SUNTECKNSE4 May 2025

Sunteck Realty Limited has informed the Exchange about Investor Presentation

Sunteck Realty Limited

Sunteck Realty Ltd.

SRL/SE/8/25-26

National Stock Exchange of India Ltd Exchange Plaza, Plot no. C/1, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai- 400 051 Symbol: SUNTECK

Date: 4th May, 2025

BSE Limited Phiroze Jeejeebhoy Tower, Dalal Street, Mumbai – 400 001 Scrip Code: 512179

Sub: Investor Presentation on Q4 & Full Year FY 2025 results

Dear Sir/Madam,

Pursuant to Regulation 30(6) of SEBI (Listing Obligations and Disclosures Requirements) Regulations, 2015, please find enclosed the Investor Presentation with regard to Financial Results for the quarter and year ended 31st March, 2025.

Kindly take the same on record and disseminate to all the concerned.

Thanking You.

For Sunteck Realty Limited

Rachana Hingarajia Company Secretary Encl: a/a

5th Floor, Sunteck Centre, 37-40 Subhash Road, Vile Parle (East), Mumbai 400057. Tel: +91 22 4287 7800 Fax: +91 22 4287 7890

Website: www.sunteckindia.com CIN: L32100MH1981PLC025346 Email Id: cosec@sunteckindia.com

Sunteck Realty Limited

Investor Presentation

Q4 & Full Year FY2025

May 2025

NSE: SUNTECK | BSE: 512179 | Bloomberg: SRIN: IN | Reuters: SUNT.NS / SUNT.BO

Disclaimer

By attending the meeting where this presentation is made and any additional material is provided (“Presentation”) or by reading the Presentation, you (“Recipient”), agree to be bound by the following limitations. This Presentation has been prepared on the basis of the estimates of the management of Sunteck Realty Limited (the "Company“ or “Sunteck”), for the sole and exclusive purpose of providing information to the Recipient about the Company and its business, and is not and should be construed to be, directly or indirectly, an offer and / or an invitation and / or a recommendation and / or a solicitation of an offer to buy or sell any securities of the Company in any jurisdiction, nor shall part, or all, of this Presentation form the basis of, or be relied on in connection with, any contract or binding commitment or investment decision in relation to any securities of the Company. No offering of securities of the Company will be made except by means of an offering document containing detailed information about the Company. Securities may not be offered or sold in the United States unless they are registered or exempt from registration requirements under the U.S. Securities Act of 1933, as amended. There will be no offer of securities in the United States.

The distribution of this Presentation in certain jurisdictions may be restricted by law and persons into whose possession this Presentation comes should inform themselves about and observe any such restrictions. This Presentation is strictly confidential and may not be copied, published, distributed or transmitted to any person, in whole or in part, by any medium or in any form for any purpose without the prior written consent of the Company. The information in this Presentation is being provided by the Company solely for the purposes set out herein and is subject to change without notice. Further, this Presentation does not purport to be all-inclusive or necessarily include all the information that the Recipient desires in its evaluation of the Company. The Company relies on information obtained from sources believed to be reliable but does not guarantee its accuracy or completeness.

The audited consolidated financial statements for Fiscals 2016 onwards have been prepared in accordance with Ind AS and the same for prior years have been prepared in accordance with Indian GAAP. This Presentation contains statements which may pertain to future events and expectations and therefore may constitute forward-looking statements. Any statement in this Presentation that is not a statement of historical fact shall be deemed to be a forward-looking statement, and the Recipient agrees that such statements may entail known and unknown risks, uncertainties and other factors which may cause the Company’s actual results, levels of activity, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. There can be no assurance that the results and events contemplated by the forward-looking statements contained herein will in fact occur. None of the future projections, expectations, estimates or prospects in this Presentation should be taken as forecasts or promises nor should they be taken as implying any indication, assurance or guarantee that the assumptions on which such future projections, expectations, estimates or prospects have been prepared are correct or exhaustive or, in the case of the assumptions, fully stated in the Presentation. The Company assumes no obligations to update the forward-looking statements contained herein to reflect actual results, changes in assumptions or changes in factors affecting these statements.

The Recipient acknowledges that it shall be solely responsible for its own assessment of the market and the market position of the Company and that it shall conduct its own analysis and be solely responsible for forming its own view of the potential future performance of the business of the Company. The information contained in this Presentation is as of March 31, 2025 except as may be stated otherwise. Neither the delivery of this Presentation nor any further discussions of the Company with any of the Recipients shall, under any circumstances, create any implication that there has been no change in the affairs of the Company since that date. The Company is not under any obligation to update the contents of this Presentation or inform Recipient of any changes in the affairs of the Company. The Company hereby expressly disclaims liability for any errors, inaccuracies, or omissions, and representations and warranties – express or implied, as provided within or in connection with this Presentation. Any clarifications, queries or future communication regarding the matters stated in this Presentation should be addressed to the Company directly. The information given in this Presentation in the form of pictures, artistic renders, areas, consideration, project details etc. should not be construed to be or constitute advertisements, solicitations, marketing, offer for sale, invitation to offer or invitation to acquire.The intention of this Presentation is not to sell or market the unit/s of any of the projects of the Company and is limited to only providing information to Recipient of the Presentation. Note The project elevations are for representation purposes only and are the sole property of the Company and may not be reproduced, copied, projected, edited in any way without written permission from the Company. All data and project related numbers are basis revenue recognition and operational performance excl. overheads for completed, ongoing and future projects respectively.

2

Key Highlights of Q4 & Full Year FY25

KEY HIGHLIGHTS | CONSOLIDATED FINANCIALS – FY25

• Highest-ever annual pre-sales of ~Rs.2,531 cr registering a growth of 32% YoY

• Collections stood strong at ~Rs.1,255 cr

• Revenue grew by 51% YoY to ~Rs.853 cr

EBITDA grew by 58% YoY to ~Rs.186 cr; EBITDA margin grew by 102 bps to ~22%

• PAT grew by 112% YoY to ~Rs.150 cr; PAT margin grew by 506 bps to ~18%

• Net Debt to Equity Ratio stands at -0.04x with Net Cash Surplus of ~Rs.125 cr

KEY HIGHLIGHTS | CONSOLIDATED FINANCIALS – Q4 FY25

• Highest-ever quarterly pre-sales of ~Rs.870 cr registering a growth of 28% YoY

• Collections stood strong at ~Rs.310 cr

• Revenue grew by 27% QoQ to ~Rs.206 cr

EBITDA grew by 41% QoQ to ~Rs.69 cr; EBITDA margin stood strong at ~33%

• PAT grew by 19% QoQ to ~Rs.50 cr; PAT margin stood strong at ~24%

3

Key Strengths - Why Sunteck?

4

Key Strengths – Why Sunteck?

1

Strong Foothold in MMR market - largest & fastest growing market in India

2 Luxury portfolio in every segment & across micro- markets - from uber luxury to aspirational luxury

3

Well-timed Capital Allocation for acquisitions - Acquired more than ~50 mn sq ft & GDV of ~Rs 39,370 cr

4

Expanding Annuity Income Portfolio – Rs 300 cr+ rental, capital value creation of upto ~Rs 5,000 cr

5

Strong Financial Performance – With Net D/E of ZERO and strong operational growth of ~32%

6 Successful equity

partnerships – Partnerships with Kotak Fund and Ajay Piramal Group and now, with IFC- World Bank Group

5

Snapshot

Strong Operational Foothold

One of the large developers in MMR – largest & fastest growing market

INR~39,370 cr of GDV from ~10 large projects

~50 MSF+ total development acquisitions

19 projects successfully delivered

Well-timed capital allocation with JDA & outright model

Rs 1 cr = Rs 10 mn

6

1

Strong Foothold in MMR Market MMR-Focused Luxury Real Estate Developer (1/2)

By Location Volume

By Project Brands

7

1

Strong Foothold in MMR market MMR is the most attractive real estate market in India (2/2)

NUMBER OF UNITS SOLD IN - FY24 & FY25

97,374

90,314

53,789

54,733

60,137

56,375

50,730

54,745

34,130

36,883

15,435

17,310

16,561

18,476

MARKET SHARE BY VALUE

Others 28%

MMR

Bengaluru

NCR

Pune

Hyderabad

Kolkata

Ahmedabad

Bengaluru 17%

MMR 39%

NCR 16%

8,277

7,883

6,620

5,900

INR/SQ FT – CY23 & CY24

4,759

5,066

4,507

4,778

5,974

5,550

MMR AFFORDABILITY MATRIX

93%

3,589

3,815

3,031

3,097

52%

53%

51%

MMR

Bengaluru

NCR

Pune

Hyderabad

Kolkata

Ahmedabad

2010

2021

2022

2023

Source: Industry Reports (Based on 7 cities)

8

2

Luxury portfolio in every segment & across micro-markets From Uber Luxury to Aspirational Luxury

Premium positioning by creating different luxury brands across segments

9

3

Well-timed Capital Allocation for acquisitions Acquired more than ~50 mn sq ft & GDV of ~Rs.39,370 cr (1/2)

ACQUISITION STRENGTH

• RESEARCH BASED ACQUISITIONS • ABILITY TO PREDICT GROWTH AREAS AHEAD OF THE CURVE • HIGH EQUITY MULTIPLE PHILOSOPHY

OUTRIGHT ACQUISITION / MAJOR CAPITAL ALLOCATION

JOINT DEVELOPMENT / JOIN VENTURE

10

3

Gross Development Value (GDV) Achieved pre-sales growth of ~32% in FY25 (2/2)

GDV - Balance Gross Development Value excluding sales already done

Rs 1 bn = Rs 100 cr

Launched

Upcoming

5

4

3

2

1

GDV – ~Rs 19,345 cr

Sunteck Sky Park, Mira Rd GDV – Rs 2,450 cr

SBR, Vasai West GDV – Rs 4,050 cr

Sunteck World, Naigaon GDV – Rs 5,200 cr

Sunteck City,ODC, Goregaon GDV – Rs 6,100 cr

Signature & Signia, BKC GDV – Rs 1,545 cr

FY2023 Pre-sales: ~Rs 1,602 cr

6

5

4

3

2

1

GDV – ~Rs 26,645 cr

Sunteck Crescent Park, Kalyan GDV – Rs 8,850 cr

Sunteck Sky Park, Mira Rd GDV – Rs 1,890 cr

SBR, Vasai West GDV – Rs 3,890 cr

Sunteck World, Naigaon GDV – Rs 4,775 cr

Sunteck City,ODC, Goregaon GDV – Rs 5,750 cr

Signature & Signia, BKC GDV – Rs 1,310 cr

FY2024 Pre-sales: ~Rs 1,915 cr

3

2

1

GDV – ~Rs 13,650 cr

Sunteck World, Naigaon GDV – Rs 5,425 cr

Sunteck City,ODC, Goregaon GDV – Rs 6,600 cr

Signature & Signia, BKC GDV – Rs 1,625 cr

FY2022 Pre-sales: ~Rs 1,303 cr

GDV – ~Rs 39,370 cr

10

Nepean Sea Project – 2 GDV – Rs 2,400 cr

9

8

7

6

5

4

3

2

1

Bandra West Project GDV – Rs 1,000 cr

Burj Khalifa Community, Downtown, Dubai GDV – Rs 9,000 cr

Nepean Sea Project – 1 GDV – Rs 2,210 cr

Sunteck Crescent Park, Kalyan GDV – Rs 8,810 cr

Sunteck Sky Park, Mira Rd GDV – Rs 1,650 cr

SBR, Vasai West GDV – Rs 3,600 cr

Sunteck World, Naigaon GDV – Rs 4,410 cr

Sunteck City,ODC, Goregaon GDV – Rs 5,440 cr

Signature & Signia, BKC GDV – Rs 850 cr

FY2025 Pre-sales: ~Rs 2,531 cr

11

3

Diverse portfolio across micro-markets Portfolio Split – GDV: Rs. 39,370 cr

Uber Luxury Projects: Signature Island, Signia Isles & Signia Pearl – BKC Nepean Sea Downtown Dubai Bandra West

Premium Luxury Projects: Sunteck City – ODC, Goregaon (W) Sunteck Beach Residences – Vasai (W) Sunteck Sky Park – Mira Road

Aspirational luxury Projects: Sunteck World – Naigaon (E) Sunteck Crescent Park – Kalyan

Uber Luxury 39 %

Premium Luxury 27 %

Aspirational luxury 34 %

Portfolio Split - category wise GDV as a % of total GDV

12

4

Expanding Annuity Income Portfolio Rs 300 cr+ rental, capital value creation of upto ~Rs 5,000 cr

Sunteck Icon and Sunteck BKC 51 at BKC Junction has been pre-leased for a tenure of 29 years

Both commercial assets have generated an Avg. ROIC of ~30%

Launched

Upcoming

Capital Value – Upto ~Rs 525 cr

1

Sunteck BKC 51, BKC Jn. Avg. Rental Income – Rs 35 cr

Capital Value – Upto ~Rs 1,050 cr

2

1

Sunteck Icon, BKC Jn. Avg. Rental Income – Rs 35 cr

Sunteck BKC 51, BKC Jn. Avg. Rental Income – Rs 35 cr

Capital Value – Upto ~Rs 5,000 cr

3

2

1

5th Avenue, Sunteck City, ODC Avg. Rental Income – Rs 250 cr

Sunteck Icon, BKC Jn. Avg. Rental Income – Rs 35 cr

Sunteck BKC 51, BKC Jn. Avg. Rental Income – Rs 35 cr

FY2024 Total Avg. Annual Rental Income: ~Rs 35 cr

FY2025 Total Avg. Annual Rental Income: ~Rs 70 cr

FY2028-29E Total Avg. Annual Rental Income: ~Rs 320 cr

BKC – Bandra Kurla Complex, ODC – Oshiwara District Center, Goregaon West

Rs 1 bn = Rs 100 cr

13

5

Strong Financial Performance

Amongst industry best financials

Pre-sales growth @~32%

~20%+ Cashflow Surplus Yield of past 3 years

Net Debt to Equity @ Zero

AA Long term credit rating from India Ratings (Fitch)

INR 750 cr partnership with IFC – World Bank Group

Rs 1 cr = Rs 10 mn

14

5

Strong Financial Performance Pre-sales and Collections registering strong growth (1/4)

Operational Trend

Q4 FY25

Q3 FY25

Q4 FY24

FY25

FY24

Pre-Sales

Collections

870

310

635

336

Annual Pre-sales (~Rs cr)

2,531

1,915

1,602

1,303

1,022

3,000

2,500

2,000

1,500

1,000

500

0

678

296

1,600

1,200

800

400

0

2,531

1,915

1,255

1,236

YoY

32%

2%

Annual Collections (~Rs cr)

1,250

1,236

1,255

1,053

780

FY21

FY22

FY23

FY24

FY25

FY21

FY22

FY23

FY24

FY25

Rs 1 cr = Rs 10 mn

15

5

Strong Financial Performance Cashflow RoCE @~16% (2/4)

Net CF Surplus (~Rs cr)

Cashflow RoCE

484

428

374

281

239

600

500

400

300

200

100

0

22%

21%

16%

15%

12%

25%

20%

15%

10%

5%

0%

FY21

FY22

FY23

FY24

FY25

FY21

FY22

FY23

FY24

FY25

• As the company follows Project Completion Method of Accounting, Cashflow RoCE (Net CF Surplus / Adjusted Networth) is considered • Adjusted Networth for FY25 (~Rs 2,367 cr) = Total Average Equity (~Rs 3,192 cr) – Capital Reserve (~Rs 825 cr)

Rs 1 cr = Rs 10 mn

16

5

Strong Net Cash Flow Surplus Cashflow surpasses ~Rs 1,806 cr (3/4)

Particulars (~Rs cr)

Gross Collections

Less: Project Expenses

Less: JDA Revenue Share

Gross Operating Cash Flow Surplus

Less: Other Expenses

Net Operating Cash Flow Surplus

Amount spent on BD/LO/JDA Cost

NOCF Surplus post capex

FY25

1,255

539

79

637

264

374

184

190

2000

1800

1600

1400

1200

1000

800

600

400

200

0

Cumulative NOCF Surplus (~Rs cr)

1,806

1,432

948

520

281

FY21

FY22

FY23

FY24

FY25

Rs 1 cr = Rs 10 mn

17

5

Strong Financial Performance Net Debt to Equity @ ZERO (Net Cash Positive) Sunteck’s Long-Term Credit Rating at AA from India Ratings (Fitch) (4/4)

Particulars (~Rs cr)

FY22

FY23

FY24

FY25

Gross Debt

Less: Cash & Cash Equivalents

Less: Loans to JDA partners

Net Debt

Net Worth

700

97

64

539

593

158

155

280

295

106

198

-8

336

203

259

-125

2,790

2,788

3,124

3,260

Net Debt / Equity

0.19x

0.10x

-0.00x

-0.04x

Quasi-Equity and Others*

Adjusted Net Debt

87

627

93

373

79

72

51

-74

Adj. Net Debt / Equity

0.22x

0.13x

0.02x

-0.02x

2.00x

1.50x

Net Debt/Equity Ratio

1.04x

1.00x

0.89x

0.74x

0.58x

0.70x0.75x

0.51x

~35 mn sq ft has been acquired since 2018

0.50x

0.00x

-0.50x

0.17x0.17x

0.22x

0.17x0.19x

0.10x

1 1 Y F

2 1 Y F

3 1 Y F

4 1 Y F

5 1 Y F

6 1 Y F

7 1 Y F

8 1 Y F

9 1 Y F

0 2 Y F

1 2 Y F

2 2 Y F

3 2 Y F

4 2 Y F

5 2 Y F

-0.00x

-0.04x

*With effect from 9th March, 2020, Starlight Systems (I) LLP became a wholly owned subsidiary of SRL pursuant to the retirement of PDL Realty Private Limited (Retired Partner). The Retired Partner’s balance of current capital and fixed capital in the SSILLP, aggregating to ~910 mn have been converted into a loan. The said loan will be in the form of 1% secured Non-Convertible Debentures (NCDs), which will be redeemed at premium out of the future free cash flow from the specified projects only with a tenure of 20 years.

Rs 1 cr = Rs 10 mn

18

6

Successful Equity Partnerships

Recent Partnership

• Sunteck & IFC – World Bank Group form Joint Investment Platform of up to ~Rs 750 cr

• Key highlights of the partnership

• MMR focused platform to build high-quality green urban large-scale housing projects targeting the mid-income demographic

• Up to 4 to 6 green housing projects - developing around 12,000 units

• Highlights SRL’s capability to develop high quality large-scale housing projects in the MMR

Past Partnerships

• With Ajay Piramal Group

• India REIT invested at Signature Island, BKC in 2006 and exited at >20% IRRs within ~3 years • 50:50 JV - Piramal Sunteck Realty Pvt. Ltd. (PSRPL) formed in 2007 to undertake multiple projects

• With Kotak Realty Fund

• Kotak Real Estate Fund (KREF) has invested in the listed entity in the past • KREF has done multiple PE SPV investment - Signia Isles, BKC in 2009 and Sunteck City, ODC in 2012, and exited at >20% IRRs

Rs 1 cr = Rs 10 mn

19

Annexure Q4 & Full Year FY25 Financial Results

20

Strong Financial Performance

Revenue from Operations

EBITDA & Operating Margin (%)

PAT & Net Margin (%)

18%

21%

22%

0.4%

13%

18%

853

186

150

565

362

117

64

FY23

FY24

FY25

FY23

FY24

FY25

71

1

FY23

FY24

FY25

~54% CAGR (23-25)

~70% CAGR (23-25)

~935% CAGR (23-25)

Amount in chart are Rs. In Cr.

21

P&L Statement Strong Revenue & PAT growth

Revenue from Operations has registered a growth of 51% YoY to ~Rs 853 cr in FY 25

EBITDA has registered a growth of 58% YoY to ~Rs 186 cr in FY25

PAT has registered a growth of 112% YoY to ~Rs 150 cr in FY25

PROFIT & LOSS STATEMENT (Consolidated)

Rs in cr

Particulars

Q4 FY25 Q3 FY25 Q4 FY24

FY25

FY24

YoY %

Operating Revenue

EBITDA

- Margin (%)

PBT

Net Income

- Margin (%)

206

69

33%

66

50

162

49

30%

50

43

24%

26%

427

153

36%

140

101

24%

853

186

22%

182

150

18%

565

117

21%

95

71

13%

51%

58%

91%

112%

Rs 1 cr = Rs 10 mn

22

Balance Sheet Strong Credit Rating of AA by India Ratings (Fitch)

BALANCE SHEET (Consolidated)

Rs in cr

Liabilities

March ’25 March ’24 Assets

March ’25 March ’24

Networth

3,260

3,124

Receivables

117

293

Borrowings

Non-Current Liabilities

387

17

17

Loans & Advances

375

Inventories

6206

5966

Current Liabilities

1,219

1,194

Cash & Bank

347

203

290

106

Others Liabilities

3,444

3,213

Others Assets

1453

1269

Total

8,327

7,924

Total

8,327

7,924

Rs 1 cr = Rs 10 mn

23

Operational Performance Break-up

Q4 FY25

FY25

Segment

Uber Luxury

Premium Luxury

Aspirational Luxury

Others

Total

Pre-sales (~Rs cr)

Collections (~Rs cr)

573

235

54

9

870

154

89

57

10

310

Pre-sales (~Rs cr)

1,266

802

373

91

Collections (~Rs cr)

421

294

435

105

2,531

1,255

Rs 1 cr = Rs 10 mn

24

Annexure ESG & Awards

2024 GRESB Development Benchmark Report

Participation & Score

96 2024

95 2023

Development Score Sector Leader award

68

70

GRESB Average 59

Benchmark Average 66

Sunteck Realty has achieved outstanding GRESB (Global Real Estate Sustainability Benchmark) score of 96 for FY24

Earning the prestigious Sector Leader award in the the 2024 GRESB Real Estate Assessment Development Benchmark

for

This recognition places Sunteck among the top 20% of global real estate performers, underscoring its strong commitment to ESG principles

26

Green Building Initiatives

• Four projects, 4th Avenue, SunteckCity, ODC Goregaon W; Sunteck Maxxworld & Sunteck Oneworld, Naigaon and Sunteck Beach Residences (SBR), Vasai W has been awarded with EDGE (Excellence in Design for Greater Efficiencies) Pre-certifcation (IFC-International Finance Corporation -The World Bank Group).

• Three of our commercials buildings; BKC51, Icon and Crest has been

awarded EDGE –IFC pre certification

• Our HO Sunteck Centre has been awarded LEED GOLD certification by US Green building council

27

Awards

‘International Asia Pacific Property Awards’ UK 2024-25 in the category of ‘Sustainable Residential Development’ for the prestigious project ‘4th Avenue, Sunteck City’

28

Thank you ir@sunteckindia.com

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