Aditya Birla Capital Limited

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Ref: No. ABCL/SD/MUM/2023-24/NOVEMBER/06 3 November 2023 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 Scrip Code: 540691 Scrip ID: ABCAPITAL Dear Sir/ Madam, th Floo

52.8%

onglomerate Diversified Financial Services Platform from a Trusted conglomerate Grasim Industries 52.8% Promoter & Promoter Group 16.3% 100% 100% 51% Listed 50% 46% Aditya Birla Finance Non Ban

16.3%

Services Platform from a Trusted conglomerate Grasim Industries 52.8% Promoter & Promoter Group 16.3% 100% 100% 51% Listed 50% 46% Aditya Birla Finance Non Bank Financial Company Aditya Birla

100%

es Platform from a Trusted conglomerate Grasim Industries 52.8% Promoter & Promoter Group 16.3% 100% 100% 51% Listed 50% 46% Aditya Birla Finance Non Bank Financial Company Aditya Birla Housi

51%

from a Trusted conglomerate Grasim Industries 52.8% Promoter & Promoter Group 16.3% 100% 100% 51% Listed 50% 46% Aditya Birla Finance Non Bank Financial Company Aditya Birla Housing Finance

50%

d conglomerate Grasim Industries 52.8% Promoter & Promoter Group 16.3% 100% 100% 51% Listed 50% 46% Aditya Birla Finance Non Bank Financial Company Aditya Birla Housing Finance 100% Housin

46%

glomerate Grasim Industries 52.8% Promoter & Promoter Group 16.3% 100% 100% 51% Listed 50% 46% Aditya Birla Finance Non Bank Financial Company Aditya Birla Housing Finance 100% Housing Fin

74%

Life AMC Aditya Birla Health Insurance Asset Management Standalone Health Insurance Listed 74% Aditya Birla Money 74% Stock & Securities broking 50% Aditya Birla Insurance Brokers1 Gener

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isted 74% Aditya Birla Money 74% Stock & Securities broking 50% Aditya Birla Insurance Brokers1 General Insurance Broking 100% Aditya Birla ARC Stressed asset platform Above is not intended t

41%

apital Limited 3 Performance highlights for Q2 FY24 Total lending1 portfolio of ` 1,08,961 Cr (↑ 41% y-o-y & ↑ 8% q-o-q) Total AUM3 of ` 4,04,354 Cr (↑ 12% y-o-y & ↑ 7% q-o-q) Gross premium4 of ` 8

8%

3 Performance highlights for Q2 FY24 Total lending1 portfolio of ` 1,08,961 Cr (↑ 41% y-o-y & ↑ 8% q-o-q) Total AUM3 of ` 4,04,354 Cr (↑ 12% y-o-y & ↑ 7% q-o-q) Gross premium4 of ` 8,388 Cr (↑ 10

12%

tal lending1 portfolio of ` 1,08,961 Cr (↑ 41% y-o-y & ↑ 8% q-o-q) Total AUM3 of ` 4,04,354 Cr (↑ 12% y-o-y & ↑ 7% q-o-q) Gross premium4 of ` 8,388 Cr (↑ 10% y-o-y) in H1 FY24 Consolidated Revenue2 a

Secured lending for dealers

1

Secured lending for dealers

Loan against property 164,000+ Registrations, ~ ` 50 Cr monthly disbursement run rate (2/3rd from ABG ecosystem) Aditya Birla Capital Limited 7 Aditya Birla Finance Aditya Birla Capital Limited 8 Performance Highlights for Q2 FY24 AUM Retail, SME & HNI loans1 NII2 PBT GS2 & GS33 ₹ 93,522 crore ↑ 44% Y-o-Y ↑ 9% Q-o-Q ₹ 62,577 crore (67% of AUM) ↑ 49% Y-o-Y ↑ 9% Q-o-Q ₹ 1,520 crore ₹ 736 crore 5.24% ↑ 50% Y-o-Y ↑ 6% Q-o-Q ↑ 51% Y-o-Y ↑ 7% Q-o-Q ↓ 326 bps Y-o-Y ↓ 22 bps Q-o-Q 5.9 mn active customers as on Sep’23 13% Y-o-Y 375 branches as of Sep’23 Sustained RoA of 2.51% 43 branches added in Q2 FY24 and RoE of 18.0% Aditya Birla Capital Limited 1Categorized basis customer segment | 2Includes fee income | 3Ratios as per financials 9 Robust Growth in Disbursements and AUM Disbursements (₹ crore) Q2 FY23 Q1 FY24 Q2 FY24 Q2 FY24 Mix Q-o-Q Y-o-Y - Unsecured business - Secured business Total Business loans Personal & consumer loans Corporate / Mid-market 1,098 4,507 5,605 3,513 3,369 1,157 4,132