Poonawalla Fincorp Limited

rs,

tober 20, 2023 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001. BSE Scrip Code: 524000 Dear Sir / Madam, National Stock

4.0%

“Technology led and customer centric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ

4.5%

nology led and customer centric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹

₹ 20,215 crore

and customer centric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY |

54%

tric approach” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15%

14%

ch” “Business construct to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM

₹ 7,807 crore

t to deliver sustainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM 11.42% +106 bps YoY | +2 bps QoQ

151%

stainable RoA of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM 11.42% +106 bps YoY | +2 bps QoQ GNPA

11%

A of 4.0% - 4.5%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM 11.42% +106 bps YoY | +2 bps QoQ GNPA 1.36% -41

₹ 230 crore

%” AUM ₹ 20,215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM 11.42% +106 bps YoY | +2 bps QoQ GNPA 1.36% -41 bps YoY | -6 bps QoQ

77%

215 crore +54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM 11.42% +106 bps YoY | +2 bps QoQ GNPA 1.36% -41 bps YoY | -6 bps QoQ NNPA

15%

54% YoY | +14% QoQ Disbursement ₹ 7,807 crore +151% YoY | +11% QoQ PAT* ₹ 230 crore +77% YoY | +15% QoQ NIM 11.42% +106 bps YoY | +2 bps QoQ GNPA 1.36% -41 bps YoY | -6 bps QoQ NNPA 0.72% -22 b

“Abhay Bhutada, an entrepreneur at the top, supported by a strong management team Targeting Prime Customer Segment • • Focused towards acquiring Prime and Super Prime Customers with no new to credit customer lending Low cost of borrowings is the key enabler for us to target this segment which in turn helps us to maintain superior asset quality as well.”

Reference

1

Reference

Investor/Analysts’ Presentation. Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘Listing Regulations’). Pursuant to Regulation 30 of the Listing Regulations, we are enclosing herewith the presentation to be made to the Investors/ Analysts on the Unaudited Financial Results of the Company for the quarter and half year ended September 30, 2023. The presentation is also being uploaded on the website of the Company at the URL https://poonawallafincorp.com/investor-financials.php in accordance with Regulation 46 of the Listing Regulations. Kindly take the above intimation on record. Thanking You, Yours faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS-13918 Poonawalla Fincorp Limited Investor Presentation Q2FY24 Scalable Business Model | Pure Retail Play | Digital-First Tech-Led | Customer Centric Agenda 1 2 3 4 5 6 Overview & Executive Summary Our Business Model Strategy Execution Business & Financial Highlights D