Radiant Cash Management Services Limited

rs,

(E), Mumbai – 400 051 To Department of Corporate Services, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001 Scrip Code: 543732, Scrip Symbol: RADIANTCMS ISIN: INE855R01021

6%

al Performance Q2FY24 and H1FY24 Results – Financial Highlights Revenue EBITDA PAT 934 935 6% Y-Y -30% Y-Y 220 206 -26% Q-Q 153 -31% Y-Y 148 143 -29% Q-Q Revenue growth impacted

30%

mance Q2FY24 and H1FY24 Results – Financial Highlights Revenue EBITDA PAT 934 935 6% Y-Y -30% Y-Y 220 206 -26% Q-Q 153 -31% Y-Y 148 143 -29% Q-Q Revenue growth impacted by slower

26%

24 Results – Financial Highlights Revenue EBITDA PAT 934 935 6% Y-Y -30% Y-Y 220 206 -26% Q-Q 153 -31% Y-Y 148 143 -29% Q-Q Revenue growth impacted by slower net retail point addi

31%

ancial Highlights Revenue EBITDA PAT 934 935 6% Y-Y -30% Y-Y 220 206 -26% Q-Q 153 -31% Y-Y 148 143 -29% Q-Q Revenue growth impacted by slower net retail point additions and revisi

29%

enue EBITDA PAT 934 935 6% Y-Y -30% Y-Y 220 206 -26% Q-Q 153 -31% Y-Y 148 143 -29% Q-Q Revenue growth impacted by slower net retail point additions and revision in pricing model

8%

83 I Q2FY23 Q1FY24 Q2FY24 Q2FY23 Q1FY24 Q2FY24 Q2FY23 Q1FY24 102 I Q2FY24 8% Y-Y 1,868 1,723 -18% Y-Y 438 359 H1FY23 H1FY24 H1FY23 H1FY24 -31% Y-Y 354 I

18%

Q2FY24 Q2FY23 Q1FY24 Q2FY24 Q2FY23 Q1FY24 102 I Q2FY24 8% Y-Y 1,868 1,723 -18% Y-Y 438 359 H1FY23 H1FY24 H1FY23 H1FY24 -31% Y-Y 354 I H1FY23 a Financial Snap

20%

be strong H1FY24 has been a period of investment and consolidation RoE and RoCE continue to be 20%+ Festive season has started off on a good note 954 Total Income (₹ mn) 153 EBITDA (₹ mn) 16

11%

nts Cash Movement (bn) 13,812 63,420 66,422 13,459 49,980 1,572 1,572 1,304 1,304 11% Y-Y 5% Q-Q 12,934 I FY22 FY23 H1FY24 FY22 FY23 H1FY24 FY22 FY22 FY23 FY23 Operational

5%

h Movement (bn) 13,812 63,420 66,422 13,459 49,980 1,572 1,572 1,304 1,304 11% Y-Y 5% Q-Q 12,934 I FY22 FY23 H1FY24 FY22 FY23 H1FY24 FY22 FY22 FY23 FY23 Operational Snapsho

INR 421

reased by 3,002 during the first half of FY24 to 66,422 Total cash movement for 2QFY24 stood at INR 421 bn (+5% q-q) helped by traction from existing as well as new client additions ' ' Added a tota

“The project aims to provide free noon meals every day to the elderly and destitute.”

“Projects undertaken in the past Reciprocity Foundation: Contributed to the foundation for the Beach Cleaning project in Chennai.”

“Project Shiksha: Interest-free education loan to deserving students of Ashraya Project villages.”

Corporate Office

1

Adjustments

1

Corporate Office

Tel. : 044-49044904 Fax · 044-48523448 'Radiant Building' lo. 4/3, Raju Magar, st Street, Okkiyam Thoralipakkam, OMR, Chennai - 600 096. E-mail : contact@radiantcashservices.com + Web ; www.radiantcashservices.com RADIANT CASH MANAGEMENT SERVICES Investor Presentation Q2FY24 and H1FY24 Disclaimer This Release / Communication, except for the historical information, may contain statements, including the words or phrases such as ‘expects, anticipates, intends, will, would, undertakes, aims, estimates, contemplates, seeks to, objective, goal, projects, should’ and similar expressions or variations of these expressions or negatives of these terms indicating future performance or results, financial or otherwise, which are forward looking statements. These forward looking statements are based on certain expectations, assumptions, anticipated developments and other factors which are not limited to, risk and uncertainties regarding fluctuations in earnings, market growth, intense competition an

Adjustments

Depreciation and Amortization expenses Provision for Gratuity Provision for Bad & Doubtful Debts Dividend Income Interest income Fixed Assets written off Profit on sale of mutual funds Profit on sale of fixed assets Interest Expense Operating Cash Flow before Working Capital Changes Net Cash Generated from / ( used in ) Operating activities FY21 FY22 FY23 H1FY24 Particulars (Rs million) FY21 FY22 FY23 H1FY24 450 521 843 330 Purchase of Property, Plant & Equipment , Intangibles (incl capital advances ) (31) (61) (59) (99) Cash Flows from Investing Activities 27 2 (6) (3) 38 10 0 - 45 9 25 6 8 7 - (11) (7) (23) Interest income Proceeds from Sale of Fixed Assets Investment in Fixed Deposits Proceeds from maturity of Fixed Deposits Investment in Fixed Deposits (Net) Proceeds from redemption of Mutual funds Investment in Mutual funds - 0 (118) (188) 115 (3) 282 - 219 31 - - 3 - - - - - (685) 175 - - - - ' + ------------------------------------------------------------------------------------