Canara Bank

11.32%

wth Digitally Financial Results: Q4 (FY 2024-25) Page 1 Performance Highlights Global Business 11.32% y-o-y 25,30,215 Global Deposits 11.01% y-o-y 14,56,883 Global Advances 11.74% y-o-y 10,73,332 ₹

11.01%

2024-25) Page 1 Performance Highlights Global Business 11.32% y-o-y 25,30,215 Global Deposits 11.01% y-o-y 14,56,883 Global Advances 11.74% y-o-y 10,73,332 ₹ in Crore Operating Profit 12.14% y-o-y

11.74%

s Global Business 11.32% y-o-y 25,30,215 Global Deposits 11.01% y-o-y 14,56,883 Global Advances 11.74% y-o-y 10,73,332 ₹ in Crore Operating Profit 12.14% y-o-y 8,284 Dividend @200% of Paid up Capita

12.14%

osits 11.01% y-o-y 14,56,883 Global Advances 11.74% y-o-y 10,73,332 ₹ in Crore Operating Profit 12.14% y-o-y 8,284 Dividend @200% of Paid up Capital as against 161% during FY 24 Net Profit 33.19% y-

200%

Global Advances 11.74% y-o-y 10,73,332 ₹ in Crore Operating Profit 12.14% y-o-y 8,284 Dividend @200% of Paid up Capital as against 161% during FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y

161%

332 ₹ in Crore Operating Profit 12.14% y-o-y 8,284 Dividend @200% of Paid up Capital as against 161% during FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decli

33.19%

it 12.14% y-o-y 8,284 Dividend @200% of Paid up Capital as against 161% during FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decline 129 bps Net NPA 0.70% y-o-y

92.70%

ividend @200% of Paid up Capital as against 161% during FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decline 129 bps Net NPA 0.70% y-o-y decline 57 bps Page 2

360 bps

of Paid up Capital as against 161% during FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decline 129 bps Net NPA 0.70% y-o-y decline 57 bps Page 2 Key Highlight

2.94%

l as against 161% during FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decline 129 bps Net NPA 0.70% y-o-y decline 57 bps Page 2 Key Highlights 13.23 % y-o-y

129 bps

ring FY 24 Net Profit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decline 129 bps Net NPA 0.70% y-o-y decline 57 bps Page 2 Key Highlights 13.23 % y-o-y RAM Credit 6,10,127

0.70%

rofit 33.19% y-o-y 5,004 PCR 92.70% y-o-y 360 bps Gross NPA 2.94% y-o-y decline 129 bps Net NPA 0.70% y-o-y decline 57 bps Page 2 Key Highlights 13.23 % y-o-y RAM Credit 6,10,127 42.80% y-o-y R

Exceeded the mandated norms in respect of

1

Bank has in place

1

Exceeded the mandated norms in respect of

 Total Priority (42.36% to ANBC against 40% norm)  Agriculture (20.05% to ANBC against 18% norm)  Small and Marginal Farmers (13.42% to ANBC against 10.00% norm)  Non Corporate Farmers (16.25% to ANBC against 13.78% norm)  Weaker Section (19.25% to ANBC against 12.00% norm)  Micro Enterprises (9.73% to ANBC against 7.50% norm) Page 9 RAM 610127 13.23% 538837 Mar'24 Mar'25 Housing Loans 13.57% 106167 93482 Mar'24 Mar'25 RAM & Retail Credit Retail Loans ₹ in Crore 223366 42.80% 156414 Mar'24 Mar'25 Vehicle Loans 20637 19.63% 17251 Mar'24 Mar'25 Page 10 Industry Credit Sector/Scheme Mar’24 Dec’24 Mar’25 ₹ in Crore Growth (%) Q-o-Q Y-o-Y Infrastructure NBFC Textile Iron & Steel Commercial Real Estate Food Processing Engineering Petroleum, Coal products & Nuclear Fuels Construction Chemicals & Chemical Products 129411 131974 18353 14991 14903 12396 13907 10678 8903 10909 132672 142731 19224 18226 19024 12632 14211 7524 9306 139182 138116 18990 16612 19236 12627 14109 9572 8549 11400 1

Bank has in place

 Board approved ESG Policy.  Green Deposit Policy & Lending Framework.     Published its second BRSR report as part of Annual Report for FY 2023-24. Sustainability Published maiden highlighting environmental responsibility, and ethical governance. stewardship, Bank’s commitment Report to social Bank has a Chief Ethics Officer and an exclusive is in place to oversee the ‘Ethics Section’ implementation of business ethics in the organization. Bank has been recognized for “Excellent Practices and Adoption of ESG Initiatives” at the 2nd ICC Emerging Asia Conclave 2024, organized by the Indian Chamber of Commerce. Page 37 Driving Customer Delight & Growth Digitally Distribution Network Page 38 Distribution Network Parameters General Branches(a) Specialised Branches(b) Total Domestic Branches(a+b) Overseas Branches BC Points Total Banking Outlets ATM Recycler Presence across Urban & Rural areas Mar’25 Semi-Urban 2900 29% Urban 1944 20% Rural 3139 32% Metro 1866 19% Mar’24 Dec'24 Mar’25