Canara Bank

15.11%

n by Digital Financial Results: Q1 (FY 2023-24) Page 1 Performance Highlights Operating Profit 15.11% y-o-y 7,604 Net Profit 74.83% y-o-y 3,535 Global Business 9.38% y-o-y 20,80,141 ₹ in Crore Gro

74.83%

: Q1 (FY 2023-24) Page 1 Performance Highlights Operating Profit 15.11% y-o-y 7,604 Net Profit 74.83% y-o-y 3,535 Global Business 9.38% y-o-y 20,80,141 ₹ in Crore Gross Advances 13.27% y-o-y 8,87,67

9.38%

ce Highlights Operating Profit 15.11% y-o-y 7,604 Net Profit 74.83% y-o-y 3,535 Global Business 9.38% y-o-y 20,80,141 ₹ in Crore Gross Advances 13.27% y-o-y 8,87,671 Net Interest Income 27.72% y-o-y

13.27%

4 Net Profit 74.83% y-o-y 3,535 Global Business 9.38% y-o-y 20,80,141 ₹ in Crore Gross Advances 13.27% y-o-y 8,87,671 Net Interest Income 27.72% y-o-y 8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89%

27.72%

siness 9.38% y-o-y 20,80,141 ₹ in Crore Gross Advances 13.27% y-o-y 8,87,671 Net Interest Income 27.72% y-o-y 8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y dec

88.04%

,141 ₹ in Crore Gross Advances 13.27% y-o-y 8,87,671 Net Interest Income 27.72% y-o-y 8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1

353 bps

ore Gross Advances 13.27% y-o-y 8,87,671 Net Interest Income 27.72% y-o-y 8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1.57% y-o-y dec

12.89%

13.27% y-o-y 8,87,671 Net Interest Income 27.72% y-o-y 8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1.57% y-o-y decline 91 bps Page

5.15%

t Income 27.72% y-o-y 8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1.57% y-o-y decline 91 bps Page 2 Key Highlights 29.37% y-o-y G

183 bps

8,666 PCR 88.04% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1.57% y-o-y decline 91 bps Page 2 Key Highlights 29.37% y-o-y Gold Loan 1,29,800 133

1.57%

% y-o-y 353 bps RAM Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1.57% y-o-y decline 91 bps Page 2 Key Highlights 29.37% y-o-y Gold Loan 1,29,800 133 bps y-o-y CRAR

91 bps

Credit 12.89% y-o-y 4,91,475 Gross NPA 5.15% y-o-y decline 183 bps Net NPA 1.57% y-o-y decline 91 bps Page 2 Key Highlights 29.37% y-o-y Gold Loan 1,29,800 133 bps y-o-y CRAR 16.24% 13.64% y-o-y H

“In order to align with GoI’s target of achieving 100 GW of Solar Power capacity in the country of which 40 GW to be achieved from Roof Top Solar (RTS) for residential sector, Bank has modified its guidelines for residential sector by providing subsidy along with central financial assistance.”

Exceeded the mandated norms in respect of

1

Exceeded the mandated norms in respect of

 Total Priority (45.59% to ANBC against 40% norm)  Agriculture (20.37% to ANBC against 18% norm)  Small and Marginal Farmers (15.08% to ANBC against 10.00% norm)  Non Corporate Farmers (16.98% to ANBC against 13.78% norm)  Weaker Section (21.54% to ANBC against 12.00% norm)  Micro Enterprises (9.90% to ANBC against 7.50% norm) Page 9 RAM & Retail Credit RAM 491475 12.89% 435346 Jun'22 Jun'23 Retail Loans 142297 10.64% 128615 Housing Loans 85884 13.64% 75578 Jun'22 Jun'23 Jun'22 Jun'23 ₹ in Crore Page 10 Industry Credit Sector/Scheme Jun’22 Mar’23 Jun’23 ₹ in Crore Growth (in %) Q-o-Q Y-o-Y Infrastructure NBFC Textile Iron & Steel Commercial Real Estate Food Processing Engineering Petroleum, Coal products & Nuclear Fuels Construction Chemicals & Chemical Products 105194 122307 18705 16473 15414 13575 12914 11840 9454 6731 115542 138973 18055 15709 20460 12722 12245 11556 9203 6691 115220 144804 17823 15564 19970 12097 13590 11670 9670 7551 (0.28) 4.20 (1.28) (0.92) (2.39) (4.91) 1