Canara Bank

16.94%

pired by Customers driven by Digital Financial Results: Q4 (FY 2022-23) Page 1 Operating Profit 16.94% y-o-y 7,252 Net Interest Income 23.01% y-o-y 8,617 Gross NPA 5.35% y-o-y decline 216 bps Perfor

23.01%

inancial Results: Q4 (FY 2022-23) Page 1 Operating Profit 16.94% y-o-y 7,252 Net Interest Income 23.01% y-o-y 8,617 Gross NPA 5.35% y-o-y decline 216 bps Performance Highlights ₹ in Crore Net Profit

5.35%

23) Page 1 Operating Profit 16.94% y-o-y 7,252 Net Interest Income 23.01% y-o-y 8,617 Gross NPA 5.35% y-o-y decline 216 bps Performance Highlights ₹ in Crore Net Profit 90.63% y-o-y 3,175 Global B

216 bps

g Profit 16.94% y-o-y 7,252 Net Interest Income 23.01% y-o-y 8,617 Gross NPA 5.35% y-o-y decline 216 bps Performance Highlights ₹ in Crore Net Profit 90.63% y-o-y 3,175 Global Business 11.72% y-o-y 20

90.63%

y-o-y 8,617 Gross NPA 5.35% y-o-y decline 216 bps Performance Highlights ₹ in Crore Net Profit 90.63% y-o-y 3,175 Global Business 11.72% y-o-y 20,41,764 Gross Advances 16.41% y-o-y 8,62,782 5 digit

11.72%

ecline 216 bps Performance Highlights ₹ in Crore Net Profit 90.63% y-o-y 3,175 Global Business 11.72% y-o-y 20,41,764 Gross Advances 16.41% y-o-y 8,62,782 5 digit Net Profit for the first time ever

16.41%

₹ in Crore Net Profit 90.63% y-o-y 3,175 Global Business 11.72% y-o-y 20,41,764 Gross Advances 16.41% y-o-y 8,62,782 5 digit Net Profit for the first time ever during the FY 23 at ₹10,604 PCR 87

₹10,604

Advances 16.41% y-o-y 8,62,782 5 digit Net Profit for the first time ever during the FY 23 at ₹10,604 PCR 87.31 % y-o-y 314 bps RAM Credit 13.23% y-o-y 4,77,005 Net NPA 1.73% y-o-y decline 92 bps P

87.31 %

1% y-o-y 8,62,782 5 digit Net Profit for the first time ever during the FY 23 at ₹10,604 PCR 87.31 % y-o-y 314 bps RAM Credit 13.23% y-o-y 4,77,005 Net NPA 1.73% y-o-y decline 92 bps Page 2 14.2

314 bps

782 5 digit Net Profit for the first time ever during the FY 23 at ₹10,604 PCR 87.31 % y-o-y 314 bps RAM Credit 13.23% y-o-y 4,77,005 Net NPA 1.73% y-o-y decline 92 bps Page 2 14.27% y-o-y Housi

13.23%

fit for the first time ever during the FY 23 at ₹10,604 PCR 87.31 % y-o-y 314 bps RAM Credit 13.23% y-o-y 4,77,005 Net NPA 1.73% y-o-y decline 92 bps Page 2 14.27% y-o-y Housing Loan 84,364 667

1.73%

ring the FY 23 at ₹10,604 PCR 87.31 % y-o-y 314 bps RAM Credit 13.23% y-o-y 4,77,005 Net NPA 1.73% y-o-y decline 92 bps Page 2 14.27% y-o-y Housing Loan 84,364 667 bps y-o-y Return on Equity 1

“In order to align with GoI’s target of achieving 100 GW of Solar Power capacity in the country of which 40 GW to be achieved from Roof Top Solar (RTS) for residential sector, Bank has modified its guidelines for residential sector by providing subsidy along with central financial assistance.”

“similar transactions Customers will be able to make payment through linked Credit Card to a merchant by scanning the UPI QR code.”

“Canara Bank has launched the 'Canara Digital Rupee' mobile application as part of the Reserve Bank of India's Central Bank Digital Currency (CBDC) pilot project.”

Exceeded the mandated norms in respect of

1

Exceeded the mandated norms in respect of

 Total Priority (49.23% to ANBC against 40% norm)  Agriculture (22.80% to ANBC against 18% norm)  Small and Marginal Farmers (17.44% to ANBC against 9.50% norm)  Non Corporate Farmers (19.21% to ANBC against 13.78% norm)  Weaker Section (23.50% to ANBC against 11.50% norm)  Micro Enterprises (10.34% to ANBC against 7.50% norm) Page 9 RAM & Retail Credit RAM 477005 13.23% 421258 Mar'22 Mar'23 Retail Loans 140051 10.91% 126277 Mar'22 Mar'23 ₹ in Crore Page 10 Housing Loans 84364 14.27% 73828 Mar'22 Mar'23 Industry Credit Sector/Scheme Mar'22 Dec’22 Mar'23 ₹ in Crore Growth (in %) Q-o-Q Y-o-Y Infrastructure NBFC Textile Iron & Steel Commercial Real Estate Food Processing Engineering Petroleum, Coal products & Nuclear Fuels Construction Chemicals & Chemical Products 94677 106698 18991 13850 16516 13673 12063 12039 8756 5859 114682 138757 18481 16347 19990 13300 12499 12303 9215 7220 115542 138973 18055 15709 20460 12722 12245 11556 9203 6691 0.75 0.16 (2.31) (3.90) 2.35 (4.35) (2.03)