RBL Bank Limited

rs,

April 25, 2025 BSE Limited, 1st Floor, Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400001 Scrip Code: 540065 National Stock Exchange of India Limited, Exch

1 CRORE

, will not be accepted. ALL FIGURES IN THIS DOCUMENT ARE IN INR CRORE UNLESS MENTIONED OTHERWISE ; 1 CRORE = 10 MILLION 2 Glossary and Key Notes Aadhaar Enabled Payment System Agribusiness Banking Applic

10 MILLION

be accepted. ALL FIGURES IN THIS DOCUMENT ARE IN INR CRORE UNLESS MENTIONED OTHERWISE ; 1 CRORE = 10 MILLION 2 Glossary and Key Notes Aadhaar Enabled Payment System Agribusiness Banking Application Program

1 Crore

mercial Banking Central Board for Direct Taxes Credit Card Chief Executive Officer Core Equity Tier 1 Crore Capital to Risk Weighted Assets Ratio Corporate Social Responsibility Fixed Income, Currency and Co

Rs. 69 crore

ty Group 3 Financial Results Highlights for the Q4 FY25 Operating performance • Net Profit was Rs. 69 crore for Q4 FY25 after making 100% provision on GNPA in JLG segment • Net Interest Income (NII) for Q4 F

100%

ghts for the Q4 FY25 Operating performance • Net Profit was Rs. 69 crore for Q4 FY25 after making 100% provision on GNPA in JLG segment • Net Interest Income (NII) for Q4 FY25 de-grew 2% YoY to Rs. 1,56

2%

after making 100% provision on GNPA in JLG segment • Net Interest Income (NII) for Q4 FY25 de-grew 2% YoY to Rs. 1,563 crore; NIM was 4.89% • Other Income for Q4 FY25 grew 14% YoY to Rs. 1,000 crore •

Rs. 1,563 crore

ing 100% provision on GNPA in JLG segment • Net Interest Income (NII) for Q4 FY25 de-grew 2% YoY to Rs. 1,563 crore; NIM was 4.89% • Other Income for Q4 FY25 grew 14% YoY to Rs. 1,000 crore • Operating Profit for Q4

4.89%

A in JLG segment • Net Interest Income (NII) for Q4 FY25 de-grew 2% YoY to Rs. 1,563 crore; NIM was 4.89% • Other Income for Q4 FY25 grew 14% YoY to Rs. 1,000 crore • Operating Profit for Q4 FY25 de-grew 3

14%

(NII) for Q4 FY25 de-grew 2% YoY to Rs. 1,563 crore; NIM was 4.89% • Other Income for Q4 FY25 grew 14% YoY to Rs. 1,000 crore • Operating Profit for Q4 FY25 de-grew 3% YoY to Rs. 861 crore Retail led

Rs. 1,000 crore

Q4 FY25 de-grew 2% YoY to Rs. 1,563 crore; NIM was 4.89% • Other Income for Q4 FY25 grew 14% YoY to Rs. 1,000 crore • Operating Profit for Q4 FY25 de-grew 3% YoY to Rs. 861 crore Retail led loan growth • Bank’s

3%

% • Other Income for Q4 FY25 grew 14% YoY to Rs. 1,000 crore • Operating Profit for Q4 FY25 de-grew 3% YoY to Rs. 861 crore Retail led loan growth • Bank’s Total Business crossed Rs. 2 Lakh Crore •

“• The Inward Remittance API project won the Best API Project Award and Future Ready Core Banking System won the Best Core System Project Award.”

Video CIP Live

1

Live

1

Financial literacy

1

Video CIP Live

• Video PD Journey • PPI Onboarding Journey BOT Photo/ Signature updation process for digital accounts. • Retail Assets Lead creation enabled in WhatsApp Banking Channel NewGen TAB Assisted Journey

Live

• • Non-kit Journey SA+Joint Journey RBL Buddy Your friend on the field - • WhatsApp based knowledge BOT enhanced for ready reference of RMs Multi-pronged delivery leveraging our partnership base • IMPS UDIR facility on Retail Internet Banking. • NR customers can avail RBL UPI services on international mobile number. • Successful Migration for BMRCL on Paycraft system. • Enabled DCC setup for a marquee Payment Aggregator (Payglocal) • Launched ECOM Acquiring for Phonepe • Live for Cashfree - Payment Aggregator Cross-Border 37 Digital Payments Strategy – Reimagine to think 3600 Build a customer centric partnership franchise by offering a scalable payments platform and create an inorganic acquisition funnel through partnership A Grow Existing Franchises B C Leverage Partnerships funnel for acquisition Comprehensive Digital Suite for large corporates Increase market share Standalone Digital FD Plug & Play Be-spoke Solutions Digital Savings Account Current Account Comprehensive Offerings t

Financial literacy

• Bank runs financial literacy program with NGO partners • The program creates awareness on savings, budgeting, safety, responsible borrowings etc. 100% of the beneficiaries under this program are women in residing in rural locations • 1 1 Sustainable Finance & financial inclusion products • Climate smart loans • Strong micro banking portfolio aimed at hitherto unbanked 2 women Financial literacy activities to empower women with financial knowledge Funding Sustainable Agricultural Practices and Business • • 3 Corporate Social Responsibility • Asia Money recognized RBL as India's best bank for CSR 2023 • Bank has funded overall 6 projects in FY25 across 3 thematic areas, namely Health, Education and Livelihoods Opportunities (H.E.LO. acronym) Read more on: https://www.rblbank.com/sustainability-framework/ 42 Marketing & CSR Initiatives Awards & Recognition The Asset Triple A Awards IBA Banking Technology Conference 2024 • Won in 2 categories at The Asset Triple A Awards. • The Inward Re