Cholamandalam Investment and Finance Company Limited

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Dalal Street, Fort, Mumbai 400 001 NSE SCRIP CODE: CHOLAFIN EQ BSE SCRIP CODE: 511243 Dear Sirs, Sub: Intimation on the outcome of the Board Meeting held on 2nd November, 2023 and disclosures unde

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$9.0 B Consolidated Turnover (FY23) $38.4 B Group Market cap (as on 30th Sep 2023) 3 Sectors 29+ Businesses 10 Listed Companies 50 Countries Geographical Presence 113 Locations Manufactu

30.9 lakh

nsact with will lose, then you shall not." 7 Cholamandalam Investment & Finance Company Limited 30.9 lakh + customers 50,980 employees Helping customers enter better life Experienced team to serve more

rs 50,980

e, then you shall not." 7 Cholamandalam Investment & Finance Company Limited 30.9 lakh + customers 50,980 employees Helping customers enter better life Experienced team to serve more customers 2 lakh cus

rs 2 lakh

omers 50,980 employees Helping customers enter better life Experienced team to serve more customers 2 lakh customers in year 2000 to 30.9 lakh plus customers till date 200 plus employees in year 2000 to 50

Rs. 1.34 lakh

to 30.9 lakh plus customers till date 200 plus employees in year 2000 to 50,000+ employees today Rs. 1.34 lakh Cr. Total AUM Rs. 100k+ Cr. market cap 1267 branches Healthy ROA of 3.3% PAT – 10 CAGR of 25% f

Rs. 100

till date 200 plus employees in year 2000 to 50,000+ employees today Rs. 1.34 lakh Cr. Total AUM Rs. 100k+ Cr. market cap 1267 branches Healthy ROA of 3.3% PAT – 10 CAGR of 25% from FY14 to FY23 Rapid

3.3%

ployees today Rs. 1.34 lakh Cr. Total AUM Rs. 100k+ Cr. market cap 1267 branches Healthy ROA of 3.3% PAT – 10 CAGR of 25% from FY14 to FY23 Rapid market cap growth Strong geographical presence Fro

25%

lakh Cr. Total AUM Rs. 100k+ Cr. market cap 1267 branches Healthy ROA of 3.3% PAT – 10 CAGR of 25% from FY14 to FY23 Rapid market cap growth Strong geographical presence From Rs. 840 Cr. in year

Rs. 840

PAT – 10 CAGR of 25% from FY14 to FY23 Rapid market cap growth Strong geographical presence From Rs. 840 Cr. in year 2008 to Rs. 100k+ Cr. in 2023 Across 28 states/Union Territories 89% presence across

89%

esence From Rs. 840 Cr. in year 2008 to Rs. 100k+ Cr. in 2023 Across 28 states/Union Territories 89% presence across tier III—VI towns Diversified product portfolio Highly experienced management

Rs.1000

zaar dealer platform • Digital Data Centre setup 2018 • Gen 3 scoring model 2019 • PAT crossed Rs.1000 Cr • HL platform digitization • HRMS SaaS solution • AI/ML based scoring model • Inspite of Covid

“market cap 1267 branches Healthy ROA of 3.3% PAT – 10 CAGR of 25% from FY14 to FY23 Rapid market cap growth Strong geographical presence From Rs.”

“Post the Capital raise in October 2023, the Capital Adequacy ratio will be more than 20% and Tier I will be more than 16.5%.”

“We expect this segment to have single digit growth this year due to uneven rainfall.”

“El-Nino the ▪ ▪ 35 Auto Industry Outlook Trend in Domestic LCV Sales Trend in Domestic SCV Sales Chola 4 year CAGR 2% Industry YoY growth rate -8% CAGR @ 5% CAGR @ 10% • • • • Replacement demand, last-mile transport requirements and positive macroeconomic environment.”

“Post the Capital raise, the Capital Adequacy ratio will be more than 20% and Tier I will be more than 16.5%.”

“There can be no assurance that future developments affecting Cholamandalam Investment and Finance Company Ltd and its subsidiaries will be those anticipated by management.”

“Cholamandalam Investment and Finance Company Ltd does not intend and is under no obligation, to update any particular forward- looking statement included in this presentation.”

Unaudited financial results

1

Unaudited financial results

Unaudited financial results (Standalone and Consolidated) for the quarter and half-year ended 30th September, 2023 in respect of which we are uploading the following as prescribed under Regulation 33 of the Listing Regulations: a) The detailed format of the unaudited financial results as per the listing regulations. The financial results will also be published as per the format prescribed in the listing regulations; b} Limited Review report from the Joint statutory auditors; M/s. Price Waterhouse LLP and M/s. Sundaram & Srinivasan, Chartered Accountants; c) Statement of assets and liabilities and statement of cash flows as at 30th September, 2023 under Regulation 52(2A) of the Listing Regulations; d) Disclosures under Regulations 32, 52(4), 52(7), 52(7A), 54(2) and 54(3} of SEBI Listing Regulations; and e) Press release with regard to the above financial results being released for publication. Cholamandalam Investment and Finance Company Ltd. "Chola Crest", C54-55 & Super B-4, Thiru-Vi