from operations grew by about 6% Y-o-Y in Q4-FY23 and by 9% Y-o-Y in FY23

Decline in EBITDA margins was due to Y-o-Y decrease in Investment Income by Rs. 319 Mn and Y-o-Y decrease in net gain on proprietary trading income by Rs. 260 Mn in FY23

Consolidated Book value per share increased to Rs. 89.1 as of FY23 from Rs. 81.9 as of FY22

Debt equity ratio stood at 0.98x

* Company is focusing on improving technological strength

Broking, Distribution & Trading:

Revenue decreased by 3.56% Y-o-Y in Q4-FY23 and by 0.53 % Y-o-Y in FY23

¢ Number of Branches increased Y-o-Y from 83 to 119 as on March 2023

Insurance:

Revenue grew by 22% Y-o-Y in Q4-FY23 and by 26% Y-o-Y in FY23

EBIT increased by 45% in Q4-FY23 and by 14% in FY23

Financing:

Loan AUM increased by 31% Y-o-Y to INR 9,012 Mn in FY23 from INR 6,904 Mn in the same period in corresponding year

Revenue increased by 24% Y-o-Y in Q4 FY23 and by 39% Y-o-Y in FY23

EBIT increased by 11% Y-o-Y in Q4 FY23 and by 65% Y-o-Y in FY23

Disbursement has increased by 99% Y-o-Y in FY23 to INR 8,583 Mn from INR 4,310 Mn in the same period in corresponding year

Earnings Presentation

a Quarterly Consolidated Income Statement

Particulars (INR Mn)

Operational Income

Total Expenses

EBITDA

3,056

2,430

626

2,897

2,172

725

5.5%

11.9%

(13.7)%

3,191

2,476

715

EBITDA Margins (%)

20.48%

25.03%

(455) Bps

22.41%

Other Income

Depreciation

Interest

PBT

Tax

Profit After tax

PAT Margins (%)

Other Comprehensive Income

Total Comprehensive Income

Basic & Diluted EPS (INR)

Earnings Presentation

269

307

219

160

515

106

409

14.3%

68.1%

(40.4)%

(17.0)%

(46.5)%

255

413

320

7.17%

14.12%

(695) Bps

10.03%

(286) Bps

221

2.11

(16)

393

3.62

(43.8)%

(41.7)%

327

3.05

(71.4)%

(32.4)%

(30.8)%

Osmec

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(4.2)%

(1.9)%

(12.4)%

(193) Bps

0.0%

4.9%

5.5%

(25.7)%

(5.4)%

(31.6)%

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Smc Global Securities Limited has informed the Exchange about Investor Presentation

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