CSB Bank Limited

rs,

SEC/023/2025 January 28, 2025 BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400001. Scrip code: 542867 Dear Sir/Madam, National Stock Exchange of Ind

₹ 43,109

21 Digital Penetration 31 ESG Awards 33 34 Performance Highlights – Q3 FY25 ₹ 43,109 Cr Balance Sheet Size ₹ 28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Busines

₹ 28,915

SG Awards 33 34 Performance Highlights – Q3 FY25 ₹ 43,109 Cr Balance Sheet Size ₹ 28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o

₹ 33,407

Performance Highlights – Q3 FY25 ₹ 43,109 Cr Balance Sheet Size ₹ 28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr To

₹ 62,322

hts – Q3 FY25 ₹ 43,109 Cr Balance Sheet Size ₹ 28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr N

30%

Balance Sheet Size ₹ 28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹

26%

et Size ₹ 28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹ 219 Cr Non

22%

28,915 Cr Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹ 219 Cr Non Interest I

24%

Gross Advances ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹ 219 Cr Non Interest Income ₹ 15

₹ 1,139

ces ₹ 33,407 Cr Deposits ₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹ 219 Cr Non Interest Income ₹ 152 Cr Profit Aft

₹ 375

₹ 62,322 Cr Total Business 30% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹ 219 Cr Non Interest Income ₹ 152 Cr Profit After Tax 28% Y-o-Y 2% Y-

₹ 219

0% Y-o-Y 26% Y-o-Y 22% Y-o-Y 24% Y-o-Y ₹ 1,139 Cr Total Income ₹ 375 Cr Net Interest Income ₹ 219 Cr Non Interest Income ₹ 152 Cr Profit After Tax 28% Y-o-Y 2% Y-o-Y 75% Y-o-Y 1% Y-o-Y 21.08

“New Core Banking System (Flexcube) from Oracle is under implementation and will be ready in Q1 FY26.”

“New Finance System, Oracle General Ledger is under implementation and will be ready in Q1 FY26.”

“New Risk Management System, Oracle OFSAA is under implementation and will be ready in Q3 FY26 Surround Systems Transformation Cybersecurity Systems Transformation 1.”

“Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.”

Rolled out in three phases

1

Rolled out in three phases

Sustain, Build, and Scale Sustain Core Strengths Build Scale Platforms for Future Execute with Guardrails Sustain and Build Phase (Till FY26) ▪ ▪ ▪ ▪ Expand operations pan-India Build new-age technology platform Enhanced product suite Strong liability franchise ▪ Continued focus on gold loan ▪ ▪ Process re-engineering Strengthened risk management framework Company Overview Strategy Business Overview Financials Digital Penetration ESG Awards 11 Driven by SBS 2030 (contd.) Sustain Core Strengths Build Scale Platforms for Future Execute with Guardrails Building for Scale Phase (FY27 to FY30) Transform into full-service new age private sector bank Enhanced product suite across all customer segments ▪ ▪ ▪ Customer centricity at heart ▪ ▪ Connecting ecosystem: partnerships and alliances ▪ Create value Focus on innovation and collaboration Company Overview Strategy Business Overview Financials Digital Penetration ESG Awards 12 Driven by SBS 2030 (contd.) Key Enablers Good Governance Structure