Go Digit General Insurance Limited

rs,

Date: 28th July 2025 To, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 BSE Scrip Code: 544179 To, National Stock Exchange of India

₹ 161 crore

git.com Toll free 1800-258-5956 Go Digit Q1 PBT jumps 1.6 times to ₹ 161 crore, PAT jumps 1.4 times to 138 crore. Particulars FY 2024-25 Q1 2025 Q1 2026 Gross Written

138 crore

Go Digit Q1 PBT jumps 1.6 times to ₹ 161 crore, PAT jumps 1.4 times to 138 crore. Particulars FY 2024-25 Q1 2025 Q1 2026 Gross Written Premium (Cr) 10,282 2,660 2,9

₹ 2,982

70.3 38.3 108.6 36.8 107.1 • In Q1 2026, Gross Written Premium of the Company was at ₹ 2,982 cr compared to ₹ 2,660 cr in Q1 2025, recording a growth of 12.1% • Without 1/n basis: - Gross

₹ 2,660

36.8 107.1 • In Q1 2026, Gross Written Premium of the Company was at ₹ 2,982 cr compared to ₹ 2,660 cr in Q1 2025, recording a growth of 12.1% • Without 1/n basis: - Gross Written Premium for Q1

12.1%

Premium of the Company was at ₹ 2,982 cr compared to ₹ 2,660 cr in Q1 2025, recording a growth of 12.1% • Without 1/n basis: - Gross Written Premium for Q1 2025 is 3,046 cr, achieving a growth of 14.

14.5%

.1% • Without 1/n basis: - Gross Written Premium for Q1 2025 is 3,046 cr, achieving a growth of 14.5%. Profitability: • • Profit before tax for the Q1 2026 stood at ₹ 161 cr, compared to ₹ 101

₹ 161

achieving a growth of 14.5%. Profitability: • • Profit before tax for the Q1 2026 stood at ₹ 161 cr, compared to ₹ 101 cr in Q1 2025, grew by 59.4%. Profit after tax for the Q1 2026 stood at ₹ 13

₹ 101

14.5%. Profitability: • • Profit before tax for the Q1 2026 stood at ₹ 161 cr, compared to ₹ 101 cr in Q1 2025, grew by 59.4%. Profit after tax for the Q1 2026 stood at ₹ 138 cr, compared to ₹ 10

59.4%

• Profit before tax for the Q1 2026 stood at ₹ 161 cr, compared to ₹ 101 cr in Q1 2025, grew by 59.4%. Profit after tax for the Q1 2026 stood at ₹ 138 cr, compared to ₹ 101 cr in Q1 2025, grew by 36.

₹ 138

161 cr, compared to ₹ 101 cr in Q1 2025, grew by 59.4%. Profit after tax for the Q1 2026 stood at ₹ 138 cr, compared to ₹ 101 cr in Q1 2025, grew by 36.6%. Assets Under Management: - • As of June 30

36.6%

.4%. Profit after tax for the Q1 2026 stood at ₹ 138 cr, compared to ₹ 101 cr in Q1 2025, grew by 36.6%. Assets Under Management: - • As of June 30, 2025, assets under management stood at ₹ 20,861

“About the Company We aim to make insurance simple.”

Total AUM

3

Note

2

Profitability

1

Disclaimer

1

The Numbers

1

Notes

1

Profitability

• • Profit before tax for the Q1 2026 stood at ₹ 161 cr, compared to ₹ 101 cr in Q1 2025, grew by 59.4%. Profit after tax for the Q1 2026 stood at ₹ 138 cr, compared to ₹ 101 cr in Q1 2025, grew by 36.6%. Assets Under Management: - • As of June 30, 2025, assets under management stood at ₹ 20,861 cr, compared to ₹ 17,773 cr as at June 30, 2024 having a growth of 17.4%. Combined Ratio: - • Combined Ratio for Q1 2026 is 108.6%, as compared to 105.4% in Q1 2025 • Without 1/n basis: -Combined Ratio for Q1 2026 is 107.1% as compared to 105.4% in Q1 2025. Solvency: - • Solvency ratio was at 2.27x as at June 30, 2025 as against 2.24x as at March 31, 2025, higher than the minimum regulatory requirement of 1.50x. About the Company We aim to make insurance simple. Through innovation and transparency, we believe in delivering a seamless customer experience journey in a significant financial product an individual would purchase in their lifetime. We are one of the leading digital full stack insuran

Disclaimer

This investor presentation may contain certain words or phrases in writing or otherwise which are not statements of historical facts and may be described as “forward-looking statements”. These forward-looking statements generally can be identified by words or phrases such as “aim”, “anticipate”, “are likely”, “believe”, “continue”, “can”, “shall”, “could”, “expect”, “estimate”, “intend”, “may”, “likely” “objective”, “plan”, “project”, “propose”, “seek to”, “will”, “will continue”, “will achieve”, “will likely”, “will pursue” or other words or phrases of similar import. Similarly, statements that describe our Company’s strategies, objectives, plans or goals, financial and operating projections are also forward-looking statements. All forward-looking statements are subject to risks, uncertainties, expectations and assumptions about us that could cause actual results to differ materially from those contemplated by the relevant forward-looking statement. Actual results may differ materiall

The Numbers

Gross Written Premium (1) Market Share (%) (1,2) Diverse product portfolio (3) ₹ 2,982 cr. 3.7/6.3 85 Market share for Total / Motor insurance Active products launched since 2017 0.32 cr policies sold (1) Partner network (3) Digitally enabled claims (3) 7.1 cr. Customers (4) 74,344 31.7 Lacs Claims settled since inception Assets under Management (3,5) Manual Policy Issuances (%) (1) Customer satisfaction score (%) (1) 20,861 cr. 0.40 92.8/85.0 Motor Claims / Non-Claims

Notes

1. Data for the period FY 2025-26 2. Market share is based on our Gross Written Premium of Q1 FY 2026. 3. Data as of Jun 30, 2025. 4. Customers/people covered under policies issued since inception of operations in 2017 till June 30, 2025 5. AUM includes equity at market value & cash and bank balance. PRIVATE AND CONFIDENTIAL 4 Key Performance Indicators [IGAAP] ₹ cr FY 2025 Particulars Q1 2025 Q1 2026 Gross Written Premium Net Earned Premium Net retention Ratio (%) Loss Ratio (%) Combined Ratio (COR) (%) Combined Ratio (COR) without 1/n basis (%) Profit before Tax Profit after Tax Return on Average Equity (IGAAP) (%) Net-worth [Equity] Solvency Ratio 10,282 8,046 80.0 72.8 109.3 108.6 425 425 13.0 4,033 2.24 2,660 1,824 76.2 70.5 105.4 105.4 101 101 3.3%** 3,698 2.17 2,982* 1,865 65.4 70.3 108.6 107.1 161 138 3.4%** 4,173 2.27 Net-worth [Equity] - Net worth means the aggregate value of the paid-up share capital and securities premium account, after deducting the aggregate value of the

Note

1. Industry growth is calculated based on Gross Direct Premium 2. Effective from October 1, 2024, specified applicable long-term premium is accounted on 1/n basis. Without 1/n basis, Digit growth for Q1 2026 is 14.5% whereas for Q1 industry grew by 12.8% PRIVATE AND CONFIDENTIAL 6 Results: Combined Ratio & Profit before tax Combined Ratio % (1) Profit before Tax Without 1/n, COR for the year is 108.6%(2) 109.3% Without 1/n, COR for the quarter is 107.1%(2) 105.4% 108.6% 72.8 70.5 70.3 425 425 36.5 34.9 38.3 FY 2025 Q1 2025 Expense Ratio Claim Ratio Q1 2026 FY 2025 ₹ cr 161 22 138 Q1 2026 101 101 Q1 2025 PAT TAX

Note

1. Claim ratio is the ratio of the claims incurred (net) to the net earned premium. The expense ratio is calculated by dividing net commissions and operating expenses related to the insurance business by net written premium. Combined ratio is the sum of claim ratio and expense ratio. 2. This has no impact on the profits PRIVATE AND CONFIDENTIAL 7 Growing Assets Under Management base leading to higher investment income Assets under management Investment Income & Yield Investment Leverage Times(AUM multiple to Net-worth) ₹ cr Without capital loss of ₹ 3.4 cr, yield is 7.2 ₹ cr *Not annualised 7.2 1,325 4.9