ICICI Lombard General Insurance Company Limited

₹ 268.33 billion

5 are not comparable with prior years.  Gross Direct Premium Income (GDPI) of the Company was at ₹ 268.33 billion in FY2025 compared to ₹ 247.76 billion in FY2024, a growth of 8.3%, which was higher than the ind

₹ 247.76 billion

 Gross Direct Premium Income (GDPI) of the Company was at ₹ 268.33 billion in FY2025 compared to ₹ 247.76 billion in FY2024, a growth of 8.3%, which was higher than the industry growth of 6.2%. Excluding the impa

8.3%

the Company was at ₹ 268.33 billion in FY2025 compared to ₹ 247.76 billion in FY2024, a growth of 8.3%, which was higher than the industry growth of 6.2%. Excluding the impact of 1/n accounting norm,

6.2%

ared to ₹ 247.76 billion in FY2024, a growth of 8.3%, which was higher than the industry growth of 6.2%. Excluding the impact of 1/n accounting norm, GDPI of the Company grew by 11.0% for FY2025, which

11.0%

industry growth of 6.2%. Excluding the impact of 1/n accounting norm, GDPI of the Company grew by 11.0% for FY2025, which was higher than the industry growth of 8.6%. o GDPI of the Company was at ₹ 62

8.6%

g norm, GDPI of the Company grew by 11.0% for FY2025, which was higher than the industry growth of 8.6%. o GDPI of the Company was at ₹ 62.11 billion in Q4 FY2025 as against ₹ 60.73 billion in Q4 FY20

₹ 62.11 billion

1.0% for FY2025, which was higher than the industry growth of 8.6%. o GDPI of the Company was at ₹ 62.11 billion in Q4 FY2025 as against ₹ 60.73 billion in Q4 FY2024, a growth of 2.3%, compared to the industry

₹ 60.73 billion

the industry growth of 8.6%. o GDPI of the Company was at ₹ 62.11 billion in Q4 FY2025 as against ₹ 60.73 billion in Q4 FY2024, a growth of 2.3%, compared to the industry growth of 1.7%.  Combined ratio was at

2.3%

e Company was at ₹ 62.11 billion in Q4 FY2025 as against ₹ 60.73 billion in Q4 FY2024, a growth of 2.3%, compared to the industry growth of 1.7%.  Combined ratio was at 102.8% for FY2025 compared to

1.7%

025 as against ₹ 60.73 billion in Q4 FY2024, a growth of 2.3%, compared to the industry growth of 1.7%.  Combined ratio was at 102.8% for FY2025 compared to 103.3% for FY2024. Excluding the impact o

102.8%

in Q4 FY2024, a growth of 2.3%, compared to the industry growth of 1.7%.  Combined ratio was at 102.8% for FY2025 compared to 103.3% for FY2024. Excluding the impact of CAT losses of ₹ 0.94 billion in

103.3%

, compared to the industry growth of 1.7%.  Combined ratio was at 102.8% for FY2025 compared to 103.3% for FY2024. Excluding the impact of CAT losses of ₹ 0.94 billion in FY2025 and ₹ 1.37 billion in

Mailing Address

2

Registered Office

2

Operating Performance Review

1

Ratios

1

Notes

1

Safe harbor

1

Mailing Address

601 & 602, 6th Floor, Interface 16, New Linking Road, Malad(West), Mumbai - 400064 CIN: L67200MH2000PLC129408

Registered Office

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025 Toll free No.: 1800 2666 Alternate No.: +918655222666 (Chargeable) Email: customersupport@icicilombard.com Website: www.icicilombard.com You are requested to kindly take the same on your records. Thanking you. Yours faithfully, For ICICI Lombard General Insurance Company Limited Vikas Mehra Company Secretary Encl. As above IRDA Reg. No. 115

Mailing Address

601 & 602, 6th Floor, Interface 16, New Linking Road, Malad(West), Mumbai - 400064 CIN: L67200MH2000PLC129408

Registered Office

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025 Toll free No.: 1800 2666 Alternate No.: +918655222666 (Chargeable) Email: customersupport@icicilombard.com Website: www.icicilombard.com PERFORMANCE FOR THE QUARTER AND YEAR ENDED MARCH 31, 2025 April 15, 2025 With effect from October 1, 2024 Long-term Products are accounted on a 1/n basis, as mandated by IRDAI, hence Q4 & FY2025 are not comparable with prior years.  Gross Direct Premium Income (GDPI) of the Company was at ₹ 268.33 billion in FY2025 compared to ₹ 247.76 billion in FY2024, a growth of 8.3%, which was higher than the industry growth of 6.2%. Excluding the impact of 1/n accounting norm, GDPI of the Company grew by 11.0% for FY2025, which was higher than the industry growth of 8.6%. o GDPI of the Company was at ₹ 62.11 billion in Q4 FY2025 as against ₹ 60.73 billion in Q4 FY2024, a growth of 2.3%, compared to the industry growth of 1.7%.  Combined ratio was at 102.8% for

Operating Performance Review

Financial Indicators GDPI PBT PAT Q4 FY2024 Q4 FY2025 Growth % FY2024 FY2025 Growth % 60.73 6.98 5.19 62.11 6.68 5.10 2.3% -4.2% -1.9% 247.76 25.55 19.19 268.33 33.21 25.08 8.3% 30.0% 30.7% (₹ billion)

Ratios

Financial Indicators ROAE – Annualised Combined Ratio (CoR) Q4 FY2024 17.8% 102.3% Q4 FY2025 14.5% 102.5% FY2024 17.2% 103.3%* FY2025 19.1% 102.8%* *Excluding the impact of CAT losses of ₹ 1.37 billion in FY2024 and ₹ 0.94 billion in FY2025, the Combined ratio was 102.5% and 102.4% respectively.