DIGISPICENSE30 May 2025

DiGiSPICE Technologies Limited

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Key numbers — 40 extracted
rs,
Date: 30th May, 2025 BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai – 400 001 Scrip Code: 517214 National Stock Exchange of India Limited Excha
16.40%
- CICO Collections Others CICO Collections Others AEPS Off Us Market Share % 83.5K 3,046 16.40% 12,451 100.6K 2,882 17.20% 20,968 107.8K 2,500 17.35% 32,535 115.8 K 2,689 17.27%
17.20%
CO Collections Others AEPS Off Us Market Share % 83.5K 3,046 16.40% 12,451 100.6K 2,882 17.20% 20,968 107.8K 2,500 17.35% 32,535 115.8 K 2,689 17.27% 49,244 Despite the decline in
17.35%
Us Market Share % 83.5K 3,046 16.40% 12,451 100.6K 2,882 17.20% 20,968 107.8K 2,500 17.35% 32,535 115.8 K 2,689 17.27% 49,244 Despite the decline in the Off-Us AePS industry, our A
17.27%
16.40% 12,451 100.6K 2,882 17.20% 20,968 107.8K 2,500 17.35% 32,535 115.8 K 2,689 17.27% 49,244 Despite the decline in the Off-Us AePS industry, our AePS GTVs have shown consistent Q-
13.70%
-Q and Y-o-Y growth, driving a significant surge in market share in Q4 FY25. 46.2K 640 1,312 13.70% 44,225 22.4K 635 403 21,333 11.80% 68,008 76,751 72,781 63,853 25.8 K 533 8,671
11.80%
surge in market share in Q4 FY25. 46.2K 640 1,312 13.70% 44,225 22.4K 635 403 21,333 11.80% 68,008 76,751 72,781 63,853 25.8 K 533 8,671 17.39% 16,595 32 K 751 14,890 16,
17.39%
4,225 22.4K 635 403 21,333 11.80% 68,008 76,751 72,781 63,853 25.8 K 533 8,671 17.39% 16,595 32 K 751 14,890 16,311 17.13% 32 K 783 14,570 17.96% 16,612 FY'2019-20 FY
17.13%
08 76,751 72,781 63,853 25.8 K 533 8,671 17.39% 16,595 32 K 751 14,890 16,311 17.13% 32 K 783 14,570 17.96% 16,612 FY'2019-20 FY'2020-21 FY'2021-22 FY'2022-23 FY'2023-24 F
17.96%
3 25.8 K 533 8,671 17.39% 16,595 32 K 751 14,890 16,311 17.13% 32 K 783 14,570 17.96% 16,612 FY'2019-20 FY'2020-21 FY'2021-22 FY'2022-23 FY'2023-24 FY'2024-25 Q4 FY'24 Q3 FY'2
rs 79.7
2.1 31.9 178 15.8 35.7 164.5 22.3 23.7 118.5 125.4 126.6 CICO Collections Others 79.7 11.4 5.9 62.3 44.2 19.8 24.3 126.6 12.1 14.4 100.0 Driven by the growth in AePS GTV
rs 24.3
Y'2021-22 FY'2022-23 FY'2023-24 FY'2024-25 Q4 FY'24 Q3 FY'25 Q4 FY'25 CICO Collections Others 24.3 0.0 19.8 62.3 5.9 11.4 100.0 14.4 12.1 118.5 23.7 22.3 125.4 31.9 12.1 126.6 35.7 15
Guidance — 4 items
Geographical Presence Across
opening
“Crs) 43,162 27,682 78% -2% 13,342 13,059 7,327 18,026 10,835 411 FY21 FY22 FY23 FY24 FY25 Q4FY24 Q3FY25 Q4FY25 50000 45000 40000 35000 30000 25000 20000 15000 10000 5000 0 ▪ No.”
Geographical Presence Across
opening
“6000 5000 4000 3000 2000 1000 0 419 FY21 5,310 1,126 4,190 27% 1,030 4,184 3,160 2,210 885 1,325 909 789 10.1% -3.8% 1,180 234 946 1,350 303 1,047 1,299 266 1,033 FY22 FY23 FY24 FY25 Q4FY24 Q3FY25 Q4FY25 EMI Others ▪ BBPS collection centres are deeper in rural areas & smaller in size as compared to CMS.”
Geographical Presence Across
opening
“Particulars Q4FY25 Q3FY25 Q4 FY24 FY25 Total Unique Customer Accounts (in ₹ Lakhs) Total Repeat Customer Accounts (in ₹ Lakhs) 18.51 10.59 19.21 10.34 19.51 9.79 99.02 40.39 FY24 97.14 33.37 % of Repeat Customer Accounts to Total Base 57.21% 53.83% 50.18% 40.79% 34.4% Avg.”
Geographical Presence Across
opening
“its upward The Platform Business continues trajectory, delivering ~Rs 177.5 Cr Gross Margin in FY25.”
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Risks & concerns — 1 flagged
of SMAs- Activated 29,015 22,300 19,623 97,574 30,482 30.1% 47.9% Unique Lifetime activated SMAs 59,814 58,276 23,680 59,814 23,680 2.6% 2.5x Note: All numbers are rounded off and growth percentages are calculated on absolute numbers 2.8x 2.5x 3.2x 2.5x AEPS- Cash Withdrawal • Despite a 7.3% Y-o-Y growth in the Off-Us AePS industry, our GTV surged by 10.9% Y-o-Y, with 3.1% Q-o-Q growth even amid industry decline- driving our market share to 17.96% through focused execution.
— Geographical Presence Across
Speaking time
Next
3
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2
Geographical Presence Across
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New Engines Include
1
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Opening remarks
Next
Full Stack API-led Cross-sell Loan EMI and cash collection for NBFCs and MFIs. Cash withdrawals in the remotest parts of India.
Next
AePS Cash Deposit 4 Key Business Update- Growing Agent Network Spice Money Agents (‘000) 1549 1392 1244 1006 1800 1600 1400 1200 1000 800 600 400 200 0 576 241 Spice Money Agents
Geographical Presence Across
2.51 L villages 6,475 Blocks FY20 FY21 FY22 FY23 FY24 FY25 Strong presence Growing opportunity 5 Key Business Update- Growing Gross Transaction Value 120,000 100,000 80,000 60,000 40,000 20,000 - CICO Collections Others CICO Collections Others AEPS Off Us Market Share % 83.5K 3,046 16.40% 12,451 100.6K 2,882 17.20% 20,968 107.8K 2,500 17.35% 32,535 115.8 K 2,689 17.27% 49,244 Despite the decline in the Off-Us AePS industry, our AePS GTVs have shown consistent Q-o-Q and Y-o-Y growth, driving a significant surge in market share in Q4 FY25. 46.2K 640 1,312 13.70% 44,225 22.4K 635 403 21,333 11.80% 68,008 76,751 72,781 63,853 25.8 K 533 8,671 17.39% 16,595 32 K 751 14,890 16,311 17.13% 32 K 783 14,570 17.96% 16,612 FY'2019-20 FY'2020-21 FY'2021-22 FY'2022-23 FY'2023-24 FY'2024-25 Q4 FY'24 Q3 FY'25 Q4 FY'25 21,332.8 403.2 635.1 44,224.7 1,311.8 640.4 68,007.5 12,451.3 3,045.9 76,751.3 20,968.4 2,882.0 72,781.4 32,534.7 2,500.2 63,853.0 49,243.7 2,689.1 16,594.5 8,671.4 532.6 16,311.0 14,889
New Engines Include
Spice Pay- B2C Prepaid Wallet- Interoperable UPI enabled payment wallet. Credit LSP: FLDG & Non FLDG- Credit to merchant network & end customers for both platforms mentioned above. 14 *During the FY, the market share price of DigiAsia has significantly reduced leading to reduction in the fair value of the investment as on March 31, 2025 from its carrying value. Accordingly, fair a value loss of ₹ 39.1 Crs. has been recorded in FY’25. It's an unrealized loss recognized in the books of accounts, in conformity with Ind-AS. Thank You For further queries please contact: Amit Kumar Sharma Adfactors PR +91 98677 26686 amit.sharma@adfactorspr.com 15
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