POONAWALLANSEQ3FY25January 31, 2025

Poonawalla Fincorp Limited

4,342words
3turns
0analyst exchanges
0executives
Key numbers — 40 extracted
rs,
nuary 31, 2025 BSE Limited Corporate Relationship Department 25th Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai - 400 001. BSE Scrip Code: 524000 Dear Sir / Madam, National Stock
₹30,984
wards 1. Key Highlights Financial Highlights Robust AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr
41%
y Highlights Financial Highlights Robust AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85%
9%
ghts Financial Highlights Robust AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps
₹672
nancial Highlights Robust AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps
22%
ighlights Robust AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪
4%
s Robust AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪ ▪ ▪
₹373
AUM growth led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪ ▪ ▪ ▪ ▪ ▪ Co
7%
th led by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪ ▪ ▪ ▪ ▪ ▪ Consiste
34%
by right mix AUM NII PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪ ▪ ▪ ▪ ▪ ▪ Consistent growt
25.89%
PPoP ₹30,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪ ▪ ▪ ▪ ▪ ▪ Consistent growth in AUM led by right produc
₹19
0,984 Cr 41% YoY 9% QoQ ₹672 Cr 22% YoY 4% QoQ ₹373 Cr 7% YoY 34% QoQ CAR PAT GNPA 25.89% ₹19 Cr 1.85% 52bps YoY 25bps QoQ ▪ ▪ ▪ ▪ ▪ ▪ Consistent growth in AUM led by right product mix
Guidance — 1 items
Reference
opening
Business Overview Our Vision and Mission To be the Most Trusted Financial Services brand ➢ Trust: Denotes legacy and brand promise ➢ Financial Services: Holistic term that broadly defines the current and future business Vision expansion To help our customers succeed financially, and our values guide everything we do: Ethics, Integrity, Inclusion, Teamwork and strive to be the financial partner of choice for our customers, aiming to make a positive impact in our communities.
Advertisement
Risks & concerns — 4 flagged
AI-enabled tools for continuous support to employees from Onboarding to Career Development Focus on employee wellbeing Empowering Managers Managers to be equipped with AI-driven insights empowering decision making Our Culture Customer-First Governance-First Risk-First AI-First Impact Increased engagement with employees promoting their learning and development, navigation of career paths, and informed career choices Better outcomes for both the candidates and our hiring process.
Employee Lifecycle Management
Operational Risk Regulatory Risk Fraud Risk Infosec Risk Risk Management Strategy Focus on Retail Lending Creating a granular retail loan portfolio with low concentration risk and prudent mix of secured and unsecured offerings Product Diversification Diversification of product portfolio for risk-calibrated growth; Catering to all segments of the economy viz.
Employee Lifecycle Management
Bhaskar Pandey Chief Risk Officer Education: MBA– HR and BE Experience: CSB Bank, HDFC Bank Education: MBA and MCA Experience: HDFC Bank Mr.
Employee Lifecycle Management
Governance We are committed to strong governance that encompasses all of our business drivers, including strategic depth, code of conduct, board membership, risk management, and guiding principles.
Employee Lifecycle Management
Speaking time
Subject
1
Reference
1
Employee Lifecycle Management
1
Advertisement
Opening remarks
Reference
Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘SEBI Listing Regulations’) Pursuant to Regulation 30 of the SEBI Listing Regulations, we are enclosing herewith the presentation to be made to the Investors/Analysts for the quarter and nine months ended December 31, 2024. The presentation is also being uploaded on the website of the Company at the URL https://poonawallafincorp.com/investor-financials.php in accordance with Regulation 46 of the SEBI Listing Regulations. Kindly take the above intimation on record. Thanking You, Yours faithfully, For Poonawalla Fincorp Limited Shabnum Zaman Company Secretary ACS-13918 Classification | INTERNAL Q3FY25 Investor Presentation January 31,2025 Sustainable | Predictable | Productive Disclaimer This presentation and the accompanying slides (the "Presentation") have been prepared by Poonawalla Fincorp Ltd. (the "Company") solely for informational purposes. They do not constitute an offer, recommendatio
Employee Lifecycle Management
AI-enabled tools for continuous support to employees from Onboarding to Career Development Focus on employee wellbeing Empowering Managers Managers to be equipped with AI-driven insights empowering decision making Our Culture Customer-First Governance-First Risk-First AI-First Impact Increased engagement with employees promoting their learning and development, navigation of career paths, and informed career choices Better outcomes for both the candidates and our hiring process. Transforming various stages of employees' journey. Fostering employee engagement with enhanced satisfaction and focus on wellness Improving managerial efficiency and fostering leadership development. Leveraging Artificial Intelligence (AI) and Machine Learning (ML), emphasis on Large Language Models (LLMs), to drive towards goal of “Zero lag” in resolving employee queries 17 Table of Contents 1 2 3 4 Key Highlights Business Overview ✓ Vision and Strategy ✓ Assets ✓ Liability ✓ Risk Management Financial Overview
Advertisement
← All transcriptsPOONAWALLA stock page →