KOTAKBANKNSEQ1FY26July 26, 2025

Kotak Mahindra Bank Limited

4,784words
3turns
0analyst exchanges
0executives
Key numbers — 40 extracted
rs,
July 26, 2025 BSE Limited Corporate Relationship Department Phiroze Jeejeebhoy Towers, Dalal Street, Mumbai 400 001 National Stock Exchange of India Limited Exchange Plaza, Plot No. C
₹ 4,472
on on financial results for the Period ended 30th June, 2025 26th July, 2025 Consolidated • PAT: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY •
11.13%
sults for the Period ended 30th June, 2025 26th July, 2025 Consolidated • PAT: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key
₹ 829,
h June, 2025 26th July, 2025 Consolidated • PAT: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT:
17%
25 26th July, 2025 Consolidated • PAT: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,28
₹ 750,143
Consolidated • PAT: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Rat
18%
T: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9%
2.03%
ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9% • Avg Advances*:
₹ 3,282
Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9% • Avg Advances*: Up 14% YoY • Avg Deposits: Up 13% YoY • NNPA:
4.65%
AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9% • Avg Advances*: Up 14% YoY • Avg Deposits: Up 13% YoY • NNPA: 0.34% Subsidia
40.9%
Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9% • Avg Advances*: Up 14% YoY • Avg Deposits: Up 13% YoY • NNPA: 0.34% Subsidiaries • Kotak AMC an
14%
ey Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9% • Avg Advances*: Up 14% YoY • Avg Deposits: Up 13% YoY • NNPA: 0.34% Subsidiaries • Kotak AMC and TC: PAT Up 86% YoY, Equ
Guidance — 6 items
Registered Office
opening
IBPC & BRDS) and Credit Substitutes 0.34% 0.35% 40.9% 43.4% 23.0% 21.8% 22.4% 21.3% 7 Bank’s Profit and Loss Account – Q1FY26 ₹ cr Q1FY26 Q1FY25 Q4FY25 YoY FY25 Net Interest Income Other Income Fee and Services Trading and MTM income* Others Net Total Income Employee Cost Other Operating Expenses Operating Expenditure Operating Profit Prov.
Registered Office
opening
Technology at the Core Colleagues Colleagues: Our Greatest Asset Engaged colleagues empowered with technology tools and aligned with the Company’s purpose will deliver value for the customers at scale.
Registered Office
opening
No offering of securities of the Bank will be made except by means of a statutory offering document containing detailed information about the Bank.
Registered Office
opening
Any opinion, estimate or projection herein constitutes a judgment as of the date of this presentation, and there can be no assurance that future results or events will be consistent with any such opinion, estimate or projection.
Registered Office
opening
We do not have any obligation to, and do not intend to, update or otherwise revise any statements reflecting circumstances arising after the date of this presentation or to reflect the occurrence of underlying events, even if the underlying assumptions do not come to fruition.
Registered Office
opening
No representation or warranty (express or implied) of any nature is made nor is any responsibility or liability of any kind accepted with respect to the truthfulness, completeness or accuracy of any information, projection, representation or warranty (expressed or implied) or omissions in this presentation.
Advertisement
Risks & concerns — 1 flagged
1 7 1 Customers Driving Inclusive and Responsible Growth Scale y t i n u m m o C Execution Excellence at Scale Customer at the centre One Kotak C o m p a n y Empowered Colleagues Prudent Risk Management Company: Building Sustainable Value To build a great company that shareholders can be proud off - an institution that delivers sustainable and consistent risk adjusted financial returns.
Registered Office
Speaking time
Code
1
Sub
1
Registered Office
1
Advertisement
Opening remarks
Code
500247, 958687, 974396, 974682, 974924, 975387 NSE Symbol: KOTAKBANK, KMBL, KMB26, KMB29, KMB30 Dear Sirs,
Sub
Investor Presentation for Earnings Conference Call on the Consolidated and Further to our intimation today regarding the Consolidated and Standalone Unaudited Financial Results of Kotak Mahindra Bank Limited ("Bank") for the quarter ended June 30, 2025 and pursuant to Regulation 30 of the of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), we enclose herewith a copy of the Investor Presentation for Earnings Conference Call in connection with the aforesaid Financial Results. The above information is also being hosted on the Bank's website https://www.kotak.com/en/investor- relations/governance/sebi-listing-disclosures.html in terms of the Listing Regulations. This is for your information and appropriate dissemination. Thanking you, Yours faithfully, For Kotak Mahindra Bank Limited Avan Doomasia Company Secretary Encl.: as above Kotak Mahindra Bank Ltd. CIN: L65110MH1985PLC038137
Registered Office
27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051, www.kotak.com T +91 22 61660001 Maharashtra, India. This is a Confidential document. Transforming for scale Investor Presentation Q1FY26 Presentation on financial results for the Period ended 30th June, 2025 26th July, 2025 Consolidated • PAT: ₹ 4,472 cr • ROE: 11.13% • Book value per share: ₹ 829, Up 17% YoY • Group AUM: ₹ 750,143 cr, Up 18% YoY • ROA: 2.03% Key Updates for Q1FY26 Bank • PAT: ₹ 3,282 cr • NIM: 4.65% • CASA Ratio: 40.9% • Avg Advances*: Up 14% YoY • Avg Deposits: Up 13% YoY • NNPA: 0.34% Subsidiaries • Kotak AMC and TC: PAT Up 86% YoY, Equity QAAUM: Up 24% YoY • Kotak Mahindra Prime: PAT: Up 17% YoY, Advances: Up 16% YoY *Advances (incl. IBPC & BRDS) 2 Kotak’s predominance in its businesses Bank’s milestones Subsidiaries highlights Customer reach #4 Private Sector Bank in India# ₹ 4.30 trn Market Cap as on 30th June, 2025 Amongst the leading Financier for Tractors, CV & CE amongst banks in India Ko
Advertisement
← All transcriptsKOTAKBANK stock page →