Bajaj Finserv Limited

34.18%

the same was in Rs. Million. Bajaj Group Structure Bajaj Holdings & Investment Limited (Listed) 34.18%2 Bajaj Auto Limited (Listed) Auto Business Arm 39.06%1 51% Bajaj Finserv Limited (Listed) Fin

39.06%

aj Holdings & Investment Limited (Listed) 34.18%2 Bajaj Auto Limited (Listed) Auto Business Arm 39.06%1 51% Bajaj Finserv Limited (Listed) Financial Services Arm Maharashtra Scooters Limited (Listed

51%

gs & Investment Limited (Listed) 34.18%2 Bajaj Auto Limited (Listed) Auto Business Arm 39.06%1 51% Bajaj Finserv Limited (Listed) Financial Services Arm Maharashtra Scooters Limited (Listed) Aut

52.45%

ted) Financial Services Arm Maharashtra Scooters Limited (Listed) Auto spare parts Manufacturer 52.45%3 74% 74% 80.13% 100% Bajaj Finance Limited (Listed)* Bajaj Allianz General Insurance Limi

74%

ancial Services Arm Maharashtra Scooters Limited (Listed) Auto spare parts Manufacturer 52.45%3 74% 74% 80.13% 100% Bajaj Finance Limited (Listed)* Bajaj Allianz General Insurance Limited B

80.13%

vices Arm Maharashtra Scooters Limited (Listed) Auto spare parts Manufacturer 52.45%3 74% 74% 80.13% 100% Bajaj Finance Limited (Listed)* Bajaj Allianz General Insurance Limited Bajaj Allianz

100%

m Maharashtra Scooters Limited (Listed) Auto spare parts Manufacturer 52.45%3 74% 74% 80.13% 100% Bajaj Finance Limited (Listed)* Bajaj Allianz General Insurance Limited Bajaj Allianz Life

60.69%

mited 100% 100% Bajaj Housing Finance Limited Bajaj Financial Securities Limited 1. 2. 3. 60.69% holding via promoter holding & promoter group 54.98% holding via promoter holding & promoter group

54.98%

ajaj Financial Securities Limited 1. 2. 3. 60.69% holding via promoter holding & promoter group 54.98% holding via promoter holding & promoter group 55.87% holding via promoter holding & promoter group

55.87%

holding via promoter holding & promoter group 54.98% holding via promoter holding & promoter group 55.87% holding via promoter holding & promoter group Apart from these, Bajaj Finserv (BFS) also has two o

rs,

me loans at developer points and through distributors  Focused on mass affluent and above customers, offering customized propositions to both self employed and salaried customers *Bajaj Housing Finan

25%

rformance Highlights of Q2 FY24 over Q2 FY23 (Ind AS) All Figures in Rs. Crore CY 26,023 26,023 25% PY 20,803 20,803 1,929 1,929 24% 1,557 1,557 Total Revenue (Consolidated) PAT* (Consolidated

“This does not in any way imply a forecast or expectation for FY 24.”

“Any opinion, estimate or projection constitutes a judgment as of the date of this presentation, and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.”

“No representation, warranty, guarantee or undertaking, express or implied, is or will be made as to, and no reliance should be placed on, the accuracy, completeness, correctness or fairness of the information, estimates, projections and opinions contained in this presentation.”

“By viewing this presentation you acknowledge that you will be solely responsible for your own assessment of the market and the market position of the Company and that you will conduct your own analysis and be solely responsible for forming your own view of the potential future performance of the business of the Company.”

Consolidated borrowing mix for Money Markets

1

Consolidated borrowing mix for Money Markets

Banks: Deposits: ECB stood at 46% : 32% : 21% : 1% 11 BFL Consolidated Results – Q2 FY24 Highlights Performance Highlights of Q2 FY24 over Q2 FY23 (Ind AS) All Figures in Rs. Crore CY 2,85,748 2,85,748 7.66 Crore 7.66 Crore 13,382 13,382 34% 22% 34% 3,551 3,551 28% 2,781 2,781 PY 2,12,721 2,12,721 Book Size 6.29 Crore 6.29 Crore Customer Franchise CY 1.3%1.3% 6.0%6.0% PY 1.4%1.4% Return on Assets (Non-annualized) 5.9%5.9% ROE (Non-annualized) 9,974 9,974 Total Income Profit After Tax  Capital Adequacy stands at 23.19% as of 30 Sep 2023 vs 25.13% as of 30 Sep 2022 (against the regulatory requirement of 15%)  Tier 1 Capital stands at 21.88% as of 30 Sep 2023 vs 23.14% as of 30 Sep 2022 12 BFL – Key Highlights Q2 FY 2023-24 AUM & Business Franchise Growth NIM Metrics, Liquidity and Operating Expense Credit Costs  AUM as on 30 Sep 2023 stood at Rs. 2,90,264 Cr vs Rs. 2,18,366 Cr last year (33% growth); AUM growth in Q2 FY24 was Rs. 20,167 Cr  85.3 Lakh new loans booked in Q2 FY24 as ag