ICICI Lombard General Insurance Company Limited

₹ 206.23 billion

5 are not comparable with prior years.  Gross Direct Premium Income (GDPI) of the Company was at ₹ 206.23 billion in 9M FY2025 compared to ₹ 187.03 billion in 9M FY2024, a growth of 10.3%, which was higher than

₹ 187.03 billion

Gross Direct Premium Income (GDPI) of the Company was at ₹ 206.23 billion in 9M FY2025 compared to ₹ 187.03 billion in 9M FY2024, a growth of 10.3%, which was higher than the industry growth of 7.8%. Excluding the

10.3%

ompany was at ₹ 206.23 billion in 9M FY2025 compared to ₹ 187.03 billion in 9M FY2024, a growth of 10.3%, which was higher than the industry growth of 7.8%. Excluding the impact of 1/n, GDPI of the Comp

7.8%

to ₹ 187.03 billion in 9M FY2024, a growth of 10.3%, which was higher than the industry growth of 7.8%. Excluding the impact of 1/n, GDPI of the Company grew by 11.9% for 9M FY2025. o GDPI of the Com

11.9%

higher than the industry growth of 7.8%. Excluding the impact of 1/n, GDPI of the Company grew by 11.9% for 9M FY2025. o GDPI of the Company was at ₹ 62.14 billion in Q3 FY2025 as against ₹ 62.30 bill

₹ 62.14 billion

the impact of 1/n, GDPI of the Company grew by 11.9% for 9M FY2025. o GDPI of the Company was at ₹ 62.14 billion in Q3 FY2025 as against ₹ 62.30 billion in Q3 FY2024, a de-growth of 0.3%, as against the industry

₹ 62.30 billion

grew by 11.9% for 9M FY2025. o GDPI of the Company was at ₹ 62.14 billion in Q3 FY2025 as against ₹ 62.30 billion in Q3 FY2024, a de-growth of 0.3%, as against the industry growth of 9.5%. Excluding the impact of

0.3%

ompany was at ₹ 62.14 billion in Q3 FY2025 as against ₹ 62.30 billion in Q3 FY2024, a de-growth of 0.3%, as against the industry growth of 9.5%. Excluding the impact of 1/n, GDPI of the Company grew by

9.5%

5 as against ₹ 62.30 billion in Q3 FY2024, a de-growth of 0.3%, as against the industry growth of 9.5%. Excluding the impact of 1/n, GDPI of the Company grew by 4.8% for Q3 FY2025.  Combined ratio w

4.8%

as against the industry growth of 9.5%. Excluding the impact of 1/n, GDPI of the Company grew by 4.8% for Q3 FY2025.  Combined ratio was at 102.9% for 9M FY2025 compared to 103.7% for 9M FY2024.

102.9%

uding the impact of 1/n, GDPI of the Company grew by 4.8% for Q3 FY2025.  Combined ratio was at 102.9% for 9M FY2025 compared to 103.7% for 9M FY2024. o Combined ratio was at 102.7% in Q3 FY2025 as

103.7%

the Company grew by 4.8% for Q3 FY2025.  Combined ratio was at 102.9% for 9M FY2025 compared to 103.7% for 9M FY2024. o Combined ratio was at 102.7% in Q3 FY2025 as against 103.6% in Q3 FY2024.

Mailing Address

2

Registered Office

2

Operating Performance Review

1

Ratios

1

Notes

1

Safe harbor

1

Mailing Address

601 & 602, 6th Floor, Interface 16, New Linking Road, Malad(West), Mumbai - 400064 CIN: L67200MH2000PLC129408

Registered Office

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025 Toll free No.: 1800 2666 Alternate No.: +918655222666 (Chargeable) Email: customersupport@icicilombard.com Website: www.icicilombard.com You are requested to kindly take the same on your records. Thanking you. Yours faithfully, For ICICI Lombard General Insurance Company Limited Vikas Mehra Company Secretary Encl. As above IRDA Reg. No. 115

Mailing Address

601 & 602, 6th Floor, Interface 16, New Linking Road, Malad(West), Mumbai - 400064 CIN: L67200MH2000PLC129408

Registered Office

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025 Toll free No.: 1800 2666 Alternate No.: +918655222666 (Chargeable) Email: customersupport@icicilombard.com Website: www.icicilombard.com PERFORMANCE FOR THE QUARTER AND NINE MONTHS ENDED DECEMBER 31, 2024 January 17, 2025 With effect from October 1, 2024 Long-term Products are accounted on a 1/n basis, as mandated by IRDAI, hence Q3 & 9M FY2025 are not comparable with prior years.  Gross Direct Premium Income (GDPI) of the Company was at ₹ 206.23 billion in 9M FY2025 compared to ₹ 187.03 billion in 9M FY2024, a growth of 10.3%, which was higher than the industry growth of 7.8%. Excluding the impact of 1/n, GDPI of the Company grew by 11.9% for 9M FY2025. o GDPI of the Company was at ₹ 62.14 billion in Q3 FY2025 as against ₹ 62.30 billion in Q3 FY2024, a de-growth of 0.3%, as against the industry growth of 9.5%. Excluding the impact of 1/n, GDPI of the Company grew by 4.8% for Q3 FY202

Operating Performance Review

(₹ billion) Financial Indicators Q3 FY2024 Q3 FY2025 Growth % 9M FY2024 9M FY2025 Growth % 62.30 5.74 4.31 62.14 9.60 7.24 -0.3% 67.3% 67.9% 187.03 18.57 13.99 206.23 26.53 19.99 10.3% 42.8% 42.9% GDPI PBT PAT

Ratios

FY2024 247.76 25.55 19.19 Financial Indicators ROAE – Annualised Combined Ratio (CoR)* Q3 FY2024 Q3 FY2025 9M FY2024 9M FY2025 FY2024 17.2% 103.3% 20.8% 102.9% 15.3% 103.6% 17.1% 103.7% 21.5% 102.7% *Excluding the impact of CAT losses of ₹ 0.54 billion in Q3 FY2024, the combined ratio was 102.3%, there were no CAT losses for Q3 FY2025. Excluding the impact of CAT losses of ₹ 1.37 billion in 9M FY2024 and ₹ 0.94 billion in 9M FY2025, the combined ratio was 102.6% and 102.3% respectively.