Canara Bank

9.30%

e₹ Driving Customer Delight & Growth Digitally Page 1 Performance Highlights Global Business 9.30% y-o-y 24,19,171 Global Deposits 8.44% y-o-y 13,69,465 Global Advances 10.45% y-o-y 10,49,706 ₹

8.44%

Digitally Page 1 Performance Highlights Global Business 9.30% y-o-y 24,19,171 Global Deposits 8.44% y-o-y 13,69,465 Global Advances 10.45% y-o-y 10,49,706 ₹ in Crore Operating Profit 15.15% y-o-y

10.45%

hts Global Business 9.30% y-o-y 24,19,171 Global Deposits 8.44% y-o-y 13,69,465 Global Advances 10.45% y-o-y 10,49,706 ₹ in Crore Operating Profit 15.15% y-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PC

15.15%

posits 8.44% y-o-y 13,69,465 Global Advances 10.45% y-o-y 10,49,706 ₹ in Crore Operating Profit 15.15% y-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline

12.25%

Global Advances 10.45% y-o-y 10,49,706 ₹ in Crore Operating Profit 15.15% y-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y

91.26%

-o-y 10,49,706 ₹ in Crore Operating Profit 15.15% y-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2

225 bps

6 ₹ in Crore Operating Profit 15.15% y-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2 Key Highligh

3.34%

ating Profit 15.15% y-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2 Key Highlights ₹ in Crore 1

105 bps

-o-y 7,837 Net Profit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2 Key Highlights ₹ in Crore 12.32 % y-o-y RAM Credi

0.89 %

rofit 12.25% y-o-y 4,104 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2 Key Highlights ₹ in Crore 12.32 % y-o-y RAM Credit 5,95,789 35.4

43 bps

04 PCR 91.26% y-o-y 225 bps Gross NPA 3.34% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2 Key Highlights ₹ in Crore 12.32 % y-o-y RAM Credit 5,95,789 35.46% y-o-y Retail Credi

12.32 %

% y-o-y decline 105 bps Net NPA 0.89 % y-o-y decline 43 bps Page 2 Key Highlights ₹ in Crore 12.32 % y-o-y RAM Credit 5,95,789 35.46% y-o-y Retail Credit 2,08,116 12.26% y-o-y Housing Loan 1,03,05

Exceeded the mandated norms in respect of

1

Bank has in place

1

Exceeded the mandated norms in respect of

 Total Priority (44.33% to ANBC against 40% norm)  Agriculture (21.04% to ANBC against 18% norm)  Small and Marginal Farmers (14.35% to ANBC against 10.00% norm)  Non Corporate Farmers (17.12% to ANBC against 13.78% norm)  Weaker Section (20.43% to ANBC against 12.00% norm)  Micro Enterprises (10.23% to ANBC against 7.50% norm) Page 9 RAM & Retail Credit RAM 595789 12.32% 530444 Dec'23 Dec-24 Retail Loans 208116 35.46% 153640 Dec'23 Dec'24 ₹ in Crore Page 10 Housing Loans 103053 12.26% 91800 Dec'23 Dec'24 Industry Credit Sector/Scheme Dec'23 Sep'24 Dec'24 Infrastructure NBFC Textile Iron & Steel Commercial Real Estate Food Processing Engineering Petroleum, Coal products & Nuclear Fuels Construction Chemicals & Chemical Products 126697 135872 128931 127976 132672 142731 18805 17210 20643 12202 13699 11015 10291 10196 19074 17569 24019 12206 13830 10467 9196 11313 19224 18226 25332 12632 14211 7524 9306 11400 ₹ in Crore Growth (%) Q-o-Q Y-o-Y 2.90 11.53 0.79 3.74 5.47 3.49 2.75 4.7

Bank has in place

 Board approved ESG Policy.  Green Deposit Policy & Lending Framework.     Published its second BRSR report as part of Annual Report for FY 2023-24. Published maiden Sustainability Report for FY to 2023-24 highlighting Bank’s commitment social environmental responsibility, and ethical governance. stewardship, Bank has a Chief Ethics Officer and an exclusive is in place to oversee the ‘Ethics Section’ implementation of business ethics in the organization. Bank has been recognized for “Excellent Practices and Adoption of ESG Initiatives” at the 2nd ICC Emerging Asia Conclave 2024, organized by the Indian Chamber of Commerce. Page 37 Driving Customer Delight & Growth Digitally Distribution Network Page 38 Distribution Network Parameters General Branches(a) Specialised Branches(b) Total Domestic Branches(a+b) Overseas Branches BC Points Total Banking Outlets ATM Recycler Presence across Urban & Rural areas Dec’24 Semi-Urban 2887 29% Urban 1938 20% Rural 3129 32% Metro 1862 19% Dec'23