UNIONBANKNSEQ1FY26July 19, 2025

Union Bank of India

4,714words
1turns
0analyst exchanges
0executives
Key numbers — 40 extracted
₹ 22.14
Strategic Initiatives / Outcome Cyber Security Group Entities & Awards Global Business mix – ₹ 22.14 Trillion 9.1% Share among PSBs in Business*  Advances: ₹ 9.74 Trillion  Deposits : ₹ 12.40 Tril
9.1%
atives / Outcome Cyber Security Group Entities & Awards Global Business mix – ₹ 22.14 Trillion 9.1% Share among PSBs in Business*  Advances: ₹ 9.74 Trillion  Deposits : ₹ 12.40 Trillion 8,649 Br
₹ 9.74
s & Awards Global Business mix – ₹ 22.14 Trillion 9.1% Share among PSBs in Business*  Advances: ₹ 9.74 Trillion  Deposits : ₹ 12.40 Trillion 8,649 Branches & 8,976 ATMs Branches Share  Rural (30%) 
₹ 12.40
x – ₹ 22.14 Trillion 9.1% Share among PSBs in Business*  Advances: ₹ 9.74 Trillion  Deposits : ₹ 12.40 Trillion 8,649 Branches & 8,976 ATMs Branches Share  Rural (30%)  Semi-urban (29%)  Urban (20%
30%
₹ 9.74 Trillion  Deposits : ₹ 12.40 Trillion 8,649 Branches & 8,976 ATMs Branches Share  Rural (30%)  Semi-urban (29%)  Urban (20%)  Metro (21%)  Overseas Branches in Dubai & Sydney   Ba
29%
eposits : ₹ 12.40 Trillion 8,649 Branches & 8,976 ATMs Branches Share  Rural (30%)  Semi-urban (29%)  Urban (20%)  Metro (21%)  Overseas Branches in Dubai & Sydney   Banking subsidiary in
20%
40 Trillion 8,649 Branches & 8,976 ATMs Branches Share  Rural (30%)  Semi-urban (29%)  Urban (20%)  Metro (21%)  Overseas Branches in Dubai & Sydney   Banking subsidiary in London, United
21%
,649 Branches & 8,976 ATMs Branches Share  Rural (30%)  Semi-urban (29%)  Urban (20%)  Metro (21%)  Overseas Branches in Dubai & Sydney   Banking subsidiary in London, United Kingdom JV i
3.63%
tities & Awards Deposits Advances RAM Capital Asset Quality Operating Performance (Jun-25 Q) 3.63% YoY 6.83% YoY 10.34% YoY CRAR 18.30 % CET-I 15.30% GNPA 3.52% NNPA 0.62% PCR 94.65% Deposit gr
6.83%
ards Deposits Advances RAM Capital Asset Quality Operating Performance (Jun-25 Q) 3.63% YoY 6.83% YoY 10.34% YoY CRAR 18.30 % CET-I 15.30% GNPA 3.52% NNPA 0.62% PCR 94.65% Deposit growth Cons
10.34%
its Advances RAM Capital Asset Quality Operating Performance (Jun-25 Q) 3.63% YoY 6.83% YoY 10.34% YoY CRAR 18.30 % CET-I 15.30% GNPA 3.52% NNPA 0.62% PCR 94.65% Deposit growth Consistent & Sus
18.30 %
M Capital Asset Quality Operating Performance (Jun-25 Q) 3.63% YoY 6.83% YoY 10.34% YoY CRAR 18.30 % CET-I 15.30% GNPA 3.52% NNPA 0.62% PCR 94.65% Deposit growth Consistent & Sustained Credit Gro
Risks & concerns — 2 flagged
 Committed to usher in prosperity & plenty by care concern to the financial needs of cross section of rural populace in 26 0.43 districts across Andhra Pradesh.
— Feature Enhancement
These risks and uncertainties include, but are not limited to our ability to successfully implement our strategy, future levels of non-performing loans, our growth and expansion in business, the impact of any acquisitions, the adequacy of our allowance for credit losses, technological implementation and changes, the actual growth in demand for banking products and services, investment income, cash flow projections, our exposure to market risks as well as other risks.
— Feature Enhancement
Advertisement
Speaking time
Feature Enhancement
1
Opening remarks
Feature Enhancement
 CBDC (Digital e₹): migrated to value based transaction model as per RBI directives  Digital Savings Account Journey: Introduction of Salary Scheme & Pension Schemes 20 Overview Highlights Business Financials Asset Quality & Capital Adequacy Financial Inclusion & ESG Strategic Initiatives / Outcome Cyber Security Group Entities & Awards Key Initiatives Awards & Recognition Digital Journeys UPI (Feature Enhancement) Infosys Finacle Innovation Awards 2025 PAN India Launch of  Digital Personal Loan  Digital Vehicle Loan  National Pension Scheme Digital Document Execution  DDE through LAS extended for Agriculture loans (fresh loans) for Individual and Proprietorship constitutions.  The DDE is available in 19 States/UTs for Retail and 9 States/UTs for Agri Loans. Internet Banking  NRI- Monthly Income Scheme  UPI Lite Limit enhancement (as per NPCI Guidelines)  Wallet limit to ₹ 5,000.  Daily Transaction Limit to ₹ 10,000.  Single Transaction Limit to ₹ 1,000.  UPI Global facili
Advertisement
← All transcriptsUNIONBANK stock page →