RBL Bank Limited

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January 18, 2025 BSE Limited, 1st Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Script Code: 540065 National Stock Exchange of India Limited, Exc

1 CRORE

nefit of a U.S. person. ALL FIGURES IN THIS DOCUMENT ARE IN INR CRORE UNLESS MENTIONED OTHERWISE ; 1 CRORE = 10 MILLION 2 Glossary and Key Notes Aadhaar Enabled Payment System Agribusiness Banking Applic

10 MILLION

U.S. person. ALL FIGURES IN THIS DOCUMENT ARE IN INR CRORE UNLESS MENTIONED OTHERWISE ; 1 CRORE = 10 MILLION 2 Glossary and Key Notes Aadhaar Enabled Payment System Agribusiness Banking Application Program

1 Crore

mercial Banking Central Board for Direct Taxes Credit Card Chief Executive Officer Core Equity Tier 1 Crore Capital to Risk Weighted Assets Ratio Corporate Social Responsibility Fixed Income, Currency and Co

3%

ts Highlights for the Q3 FY25 Operating performance • Net Interest Income (NII) for Q3 FY25 grew 3% YoY to Rs. 1,585 crore, NIM was 4.90% • Other Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore •

Rs. 1,585 crore

ghts for the Q3 FY25 Operating performance • Net Interest Income (NII) for Q3 FY25 grew 3% YoY to Rs. 1,585 crore, NIM was 4.90% • Other Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore • Operating Profit for Q3

4.90%

rating performance • Net Interest Income (NII) for Q3 FY25 grew 3% YoY to Rs. 1,585 crore, NIM was 4.90% • Other Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore • Operating Profit for Q3 FY25 grew 30%

38%

ome (NII) for Q3 FY25 grew 3% YoY to Rs. 1,585 crore, NIM was 4.90% • Other Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore • Operating Profit for Q3 FY25 grew 30% YoY to Rs. 997 crore • Net Profit w

Rs. 1,073 crore

or Q3 FY25 grew 3% YoY to Rs. 1,585 crore, NIM was 4.90% • Other Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore • Operating Profit for Q3 FY25 grew 30% YoY to Rs. 997 crore • Net Profit was Rs. 33 crore for Q3

30%

.90% • Other Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore • Operating Profit for Q3 FY25 grew 30% YoY to Rs. 997 crore • Net Profit was Rs. 33 crore for Q3 FY25 after additional provision on JLG l

Rs. 997 crore

r Income for Q3 FY25 grew 38% YoY to Rs. 1,073 crore • Operating Profit for Q3 FY25 grew 30% YoY to Rs. 997 crore • Net Profit was Rs. 33 crore for Q3 FY25 after additional provision on JLG loans Retail led loan

Rs. 33 crore

Y to Rs. 1,073 crore • Operating Profit for Q3 FY25 grew 30% YoY to Rs. 997 crore • Net Profit was Rs. 33 crore for Q3 FY25 after additional provision on JLG loans Retail led loan growth • Advances grew by 13

Financial literacy

1

Financial literacy

• • Bank runs flagship 'Saksham' program with NGO partners The program creates awareness on savings, budgeting, safety, responsible borrowings etc. 100% of the beneficiaries under this program are women in residing in rural locations Adoption of digital literacy as cornerstone of our financial literacy programmes • • Sustainable Finance & financial inclusion products • • • • Climate smart loans for renewables, waste energy projects Strong micro banking presence hitherto unbanked women Funding Sustainable Agricultural Practices and Business Enhancing rural financial inclusion through tractor and farm equipment financing 2 Corporate Social Responsibility • • Asia Money recognized RBL as India's best bank for CSR 2023 Bank has funded projects across 3 thematic areas, namely 3 projects in Health, 4 projects in Education and 2 projects in Livelihoods Opportunities (H.E.LO. acronym) • More than 25000+ lives touched during 9M FY 25 39 Annexures Experienced Board of Directors Mr. Chandan Sinha